Discover Student It Card vs Chase Freedom Unlimited®

Compare Rewards, Interest Rates, Fees, and Benefits

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Discover Student It Card is a student and cash back credit card. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.

	Discover it® Student Cash Back	Chase Freedom Unlimited®

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 6 months	0% introductory APR for 15 months
Introductory APR for Balance Transfers	10.99% introductory APR for 6 months	0% introductory APR for 15 months
Purchase APR	17.24% to 26.24% Variable based on your creditworthiness and other factors	18.99% to 28.49% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.24% to 26.24% Variable based on your creditworthiness and other factors	18.99% to 28.49% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	3% of each transaction in U.S. dollars
Annual Fee	$0 annual fee	$0 annual fee
		Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers).	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
Cash Back Rewards	1% cash back on all other purchases.	Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Bonus Cash Back	5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details.
Dining Rewards		Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee
Bottom Line		Great cash back credit card for everyday purchases... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Freedom Unlimited® card, please click here. Disclaimer: The information for the Discover it® Student Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover Student It Card: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover Student It Card or Blue Cash Everyday.

Articles on Chase Freedom Unlimited®

Chase Freedom Unlimited

With a cash back offer and no annual fee, does Chase Freedom Unlimited® live up to the hype? Read this in-depth review to see how it stacks up.

Chase Freedom Unlimited Foreign Transaction Fee

Chase Freedom Unlimited® may not be a good travel partner. Here's what you need to know about its foreign transaction fees.

Chase Freedom Unlimited Credit Limit

Many Chase Freedom Unlimited® users receive a credit limit of $1,000 - $3,000. Find out how Chase determines your credit limit and how to get an increase.