Chase Freedom Unlimited® vs Discover It
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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Discover It, a cash back card? Read our comparison chart below.
 | Read Discover It Review | |
Chase Freedom Unlimited® | Discover it® Cash Back | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 15 months | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | 0% introductory APR for 15 months | 0% introductory APR for 15 months |
| Purchase APR | 19.99% to 28.74% Variable based on your creditworthiness and other factors | 18.74% to 27.74% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 19.99% to 28.74% Variable based on your creditworthiness and other factors | 18.74% to 27.74% Variable based on your creditworthiness and other factors |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars | No foreign transaction fee |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases. | Discover will match all the cash back you've earned at the end of your first year (only for new cardmembers). |
| Cash Back Rewards | Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | 1% cash back on all other purchases. |
| Bonus Cash Back | 5% cash back on up to $1,500 in purchases in rotating categories that change each quarter (requires free and easy sign-up for 5% Cashback Bonus)* Limitations apply*. See issuer's website for additional program details. | |
| Dining Rewards | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Great cash back credit card for everyday purchases... | Excellent cash back credit card with no annual fee and low interest rate... |
| Read Discover It Review | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Discover it® Cash Back has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Discover It: Pricing information including interest rates, rewards, benefits and fees was obtained on November 3, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Which is Better: Chase Freedom Unlimited or Discover It?
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Chase Freedom Unlimited or Blue Cash Everyday.
Articles on Chase Freedom Unlimited®
Chase Freedom Unlimited
Chase Freedom Unlimited Foreign Transaction Fee
Chase Freedom Unlimited Credit Limit
Which Do You Like and Why?
Compare Chase Freedom Unlimited to:
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For rates and fees of the Blue Cash Everyday® Card from American Express card, please click here.
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Discover It Credit Card Review
Compare Discover It to:
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For rates and fees of The Platinum Card® from American Express card, please click here.
For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.
