Discover it Miles vs American Express® Gold Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Discover it Miles is a travel and airline credit card. How does it compare to American Express Gold, a points card? Read our comparison chart below.

	Discover it® Miles	American Express® Gold Card

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	10.99% introductory APR for 15 months	N/A
Purchase APR	18.74% to 27.74% Variable based on your creditworthiness and other factors	See Pay Over Time APR See Rates & Fees
Balance Transfers APR	18.74% to 27.74% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$0 annual fee	$325 annual fee
		Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Introductory Bonus Offer		Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Travel Rewards	1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.
Airline Rewards	1.5x Miles on every dollar you spend on purchases.	Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Point Rewards		Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Grocery Rewards		Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Dining Rewards		Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Airline Transfer Partners		Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Welcome bonus 3X points on flights booked directly with airlines or on AmexTravel.com Cons: $325 annual fee
Bottom Line		Good rewards card for cardholders who fly frequently or eat out... Read full review

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