Discover it Miles vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Discover it Miles is a travel and airline credit card. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the Discover it Miles has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee.

	Discover it® Miles	Chase Sapphire Preferred® Card

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	10.99% introductory APR for 15 months	N/A
Purchase APR	18.49% to 27.49% Variable based on your creditworthiness and other factors	20.74% to 27.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.49% to 27.49% Variable based on your creditworthiness and other factors	20.74% to 27.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$0 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards	1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards	1.5x Miles on every dollar you spend on purchases.	1:1 point transfer to leading airline and hotel loyalty programs
Bonus Hotel Rewards		$50 Annual Chase Travel Hotel Credit
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Dining Rewards		3X points on dining
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line		High-earning rewards card for those with excellent credit... Read full review

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Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Discover it Miles or Chase Sapphire Reserve.