Delta SkyMiles® Reserve American Express Card vs Delta SkyMiles® Gold American Express Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Delta Reserve is an airline credit card. How does it compare to Delta SkyMiles Gold from American Express, an airline card? Read our comparison chart below.

	Delta SkyMiles® Reserve American Express Card	Delta SkyMiles® Gold American Express Card


	Credit Card Summary
	Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card. Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends. Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card. Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart. Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year. Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details. $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required. $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required. Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class. Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members. Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases. No Foreign Transaction Fees. $650 Annual Fee. Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted. Terms Apply. See Rates & Fees See Current Offer	Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Enjoy a $0 introductory Annual Fee for the first year, then $150. Delta SkyMiles® Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel. Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases. You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight. Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner. $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com. Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card. No Foreign Transaction Fees. With Send & Split®, you can send money and split your Card purchases with any other Venmo or PayPal user, directly from the Amex App. Enroll today. Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted. Terms Apply. See Rates & Fees See Current Offer
	Credit Card Interest Rates & Fees
Purchase APR	20.24% to 29.24% Variable based on your creditworthiness and other factors	20.24% to 29.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$650 annual fee	$0 introductory annual fee for the first year, then $150
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.	Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Airline Rewards	Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.	Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
Bonus Airline Rewards	Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart. Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.	$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
Airline Status	Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details. Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card. Enjoy your first checked bag free on Delta flights.	Enjoy your first checked bag free on Delta flights. Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews

Pros & Cons		Pros: Bonus Delta miles offer One free checked bag on Delta flights Zone 5 Priority boarding Cons: $150 annual fee ($0 introductory annual fee for the first year)
Bottom Line		Good airline credit card for someone who travels heavily with Delta airlines... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here. For rates and fees of the Delta SkyMiles® Gold American Express Card, please click here.

Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Delta Reserve or Chase Sapphire Preferred.

Which Do You Like and Why?

Compare Delta Reserve to:

Delta SkyMiles® Platinum American Express Card

Terms Apply | See Rates & Fees

Intro APR (Purchases)

Intro APR (Balance Transfer)

Regular APR

N/A

20.24% - 29.24% Variable

Annual Fee

$350

The Platinum Card® from American Express

Terms Apply | Read Review | See Rates & Fees

Intro APR (Purchases)

Intro APR (Balance Transfer)

Regular APR

N/A

See Pay Over Time APR
See Rates & Fees

Annual Fee

$695

Chase Sapphire Reserve®

Intro APR (Purchases)

Intro APR (Balance Transfer)

Regular APR

N/A

21.99% - 28.99% Variable

Annual Fee

$550

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Beginner's Guide to Airline Miles and Points

Airline Miles for Beginners

New to airline miles? Learn how it works and how to earn a ton of miles fast through credit cards. Before long, you'll be redeeming miles for free flights and hotel rooms.

Compare Delta SkyMiles Gold to:

Chase Sapphire Preferred® Card

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

N/A

20.99% - 27.99% Variable

$95

Delta SkyMiles® Reserve American Express Card vs Delta SkyMiles® Gold American Express Card

Delta SkyMiles® Reserve American Express Card

Delta SkyMiles® Gold American Express Card

Credit Card Summary

Credit Card Interest Rates & Fees

Credit Card Rewards & Benefits

CreditDonkey® Credit Card Reviews

Which Do You Like and Why?

Compare Delta Reserve to:

Delta SkyMiles® Platinum American Express Card

The Platinum Card® from American Express

Chase Sapphire Reserve®

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Airline Miles for Beginners

Compare Delta SkyMiles Gold to:

Chase Sapphire Preferred® Card