Delta SkyMiles® Reserve American Express Card vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Delta Reserve is an airline credit card. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below.

	Delta SkyMiles® Reserve American Express Card	Chase Sapphire Preferred® Card


	Credit Card Summary
	Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Enjoy complimentary access to the Delta Sky Club® when you fly Delta. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. Once all 15 Visits have been used, Eligible Card Members may purchase additional Delta Sky Club Visits at a per-Visit rate of $50 per person using the Card. Receive four Delta Sky Club® One-Time Guest Passes each year when you fly Delta so you can share the experience with family and friends. Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card. Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart. Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year. Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details. $240 Resy Credit: When you use your Delta SkyMiles® Reserve American Express Card for eligible purchases with U.S. Resy restaurants, you can earn up to $20 each month in statement credits. Enrollment required. $120 Rideshare Credit: Earn up to $10 back in statement credits each month after you use your Delta SkyMiles® Reserve American Express Card to pay for U.S. rideshare purchases with select providers. Enrollment required. Delta SkyMiles® Reserve American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. With your Card receive upgrade priority over other Medallion Members within the same Medallion level and fare class. Delta SkyMiles® Reserve American Express Card Members with an eligible ticket will be added to the Complimentary Upgrade list, after Delta SkyMiles Medallion Members. Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases. No Foreign Transaction Fees. $650 Annual Fee. Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted. Terms Apply. See Rates & Fees See Current Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel. Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Member FDIC See Current Offer
	Credit Card Interest Rates & Fees
Purchase APR	20.24% to 29.24% Variable based on your creditworthiness and other factors	20.99% to 27.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	20.99% to 27.99% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$650 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Earn 70,000 Bonus Miles after you spend $5,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards	Earn 3X Miles on Delta purchases and earn 1X Miles on all other eligible purchases.	1:1 point transfer to leading airline and hotel loyalty programs
Bonus Airline Rewards	Receive $2,500 Medallion® Qualification Dollars each Medallion Qualification Year and get closer to Status with MQD Headstart. Earn $1 Medallion® Qualification Dollar for each $10 of purchases made on your Delta SkyMiles® Reserve American Express Card in a calendar year and get a boost toward achieving elevated Medallion Status for next Medallion Year.
Bonus Hotel Rewards		$50 Annual Chase Travel Hotel Credit
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Status	Receive a Companion Certificate on a Main Cabin round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card. The Companion Ticket requires payment of the government-imposed taxes and fees of no more than $80 for round-trip domestic flights and no more than $250 for round-trip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details. Enjoy complimentary access to The Centurion® Lounge when you book a Delta flight with your Reserve Card. Enjoy your first checked bag free on Delta flights.
Dining Rewards		3X points on dining
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	Go to issuer's official application, terms, and details	Go to issuer's official application, terms, and details
	CreditDonkey® Credit Card Reviews

Pros & Cons		Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line		High-earning rewards card for those with excellent credit... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Delta SkyMiles® Reserve American Express Card, please click here.

Still need help deciding which airline credit card is better? Read the in-depth reviews below. You may also be interested in comparing Delta Reserve or American Express Platinum.

Articles on Chase Sapphire Preferred® Card

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Chase Sapphire Preferred Requirements

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Chase Sapphire Preferred Credit Score Needed

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Which Do You Like and Why?

Compare Delta Reserve to:

Delta SkyMiles® Platinum American Express Card

Terms Apply | See Rates & Fees

Intro APR (Purchases)

Intro APR (Balance Transfer)

Regular APR

N/A

20.24% - 29.24% Variable

Annual Fee

$350

The Platinum Card® from American Express

Terms Apply | Read Review | See Rates & Fees

Intro APR (Purchases)

Intro APR (Balance Transfer)

Regular APR

N/A

See Pay Over Time APR
See Rates & Fees

Annual Fee

$695

Chase Sapphire Reserve®

Intro APR (Purchases)

Intro APR (Balance Transfer)

Regular APR

N/A

21.99% - 28.99% Variable

Annual Fee

$550

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