Best Bank Promotions and Bonus Offers for November 2024
Thinking about opening a new personal checking, savings, or business account? Here are the best banking promotions - all in one list. Be sure to read the details to understand the requirements and eligibility.
Bank Promotion Link | Offer | Review |
---|---|---|
Chase Private Client Checking℠ | Up to $3,000 Bonus | Review |
HSBC Premier | Up to $2,500 Bonus | Review |
U.S. Bank Smartly® Checking | Up to $450 Bonus | Review |
KeyBank Key Smart Checking® | $300 Bonus | Review |
Fifth Third Bank Personal Checking Account | $300 Bonus | Review |
Chase Total Checking® | $300 Bonus | Review |
Discover® Online Savings | $200 Bonus | Review |
Discover® Online Savings | $150 Bonus | Review |
Chase College Checking℠ | $100 Bonus | Review |
BMO Smart Advantage Checking Account and BMO Smart Money Checking Account | $300 | Review |
What banks are having promotions? This list is updated monthly to bring you the best bank bonuses and deals. Bookmark it and check back often.
Top New Bank Account Bonuses and Promotions
Many bank deals pay new customers to open an account. You get a cash bonus for opening an account and meeting certain deposit requirements. FDIC-insured bank accounts also protect your money safely.
Checking Account Bonuses
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
- Minimum Deposit to Open: $25
HSBC Premier - Earn Up to $2,500
Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through November 22, 2024, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
- Minimum Deposit to Open:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Direct Deposit Required: Yes
- Minimum Deposit to Open: $0
- Minimum Deposit Required: None
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Direct Deposit Required: No
- Minimum Deposit to Open: $0
- Minimum Deposit Required: None
Discover® Cashback Checking - Up to $30/Month Cashback
Earn 1% cash back on up to $3,000 in debit card purchases each month, for a total of up to $30 cashback per month. Discover Cashback Debit checking account has no minimum balance requirement, no fees, and free online bill pay. See website for details.
Chase College Checking℠ - $100 Bonus
- Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
- $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old.
- Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
- Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere.
- Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S.
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly.
- JPMorgan Chase Bank, N.A. Member FDIC
- Direct Deposit Required: No
- Minimum Deposit to Open: $0
- Minimum Deposit Required: None
Chase Private Client Checking℠ - Up to $3,000 Bonus
- You're eligible for up to a $3,000 bonus when you open a new Chase Private Client Checking℠ account with qualifying activities.
- Speak with a Private Client Banker to open your Chase Private Client Checking℠ account today. Schedule your meeting at your nearest branch to get started.
- Priority service for everyday banking. Receive personalized attention from a dedicated Chase Private Client Banker and 24/7 access to a U.S. based banking service line.
Earn $1,000 when you deposit $150,000 or earn $2,000 when you deposit $250,000 or earn $3,000 when you deposit $500,000. - No fees at Chase and non-Chase ATMs worldwide.
- No Chase fee on incoming or outgoing wire transfers.
- Enjoy higher limits on Chase Private Client debit card purchases and ATM withdrawals, as well as higher Zelle® and Chase QuickDeposit℠ limits.
- Preferred rates and perks which may make you eligible for a 0.25% auto rate discount and invitation-only events.
- Enhance your Chase relationship with access to a dedicated J.P. Morgan Private Client Advisor who can help create a personalized investment strategy.
- Deposit products provided by JPMorgan Chase Bank, N.A. Member FDIC. Deposit products are FDIC insured up to the maximum amount allowed by law.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS: •
Personal Checking Account - $300 Bonus
Open an eligible Fifth Third checking account. Make direct deposits totaling $2,000 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
Key Smart Checking® - $300 Bonus
- Open a Key Smart Checking® account online by December 13, 2024.
- Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
- Direct Deposit Required: Make the minimum opening deposit of $10, plus one eligible direct deposit of at least $1,000 within the first 60 days of account opening.
- Minimum Deposit to Open: $10
OneCard with Rewards Checking - $200 Bonus
- 3% cash back on everyday expenses (up to $500 in rewards per calendar year); 2% on everything else
- No annual fee
- Choose to Pay Now with no interest, or Pay Later
- $200 bonus when you also open and fund a new Upgrade Rewards Checking Plus account and make 3 qualifying purchases on your Upgrade OneCard and/or Rewards Checking Plus debit card within 60 days
Fifth Third Momentum® Checking - $300 Bonus
Open an eligible Fifth Third checking account. Make direct deposits totaling $2,000 or more within 90 days of account opening to qualify for bonus. The cash bonus will be deposited into your new checking account within 10 business days of completing qualifying activity requirements.
- Direct Deposit Required: Yes
- Minimum Deposit to Open: $0
- Minimum Deposit Required: $2,000 or more within 90 days of account opening to qualify for bonus
BMO Smart Advantage Checking Account and BMO Smart Money Checking Account - Earn $300 Cash Bonus*
$300 Cash Bonus* when you have $4,000 in direct deposits within 90 days of opening between 11/1/24 – 2/3/25. *Conditions Apply. Available in the U.S. BMO Bank N.A. Member FDIC
- Ally Bank Interest Checking
- Capital One 360 Checking
- First Citizens Bank Free Checking
- Axos Bank Rewards Checking
Savings Account Offers
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
High-Yield Savings Premier - 4.46% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
- Minimum Deposit to Open: $500
High Yield Savings Account - 4.35% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
- Minimum Deposit to Open: $1
CIT Bank Platinum Savings - 4.70% APY
- 4.70% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Direct Deposit Required: No
- Minimum Deposit to Open: $100
Here are some of the top savings accounts:
- Western Alliance Bank:
High-Yield Savings Premier - 4.46% APY - Discover® Online Savings:
$200 Cash Bonus - CIT Bank Platinum Savings:
4.70% APY - Quontic:
High Yield Savings - 4.25% APY - Live Oak Bank:
Personal Savings - Earn 4.30% APY
Business Checking Account Bonuses
Chase Business Complete Banking® - $300 Bonus
- Earn $300 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities.
- Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card.
- Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions.
- Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments.
- Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account.
- Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business
- Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology.
- Associate Debit and Employee Deposit Cards available upon request
- Direct Deposit Required: No
- Minimum Deposit to Open: $0
Truist Bank: Business Checking Account - $400 Bonus
- Earn $400 when you open a new small business checking account and complete qualifying activities.
- Choose between:
- Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
- Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
- New business checking clients only
- From October 1st, 2024 – March 31st 2025
- Minimum Deposit to Open: $100
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2024.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
US Bank: Silver Business Checking account - $400 Bonus
Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.
Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.
New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.
The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.
Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.
All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.
Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.
- Minimum Deposit to Open: $100
Bluevine: Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
- Minimum Deposit to Open: $0
Spend $1500 with your Novo card within 90 days, and get $75
- $0 monthly service fee
- $50 deposit to unlock all features
- ATM fee refunds up to $7 per month
- Minimum Deposit to Open: $50
Axos Bank: Basic Business Checking - Up to $400 Bonus
- Business owners get up to $400 welcome bonus!* Open a business checking account by January 2 and get up to $400 when you use promo code NEW400 on your application.*
- No initial deposit requirement
- No minimum balance requirement
- No monthly maintenance fees
- Free domestic incoming wires. Two (2) outgoing domestic wire fees reimbursed per month.
- Unlimited domestic ATM fee reimbursements
- Unlimited item processing (debits, credits, and deposited items)
- Cash deposits via MoneyPass and AllPoint networks
- Direct Deposit Required: No
- Minimum Deposit to Open: $0
Lili: Free Checking Account for Small Business Owners
- Sign up in 3 minutes; no credit check
- No account fees - $0 monthly fee, overdraft fee, foreign transaction fee, or ATM fees at approximately 40,000 locations
- Automatic Savings
- Get paid up to 2 days early
- Minimum Deposit to Open: $0
North One Free Business Banking
- Business banking for teams
- Automatic invoice ingestion and payments
- Sales and revenue analytics
- Unlimited account envelopes
- Close to 100 integrations
- Over $5000 in perks for new customers
- No monthly fees, no application fees, no minimum balance
North One is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, Member FDIC.
- Minimum Deposit to Open: $50
Bluevine: Free Business Checking - Up to 1.5% APY
- 1.5% APY on your balance up to $250,000 for customers that meet monthly eligibility requirements
- $0 minimum opening deposit
- $0 monthly service fee
- Minimum Deposit to Open: $0
Relay: No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
- Minimum Deposit to Open: $0
Found: Free Business Banking for the Self-Employed
- Banking, taxes, bookkeeping – all in one place
- Automatically find tax write-offs and save for taxes
- Track and categorize expenses with custom rules
- Free unlimited custom invoices
- Easy sign up; no credit check
- Minimum Deposit to Open: $0
High Interest Rates
- CIT Bank Platinum Savings:
4.70% APY - SkyOne Federal Credit Union:
Money Market Deposit Account - 4.62% APY - Liberty Savings Bank:
High Yield Savings Account - 4.50% APY - mph.bank:
Money Market Deposit Account - 4.50% APY - Western Alliance Bank:
High-Yield Savings Premier - 4.46% APY - Continental Bank:
High Yield Savings Account - 4.41% APY - Live Oak Bank:
Personal Savings - Earn 4.30% APY - Blue Federal Credit Union:
Money Market Deposit Account - 4.25% APY - Quontic:
High Yield Savings - 4.25% APY - Discover Bank:
Online Savings Account - Earn 4.00% APY
How do Bank Promotions Work?
Bank promotions are incentives for new customers to open a new checking or savings account. Typically, you'll have to make qualifying deposits and keep the account open for a certain amount of time to get the bonus.
Banks benefit by getting new customers. Because when you deposit money with them, they can earn profits by loaning out your cash. That's why banks will typically require some kind of deposit in order to earn a bonus.
You also benefit by getting free money for switching to a new bank. A win-win!
How Can I Qualify for a Bank Account Bonus?
Banks have criteria you must meet to earn an account bonus. To qualify, you usually need to deposit a certain amount of money (in either direct deposits or transfers) within a certain timeframe. You also must keep your account open for a few months or the bonus will be taken back.
Sometimes, the bank may also require that you complete some activities. This can range from making a certain number of debit card purchases, enrolling in mobile banking, or using online bill pay.
Depending on the bank promotion, they may have just one requirement or a combination of a few.
Also, to qualify, you need to be a new customer. Some banks are more strict and say that you cannot have ever received a bonus from them before. Some say that you just can't have closed an account or received a bonus in the past 1 or 2 years. This is to prevent people from opening and closing accounts just to get bonuses.
What's the Best Bank for Me?
The best bank for you depends on what you want out of a bank. Do you want convenience, low fees, or high interest? Here are the different types of banks and why you may pick each one.
- National banks: best accessibility. These are the big traditional banks such as Bank of America, Wells Fargo, etc. These banks typically have physical locations and ATMs throughout the country. So you can get in-person help and do your banking no matter where you are. However, these banks usually offer very low interest and have fees and/or balance requirements.
- Regional or community banks: best local service. Regional banks are usually limited to one geographical area, whether it be several states or a single city. They usually offer higher interest and less fees. But you may need to switch banks if you move.
- Credit unions: best personalized service. These can be thought of mom-and-pop banks. The locations may be very limited (sometimes only one branch), but credit unions offer higher interest, competitive loan rates, and great personalized service.
- Online banks: best interest rates. If you're comfortable with doing your banking completely on the web or via mobile app, online banks will offer the highest interest rates (in exchange for no physical locations). Many online banks have no account fees and no balance requirements.
Credit unions generally offer higher interest rates, better loan rates, lower fees, and better personalized customer service than traditional banks. Credit unions are nonprofit, whereas banks are for-profit. Banks have more nationwide accessibility, but the interest rate is usually low and they charge more fees.
Bonus Promotions FAQs
What banks give instant bonuses for opening accounts?
Banks won't give instant bonuses just for opening a new account. They want you to use their account by depositing money, setting up direct deposit, or making purchases. After you complete the qualifying activities, you'll receive your bonus.
How are bank bonuses paid?
After you've met the requirements for the bonus, banks will deposit the cash into your account. Usually, it'll take several business days. The bonus offer should give a timeframe for when they will deposit the bonus.
Does a bank bonus count as income?
Yes, welcome cash bonuses for opening a bank account are considered income. You will get a 1099-INT from the bank and you'll need to report it as interest income on your taxes. It'll be taxed at your ordinary income tax rate.
Does switching banks hurt your credit?
No, switching banks will not hurt your credit. Opening a new bank account is only a soft pull, which doesn't impact your credit score. But, don't forget to switch over automated payments. If payments fail because they're still going to your old bank account, that will harm your credit.
Can you have 2 bank accounts?
There's no limit to how many bank accounts you can have legally. Many people find it helpful to have more than one bank account to stay organized (like a primary account and one for paying bills).
If you're in the market for a 2nd account, it's a great chance to take advantage of bank bonuses.
Methodology: How We Picked the Best Bank Bonuses
First, we picked larger banks that are offering at least $100 bonus. Most of the promotions on our list offer $200 or even more. We chose banks that serve a wide area, so they're available to more people.
We also picked offers that are available to apply for online, since that's more convenient for most people. And you can take advantage of the offer even if you don't live super close to a branch.
The requirements to earn the sign-up bonus offers must be reasonable and relatively easy to meet. There are also some larger bonuses targeted towards premium checking customers with higher criteria.
Finally, we picked bank accounts that we truly feel offer good features and benefits. So that even after you receive your bonus, you'll still find value in being a customer. Hopefully, the sign-up bonus is just an added perk over the long-term benefits.
What Experts Say
CreditDonkey assembled a panel of industry experts to answer readers' most pressing questions. Here's what they said:
Top Banks with Promotions
- Chase: Only bank in the US with branches in all 48 contiguous states; over 4,700 branches and 15,000 ATMs; many checking options including free accounts for students and kids.
- Bank of America: There are thousands of ATMs and financial centers; good customer service with extended hours.
- Wells Fargo: Over 4,500 locations and 12,000 ATMs; many checking options including a second chance account for those who had financial troubles.
- Ally Bank: Online bank with wide array of services, high interest rates, no fees, and great 24/7 customer service.
- Discover® Bank: Online bank with high interest savings & CDs.
- Capital One: Hybrid brick-and-mortar and online bank; all banking products have no monthly service fees or minimum opening deposits.
- CIT Bank Bonus Offers: Online bank with one of the highest interest rates for online savings account.
- PNC Bank: Unique Virtual Wallet feature and financial tools that help you reach your goals; account fee is easily waived.
- TD Bank: Extended banking hours and 24/7 customer service; checking account fees waived with low account minimums.
- Alliant Credit Union: A credit union with high interest rates, ATM fee rebates, and large network of over 80,000 fee-free ATMs. Anyone can join with simple qualifications.
More Bank Offers
- First Technology Federal Credit Union:
Personal Savings Account - $3,000 Bonus
Open a First Tech Premier Rewards Savings account. Deposit at least $750,000 in new money within 45 calendar days of account opening. Maintain an average daily balance of $750,000 or more for 120 calendar days following the initial 45 calendar days from account opening. This offer is available to First Tech members who participate in the First Tech Premier Rewards Banking program. - Flushing Bank:
Personal Checking Account - $2,500 Bonus
Open a new Complete Checking account. Maintain an average balance of $250,000 or more in the first 3 months after the month of account opening. - Citi Checking - $1,500 Bonus
Open a new eligible Citi Checking account and enroll in this offer the same day the account was opened. Deposit at least $200,000 of new-to-Citibank funds into your new checking account within 45 days of account opening. Maintain $200,000 or more in the account for an additional 45 days after the first 45 days.If you also open a new Citi Savings account, the required minimum balance can be held in your Citi Checking account, or in between your Citi Checking and Citi Savings accounts.
- Capital One:
Personal Savings Account - $1,500 Bonus
Open a new 360 Performance Savings account. Use promo code BONUS1500 at account opening. Deposit at least $100,000 of external funds within 15 days of account opening. Maintain at least $100,000 in the account for 90 days more after the initial 15 days after account opening. - Community Financial Credit Union:
Personal Checking Account - $1,000 Bonus
Open a new CloseEnuff™ account. Set up and receive qualifying direct deposits totaling $10,001 or more within 8 weeks of account opening. Maintain your monthly direct deposit activity until the end of February 2025. This offer is available to new and existing clients who do not have a Community Financial Credit Union checking or CloseEnuff™ account. - Chase Total Checking® + Chase Savings℠ - $900 Bonus
Earn $900 when you open a new Chase Total Checking® with direct deposit AND open a new Chase Savings℠ account, deposit a total of $15,000 or more within 30 days, and maintain $15,000 or more for 90 days.- Earn $300 when you open a new Chase Total Checking® account and set up and receive a direct deposit within 90 days of coupon enrollment
- Earn $200 when you open a new Chase Savings℠ account, deposit $15,000 or more in new money within 30 days of coupon enrollment, and maintain $15,000 or more for 90 days of coupon enrollment.
- Earn an additional $400 when you open a new Chase Total Checking® and new Chase Savings℠ at the same time and complete qualifying activities for both accounts.
The information for Chase Total Checking® and Chase Savings℠ have been collected independently by CreditDonkey. The details on this page have not been reviewed or provided by the bank.
- Central Bank:
Personal Checking Account - $800 Bonus
Open a new eligible checking account. Deposit $50 or more and use promo code JOIN at account opening. Set up and receive qualifying direct deposits totaling $5,000 or more within 90 days of account opening. This offer is only available in the St. Louis market. - Columbia Bank:
Personal Checking Account - $800 Bonus
Open a new Cash Back Checking Account, Forward Checking Account, Ideal Checking Account, or Senior Checking Account. Set up and receive qualifying direct deposits totaling $500 or more within 60 day of account opening. Complete 10 or more qualifying point-of-sale debit card transactions within 60 days of account opening. Deposit $25,000 or more in new money into the new checking account and maintain for 120 days. - Popular Bank:
Personal Checking and Savings Account - $700 Bonus
Open a new Popular Prestige Checking account. Set up and receive qualifying direct deposits totaling $2,500 or more within 90 days of account opening. Make 12 qualifying debit card transactions within 90 days of account opening.Open a new Popular Savings account. Fund the account with one or more deposits totaling at least $8,000 in new money. Maintain a balance of at least $8,000 for the following 2 statement cycles.
- HarborOne Bank:
Personal Checking and Savings Account - $600 Bonus
Open a new checking account. Within 30 days of account opening, set up and receive qualifying direct deposits totaling $2,500 or more for 3 consecutive months.Open a new HarborOne Personal Savings, Money Market or CD account. Deposit $10,000 or more into the account within 30 days of account opening. Maintain a combined average monthly balance of $10,000 each month for 3 consecutive months.
- Blue Foundry Bank:
Personal Checking and Savings Account - $600 Bonus
Open a new Blue Axis Edge Checking account. Set up and receive monthly minimum direct deposit of $500 or more for at least 6 consecutive months. Open a new Blue Axis Edge Savings account. Deposit $15,000 or more in new money and maintain for 6 months. - Huntington:
Personal Checking Account - $600 Bonus
Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.
- Wings Credit Union:
Personal Checking and Savings Account - $600 Bonus
Open a new checking account. Use promo code OWNIT24 at account opening. Set up and receive recurring direct deposits totaling $5,000 or more within 60 days of account opening. Complete at least 5 qualifying debit or credit card transactions over $25 each within 60 days of account opening. Enroll in digital banking and eDocuments.Open a new savings account or certificate account at the same time as the checking account. Deposit $25,000 within 60 days of membership opening date. Maintain a minimum available balance of $25,000 until 01/31/2025.
- Associated Bank:
Bank At Work - $600 Bonus
Open a new eligible Associated Bank checking account. Make direct deposits totaling to $500 or more within 90 days of account opening. Receive $600 when the sum of your daily average balance for all your open Associated Bank deposit accounts for 31-90 days is 10,000 or more. The sum of the average daily balance will be computed after 90 days of account opening. - Fidelity Bank (PA):
Personal Checking and Savings Account - $550
Open a new qualifying checking account. Set up and receive qualifying direct deposits totaling $2,500 per month for 3 consecutive months. Make 60 point-of-sale debit card transactions for 3 consecutive months. Sign up for online banking with EZ statements.Open a new savings account at the same time as the checking account. Deposit $10,000 in new money at account opening. Maintain a balance of $10,000 or more in the savings account for 3 consecutive months.
- First Fidelity Bank:
Personal Checking and Savings Account - $500 Bonus
Open a new Freestyle Checking, Traditional Checking, Global Checking, Maximizer Checking, and Varsity Checking account. Use promo code Enjoy500 at account opening. Set up and receive two or more monthly direct deposits of at least $250 within 90 days of coupon enrollment. Activate First Fidelity Bank debit card.Open a new Traditional Savings, Varsity Savings, Looney Tunes Savings Club, Money Market Account, or Health Savings Account (HSA). Use promo code Enjoy500 at account opening. Deposit a total of $15,000 within 20 business days of coupon enrollment. Maintain an average daily balance of $15,000 for 90 days starting from the day of coupon enrollment.
The new checking and savings accounts must be opened on the same day to be eligible for the bonus.
- Clearview Federal Credit Union:
Personal Checking and Savings Account - Up to $500 Bonus
$200/$300: Open a Basic, Simple, Fresh Start, Fresh Start Pro, or Absolute Checking account, and make a recurring electronic deposit of $500 or more within the first 60 days of account opening and sign up for eStatements.$100: Open a savings account, money market account, or a certificate with a 12 month or greater term within 7 business days of checking account opening. Deposit a total of $15,000 or more in new money and maintain a $15,000 average daily balance for 90 days.
$100: Get an automatic additional $100 bonus on the anniversary date of your checking account opening, as long as you maintain a recurring electronic deposit of at least $500 or more.
- Utah First Credit Union:
Personal Checking Account - Up to $500 Bonus
Open a new qualifying checking account. Complete 25 debit card transactions within 60 days of account opening. Set up and receive qualifying direct deposits of $500 or more within 60 days of account opening. Open an Orange Platinum Visa within 60 days of account opening. Keep the account open and in good standing for at least 180 days. - Arizona Central Credit Union:
Personal Checking Account - $500 Bonus
Open a new qualifying checking account. Sign up for eStatements. Complete 10 qualifying debit card transactions within 60 days of account opening. Set up qualifying direct deposits of $1,000 or more per month. - Hudson Valley Credit Union:
Personal Checking Account - $500 Bonus
Open your first new HVCU Classic Checking or Premier Checking with an HVCU Visa® Debit Card. Spend at least $1,500 using your HVCU debit card OR set up and receive qualifying direct deposits totaling $1,500 or more within 90 days of account opening. Enroll in internet banking and/or mobile banking, and enroll in eStatements within 90 days of account opening. - Community Credit Union Florida:
Personal Checking and Savings Account - $500 Bonus
Open a new checking account. Use promo code MK-$300Checking at account opening. Deposit $1,500 within 60 days of account opening. Set up and receive monthly recurring direct deposit of at least $1,500 for 90 days. Sign up for eStatements.Open a new savings account. Use promo code MK-$300Checking at account opening. Deposit a total of $15,000 or more into the new CCU Florida Share Savings account within 30 days of account opening. Maintain a balance of $15,000 or more for 90 days.
- Stanford Federal Credit Union:
Personal Checking Account - $500 Bonus
Open a Stanford FCU Everyday, Premier, or High Yield Spending account. Use offer code SFCU500 at account opening. Set up and receive at least $2,500 monthly payroll direct deposit for 3 consecutive months. The first recurring direct deposits must be posted to the new spending account within 60 calendar days of account opening. - Banner Bank:
Personal Checking and Savings Account - $500 Bonus
Open a new personal checking account. Use offer code 24BU at account opening. Set up and receive at least $1,000 in direct deposits, and have a minimum daily balance of $25,000 or more within 30 days of account opening and maintain for 90 days.Open a new savings or money market account the same time as the checking account. Use offer code 24BU at account opening. Deposit a total of $1,000 or more in new money within 30 days of account opening. Maintain a minimum daily balance of $1,000 or more for 90 days. Set up monthly recurring auto transfers of $25 or more from your Banner Bank checking account to your Banner Bank savings or money market account.
- Elgin State Bank:
Personal Checking and Savings Account - $500 Bonus
Earn $300 when you open a new Total Access Checking account. Use promo code Echecking300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.Earn $200 when you open a new Statement Savings account. Use promo code Esavings200 at account opening. Deposit at least $15,000. Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
- Town Bank:
Personal Checking and Savings Account - Up to $500 Bonus
Earn $300 when you open a new Total Access Checking account. Use promo code Echecking300 at account opening. Have monthly direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.Earn $200 when you open a new Statement Savings account. Use promo code Esavings200 at account opening. Deposit at least $15,000. Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
- Wintrust Bank:
Personal Checking and Savings Account - $500 Bonus
Open a new Total Access Checking account. Use offer code Echecking300 at account opening. Set up and receive monthly occurring direct deposits totaling $500 or more each month for 2 consecutive calendar months after the calendar month your new checking account was opened. Enroll in eStatements and Online Banking.Open a new Statement Savings account. Use offer code Esavings200 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
- Beverly Bank & Trust:
Personal Checking and Savings Account - $500 Bonus
Open a new Total Access Checking account. Use promo code Echecking300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in eStatements and Online Banking.Open a new Statement Savings account. Use promo code Esavings300 at account opening. Deposit $15,000 or more of new money, and maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
- Wheaton Bank & Trust Company:
Personal Checking and Savings Account - Up to $500 Bonus
Earn $300 when you open a new Total Access Checking account. Use promo code Echecking300 at account opening. Have monthly occurring direct deposits totaling $500 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened. Enroll in online banking and eStatements to qualify for bonus.Earn $200 when you open a new Statement Savings account. Use Esavings200 at account opening. Deposit at least $15,000. Maintain a minimum balance of at least $15,000 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened.
- M&T Bank:
Personal Checking Account - $500 Bonus
Open a new M&T MyChoice Plus or Premium Checking account. Use promo code TV at account opening. Make a total of at least $1,000 in qualifying direct deposits within 90 days of account opening. - Texas Trust Credit Union:
Personal Checking Account - $500 Bonus
Open a new checking account. Set up and receive 2 or more qualifying direct deposits totaling $10,000 or more within 90 days of account opening. - Old National Bank:
Personal Checking Account - $450 Bonus
Open a new ONB Preferred or Everyday Checking account. Set up and receive at least 2 qualifying ACH direct deposits totaling $10,000 or more within 90 days of account opening. Account must be opened for at least 120 days to qualify for bonus. - Newtown Savings Bank:
Personal Checking and Money Market Account - Up to $400 Bonus
Open a new Free Checking or Flagship Checking account. Use promo code FALL24 at account opening. Set up and receive a qualifying direct deposit of at least $100 (for Free Checking) or at least $500 (for Flagship Checking) within 60 days of account opening.Open a new Basic Money Market account. Deposit $20,000 or more into your money market account and maintain the balance for 59 days.
- Santander Bank:
Personal Checking Account - $400 Bonus
Open a new Santander Select® Checking, Simply Right® Checking, or Santander® Private Client Checking account. Use promo code at account opening. Promo code can be obtained by filling out the form on the promotion page. Set up and receive qualifying direct deposits totaling $5,000 or more within 90 days of account opening. - Purdue Federal Credit Union:
Personal Checking Account - $400 Bonus
Open a new eligible checking account. Set up and receive qualifying direct deposits totaling $4,000 or more within 120 days of account opening. - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus
Open a new Virtual Wallet with Performance Select checking account and make qualifying direct deposits totaling $5,000 or more within 60 days of account opening. Bonus will be awarded within 60-90 days of meeting the requirements. - Bank of Hawaii:
Personal Checking Account - $400 Bonus
Open a new Bankohana Level II or Bankohana Level III Checking account. Set up and receive qualifying direct deposits totaling $3,500 or more within 60 days of account opening. - Valley National Bank:
Personal Checking Account - $400 Bonus
Open a new All Access Checking+ account. Set up and receive qualifying direct deposits totaling $7,500 or more within 90 days of account opening. - Citizens Bank:
Personal Checking and Savings Account - $400 Bonus
Earn $300 when you open a new qualifying checking account and have at least one single direct deposit of $500 or more post to your new checking account within 60 days of account opening. Open a new qualifying savings account and deposit $100 or more every month for 3 consecutive months. Accounts must be opened at the same time via the offer page to qualify for the bonus. - Ameriprise Financial:
Personal Savings Account - $350 Bonus
Deposit a total of $35,000 or more in new money into a new or existing Ameriprise Bank Savings account. Maintain a minimum daily balance of $25,000 or more in your account until December 31, 2024. - Flagstar Bank:
Personal Checking Account - $350 Bonus
Open a new Flagstar Elite Checking account. Maintain an average daily balance of $500 or more for the first 90 days from account opening. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. - General Electric Credit Union:
Savings Account - Up to $350 Bonus
Sign up for the Round-Up Program. Every time you use your GECU debit card, your purchase will be rounded up to the nearest whole dollar and transfer that amount from your checking account to the GECU savings account of your choice. At the end of each month, GECU will match 5% of those rounded-up funds. Maximum of $350 bonus per year. Round-Up is only available for Simply Free, Choice, and Amplified High-Yield Checking accounts. - MidFirst Bank:
Personal Checking Account - $350 Bonus
Open a new LiveFree Checking account. Set up and receive qualifying direct deposits of $1,000 or more within 90 days of account opening. Offer is available in Arizona only. - Waterstone Bank:
Personal Checking Account - Up to $350 Bonus (BRAVO Program)
Earn $200 when you open a new WSB Checking account, set up and receive a recurring direct deposit of at least $300 within 90 days of account opening. Earn $100 when you open a new Money Market account and reach a balance of $10,000 or more. Earn $25 when 5 debit card purchases have been posted and settled to your new checking account within one statement cycle (ATM transactions do not qualify) and within 90 calendar days of account opening. Earn $25 when e-statements are set up within 90 calendar days of account opening. - Penn Community Bank:
Personal Checking and Savings Account - $350 Bonus
Open a new qualifying checking account. Use promo code Allentown350Bonus at account opening. Within 60 days of account opening, receive qualifying direct deposits totaling $1,000 or more, OR complete 20 or more debit card purchase transactions.Open a new Statement Savings account. Use promo code Allentown350Bonus at account opening. Maintain an average daily balance of $100 or more for 60 days after account opening.
Accounts must be opened at the Allentown branch.
- Easthampton Savings Bank:
Personal Checking Account - Up to $335 Bonus
Open a new bankESB Get Real Checking account. Earn $200 when you activate direct deposit of at least $25, OR sign up for online banking and make 5 transactions using your debit card within the first 60 days of account opening. Earn $50 when you complete 5 bill payments using online banking, OR enrolling in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened for 12 months. A $10 deposit to your new account and a $25 gift card will be provided at account opening. - Abington Bank:
Student Checking Account - Up to $335 Bonus
Open a new Get Real Checking account. Get $10 and $25 gift card at account opening. Get $200 when you activate direct deposits OR enroll in online banking, and make 5 debit card transactions. Get $50 when you make 5 bills payment OR active statements. Get $50 on active checking account anniversary. - Bell Bank:
Personal Checking Account - $300 Bonus
Open a new personal checking account. Use offer code GILBERT300 at account opening. Set up and receive at least 2 recurring direct deposits totaling $1,500 or more within 60 days of account opening. Make 10 point-of-sale debit card transactions or a recurring automatic payment within 60 days of account opening. - Dollar Bank:
Personal Checking Account - $300 Bonus
Open a new Everything Checking account. Use promo code CM604. Get $200 Mastercard debit card rebate when you receive cumulative direct deposits of $2,500 or more within 90 days of account opening. Get $100 credit on the 1-year anniversary of account opening provided the account qualified for the $200 debit card rebate, is active, in good standing and is in a qualifying plan. - Provident Credit Union:
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code 3030 at account opening. Deposit at least $25 within 60 days of account opening. Make purchases of $400 or more using a Provident debit and/or credit card for 2 consecutive months, starting the month following your checking account opening. Establish direct deposits of $500 or more for two consecutive months, starting the month following your checking account opening. Enroll in online banking service and e-Documents. Requirements must be completed within 120 days of account opening to qualify for bonus. - CommunityAmerica Credit Union:
Personal Checking Account - $300 Bonus
Open a new Cashback Free Checking or Chiefs Checking account,. Set up a recurring monthly direct deposit of at least $2,500 within 90 days of account opening. Enroll in CommunityAmerica online banking or the CommunityAmerica Mobile App within 90 days of account opening. - Broadway Bank:
Personal Checking Account - $300 Bonus
Open a new Broadway Bank Free Checking account online. Set up and receive qualifying direct deposits totaling $1,500 within 90 days of account opening. Complete debit card transactions totaling $1,500 or more within 90 days of account opening. - Neighborhood Credit Union:
Personal Checking Account - $300 Bonus
Open a new qualifying checking account. Use promo code NEIGHBOR at account opening. Receive one qualifying direct deposit of $500 or more within 60 days of account opening. - Bank @ Work Program - $300 Bonus
Get a $300 bonus when you open a qualifying checking account and complete at least 1 of the following qualifying activities within 120 days of account opening: complete 3 qualifying deposits for at least 3 consecutive months, complete 25 signature-based debit card transactions, or have 6 Bank Five Nine online bill pay transactions. Eligibility for a Bank@Work Incentive is dependent on the employer's participation in Bank Five Nine's Bank@Work program. - Peoples Bank:
Personal Checking Account - Up to $300 Bonus
Open a new Premier Checking account. Receive a $50 credit monthly for the first 6 statement cycles following the account opening. Complete the following per statement cycle to be eligible for the bonus: have at least one direct deposit, be enrolled in eStatements, and have 5 or more debit card purchases debited from your account during the statement cycle. - Stoneham Bank:
Personal Checking Account - $300 Bonus
Open a new Optimum One or Optimum Plus Checking account online or at the Stoneham Billerica Branch. Use promo code 300OFFER at account opening. Set up and receive a monthly qualifying direct deposit of $500 or more within 90 days of account opening. - KeyPoint Credit Union:
Personal Checking Account - $300 Bonus
Open a new checking account. Use promo code DD23 at account opening. Set up and receive a qualifying monthly direct deposit of $1,000 or more for 6 consecutive months. First direct deposit must post within 60 days of account opening. - First Bank Virginia:
Personal Checking Account - $300 Bonus
Open a new Anywhere Checking account online. Sign up and receive qualifying recurring direct deposits. Keep account open and in good standing for 90 days. - Florida Credit Union:
Personal Checking Account - $300 Bonus
Open a new qualifying personal checking account. Use promo code 24CHK300 at account opening. Set up and receive qualifying direct deposits totaling $500 or more within 60 days of account opening. Keep the account open and in good standing for 90 days. - Suffolk Credit Union:
Personal Checking Account - $300 Bonus
Open a new Momentum Checking account. Deposit $500 or more into your account during each 30-day period within the first 90 days after account opening. - American Heritage Credit Union:
Personal Checking Account - Up to $300 Bonus
Open a new checking account. Set up a direct deposit in the cumulative amount of $500 or more in each of the following full three statement cycles following the month of account opening and receive $75 per statement cycle for a maximum of $225 in bonus. Receive an additional $75 bonus when 25 or more cumulative debit card transactions are made during the first three full statement cycles following account opening. Offer only available for employees of organizations who are in the American Heritage Credit Union Workplace Partner Program. - Wells Fargo:
Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only. - FirstBank:
Personal Checking Account - $300 Bonus
Open a new Anywhere Account, Bloom Package, or Premier Checking account. Within 120 days of account opening, enroll in online banking and have at least one qualifying direct deposit of $500 or more per month for 3 consecutive months. The first direct deposit must be made within 60 days of account opening. - S&T Bank:
Personal Checking Account - $300 Bonus
Open a new eligible consumer checking account. Use promo code STWPA4Q24 at account opening. Set up and receive at least 2 qualifying direct deposits of $500 or more within 90 calendar days from account opening. Account must remain open with a balance greater than $0 on April 11, 2025 and never be overdrawn to receive the bonus. - Regions Bank:
Personal Checking Account - $300 Bonus
Register for the offer and open a new personal LifeGreen Checking account online or in a branch. Make $1,000 or more in qualifying ACH direct deposits that post to your account within 90 days of account opening. Enroll in Online Banking within 90 days of account opening. - Hyde Park Bank:
Personal Checking Account - $300 Bonus
Open a new Total Access Checking account. Mention this Total Access Checking account bonus offer during in-branch account opening or use promo code Echecking300 when applying online. Have qualifying direct deposits of at least $500 deposited each month to your new account for 2 consecutive calendar months after account opening. Enroll in eStatements and online banking. - TD Beyond Checking - $300 Cash Bonus
Earn $300 when you have $2,500 in qualifying direct deposits within 60 days. - SoFi Checking and Savings Account - $300 Bonus
Set up at least one eligible direct deposit of $5,000 or more in your new or existing SoFi Checking and Savings account. Direct deposit must be received before the end of the promotion period. This offer is valid for new or existing customers who do not have any history of direct deposit transactions into their SoFi Checking and Savings account. - BMI Federal Credit Union:
Personal Checking Account - $300 Bonus
Open a new Free Checking account and make a minimum opening deposit of $20. Use promo code NEW24 at account opening. Complete 30 or more Visa debit card transactions of at least $5 each within 90 days of account opening. Sign up for electronic statement. - Pyramax Bank:
Personal Checking Account - $300 Bonus
Open a new Simply Cash Back Checking account. Use promo code WELCOME300 at account opening. Set up and receive a minimum of $300 in monthly direct deposit within 60 days of account opening. - Hancock Whitney Bank:
Personal Checking Account - $300 Bonus
Open a new Priority Checking account. Use promo code at account opening. Promo code can be obtained by providing your email address. Set up and receive qualifying monthly direct deposits totaling $1,000 or more by 02/28/2025. - Pennsylvania State Employees Credit Union:
Personal Savings and Checking Account - $300 Bonus
Open a new savings and checking account. Use promo code RIGHTNOTE at account opening. Set up and receive qualifying direct deposits totaling $500 per calendar month within 60 days of establishing membership. Recurring qualifying direct deposits must continue for 3 or more consecutive months. Enroll and log in to digital banking within 60 days of establishing membership. Complete at least 10 eligible debit card purchases of $10 or more each within 120 days after setting up your direct deposits and digital banking. - Home Federal Savings Bank:
Personal Checking Account - $290 Bonus
Open a new qualifying checking account. Set up and receive recurring direct deposit of $500 or more. Apply for a debit card, and enroll in online banking and eStatements. - Picatinny Federal Credit Union:
Personal Checking Account - $285 Bonus
Open a new qualifying checking account. Set up and receive qualifying direct deposits. This offer is available to new and existing members who do not have a checking account. - Valley Strong Credit Union:
Personal Checking Account - $250 Bonus
Open a regular shares account and an eligible checking account with debit card. Set up and receive direct deposit, or complete an average of 12 debit or POS transactions per month for 90 days. Account must be open and in good standing for 90 calendar days. - E*TRADE:
Personal Checking Account - $250 Bonus
Open a new Checking or Max-Rate Checking account. Set up and receive 2 or more qualifying direct deposits at least $1,000 each within 90 days of account opening. - Bankers Trust:
Personal Checking Account - $250 Bonus
Open a BreakFree Checking Plus or Direct Checking Plus account. Within 60 days of account opening, complete 25 qualifying debit card transactions and have 2 direct or mobile express deposits of at least $200 each. Offer available to residents of Linn, Johnson and Benton Counties only. - Credit Union of Texas:
Personal Checking Account - $250 Bonus
Open a new Secure Checking or Secure Plus Checking account. Deposit $25 and use promo code 250 at account opening. Set up and receive monthly qualifying direct deposits totaling $600 within 60 days of account opening. - Honor Credit Union:
Personal Checking Account - $250 Bonus
Open a new checking account. Make cumulative ACH deposits of $500 or more within 60 days of account opening. Complete at least 8 debit card transactions within 60 days of account opening. - Bethpage Federal Credit Union:
Personal Checking Account - $250 Bonus
Open a new eligible Bethpage Free Checking account. Set up and receive qualifying direct deposit of $100 or more within 90 days of account opening. This offer is valid only to employees of employers that participate in the Bethpage Bank at Work Program. - Firefighters First Credit Union:
Personal Checking Account - $250 Bonus
Open a new qualifying checking account. Set up and receive monthly direct deposits of $1,000 or more for two consecutive months. Offer limited to new Firefighters First Credit Union members only and is valid for 12 months from the opening date of membership. - Walden Savings Bank:
Personal Checking Account - $250 Bonus
Open a new qualifying checking account. Use promo code Walden Way at account opening. Set up and receive monthly direct deposits of $500 or more within 60 days of account opening. Make a debit card purchases totaling $500 or more within 60 days of account opening. Set up and process automatic payments from WSB loan. Enroll in online/mobile banking. - Achieva Credit Union:
Personal Checking Account - $250 Bonus
Open a new Achieva Checking or Achieva Checking Plus account. Set up and receive at least 2 qualifying direct deposits totaling $500 or more per month within 90 days of account opening. - WECU:
Personal Checking Account - $250 Bonus
Open a new Spend Plus Rewards Checking account. Set up and receive a direct deposit of $100 or more within 60 days of account opening. This offer is available to qualifying individuals who have not been a member in the last 12 months. - Municipal Credit Union:
Personal Checking and Savings Account - $250 Bonus
Open a new Everyday Hero Checking account and a Hero Savings account. Set up and receive a direct deposit of $200 or more within 90 days of opening the accounts. - Power Financial Credit Union:
Personal Checking and Savings Account - $250 Bonus
Open a new qualifying checking account with a minimum opening deposit of $500 or set up a qualifying direct deposit. Apply for a consumer loan of at least $2,501, mortgage loan of at least $100,000, and credit card to be eligible for the cash bonus. - Royal Credit Union:
Personal Checking Account - $250 Bonus
Open a new qualifying checking account. Set up and receive two direct deposits of at least $200 each. The first deposit must occur within 60 days of account opening. The second deposit must occur within 120 days of account opening. Account must remain open and in good standing for 6 months. - Rockland Trust Bank:
Personal Checking Account - $250 Bonus
Open a new personal checking account. Make at least 15 debit card purchases of $10 or more within 60 days of account opening. Account may be opened in the Shrewsbury, Westborough, or Worcester branch locations. If opening online, account owner must be a resident of Northboro, Shrewsbury, Southboro, Westborough, or Worcester. - First Merchants Bank:
Personal Checking Account - $250 Bonus
Open a new First Merchants Advantage Checking account. Use promo code ATM250 Checking Offer when opening in a branch or promo code ATM250 when opening online. Complete 10 or more qualifying debit card transactions or payments of at least $10 per month for the first 3 months after account opening. Set up and receive one qualifying direct deposit of $500 or more per month for the first 3 months after account opening. - Bank of Texas:
QuickSave Program - Up to $250 Bonus
Enroll in QuickSave automatic savings program. For every qualifying debit card purchase, $0.25 or $0.50 will automatically be transferred to your savings account. Bank of Texas will match 100% of your total savings or up to $250 per year for the first 3 months. - American Bank & Trust:
Personal Checking Account - $250 Bonus
Open a new AB&T checking account. Set up and receive qualifying direct deposit within 90 days of account opening. - Air Academy Credit Union:
Personal Checking Account - $225 Bonus
Open a new Cash Rewards Checking or Cash Back Rewards Checking account. Mention this offer at the time of account opening and deposit $200 within 45 days of account opening. Set up and receive qualifying direct deposit and complete 1 transaction with your debit Mastercard within 45 days of account opening. - Citizens Equity First Credit Union:
Personal Checking Account - Up to $225 Bonus
Open a new qualifying checking account with minimum deposit of $25.Earn $200 when you satisfy one or more of the following within the first full calendar month after account opening: have a minimum individual balance of $5,000 or minimum household balance of $10,000, make 5 or more purchases of at least $15 with your CEFCU Debit Mastercard linked to this new checking account, OR have direct deposits totaling $500 or more on this checking account or associated savings account. Enroll in eStatements.
Earn $25 when you use your CEFCU Debit Mastercard linked to this new checking account for 5 or more purchases of at least $15 each month, for the first three full calendar months following account opening.
This offer is available only to customers who reside in California.
- Fidelity Bank (LA):
Personal Checking Account - $225 Bonus
Open a new On The Geaux checking account. Use promo code BONUS225 at account opening. Set up and receive a qualifying direct deposit of $500 or more within 90 days of account opening. - Visions Federal Credit Union:
Personal Checking Account - $200 Bonus
Open a new Flex Checking or Flex Checking Plus account. Set up and receive at least 2 qualifying direct deposits totaling $500 or more within 90 days of account opening. - Credit Union ONE:
Personal Checking Account - $200 Bonus
Open a new Cash Back Checking account. Set up and receive qualifying direct deposits totaling $1,000 or more within 90 calendar days of account opening. Complete one qualifying debit card transaction. Keep the account open and in good standing for at least 3 months. - Old Second Bank:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Use promo code PK2 at account opening. Apply and activate a debit card, and enroll in eStatements within 90 calendar days of account opening. Open a new Money Builder Savings account with a minimum opening deposit of $1,000. Deposit and maintain a balance of $5,000 or more in your savings account until the 90th day after account opening. - Bar Harbor Bank & Trust:
Personal Checking Account - $200 Bonus
Open a new Bar Harbor Bank & Trust consumer checking account using coupon from website or promo code C11124A03ONLINE (opening online) or C11124A03000000 (opening at a branch). Have at least one qualifying direct deposit of $250 or more posted into the account by December 31, 2024. - Premier Bank:
Personal Checking Account - $200 Bonus
Open a new Simple Checking account. Set up and receive direct deposits totaling $1,000 or more within 60 calendar days of account opening. Complete 20 qualifying debit card transactions within 60 calendar days of account opening. - Pinnacle Bank Financial Partners:
Personal Checking Account - $200 Bonus
Open a new Grizzlies Banking account. Deposit $100 at account opening. Set up and receive at least one recurring direct deposit before December 27, 2024. - Redstone Federal Credit Union:
Youth Savings Account - Up to $200 Bonus
Open a new Youth Savings account. Use promo code YOUTH at account opening. Make deposits into the account within 30 days of account opening. Redstone FCU will match the average daily balance, up to $200, after the first 30 days following account opening. - USAA Bank:
Personal Checking Account - $200 Bonus
Open a new USAA Classic Checking account. Set up and receive a qualifying direct deposit of at least $100 into the account within 180 calendar days after account opening. - Star One Credit Union:
Personal Checking Account - $200 Bonus
Sign up for membership and open a new Free Checking account. Use promo code BONUS200 at account opening. - Guaranty Bank:
Personal Checking Account - $200 Bonus
Open a new SAM - Student Checking account. Keep the account open and in good standing for the first 30 days after account opening. - First National 1870:
Personal Checking Account - $200 Bonus
Open a new qualifying personal checking account at a branch. Complete 25 or more qualifying debit card purchases, and have qualifying direct deposits of $500 or more posted to the account on or before 01/31/2025. The account must be in an open status and have a positive balance at least one day between 01/01/2025 and 01/31/2025 to be eligible for the reward payment. - Sacramento Credit Union:
Personal Checking Account - $200 Bonus
Open a new eligible checking account. Set up and receive a qualifying direct deposit within 60 days of account opening. - Sunflower Bank:
Personal Checking Account - $200 Bonus
Open a new Foundation, Elevation, or Pinnacle Checking account. Make 25 or more qualifying debit card purchases, and ACH credits, ACH debits, or a combination of both totaling $500 or more that all post to the new account on or before 01/31/2025. The new checking account must be in an open status and have a positive balance at least one day between 01/01/2025 - 01/31/2025 to be eligible for bonus. - Vantage West Credit Union:
Personal Checking Account - $200 Bonus
Open a new Premium Rewards Checking account. Deposit an aggregate of $750 or more within 60 days of account opening. Complete 1 debit card transaction within 60 days of account opening. Bonus will be deposited into the account as 20,000 rewards points ($200 cash value). - Hometown Bank:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Earn $100 when you activate direct deposit of at least $25 OR enroll in online banking and make 5 debit card transactions within 60 days of account opening. Earn $50 when you complete 5 bills payment and enroll in eStatements within 60 days of account opening. Earn $50 on your account anniversary or when your account has been opened and in good standing for 12 months. - SouthState Bank:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Use promo code EARN200 at account opening. Within 60 days of account opening, complete 15 debit card transactions, and have monthly cumulative direct deposits of at least $250 OR preauthorized automatic draft(s) of $25. - First Commonwealth Bank:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account online or by phone. Use promo code FCB22024 at account opening. Complete 10 or more qualifying debit card purchases within 60 days of account opening. - Indiana Members Credit Union:
Personal Checking Account - $200 Bonus
Open a new Free Regular or Preferred Checking account. Use promo code IMCU200 at account opening. Set up and receive direct deposits totaling $400 or more. $200 will be deposited into the new checking account after two payrolls have posted to the account. - Horizon Credit Union:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Use promo code get200 at account opening. Fund the account with a minimum of $250 within 5 business days of account opening. Make 15 or more debit card transactions within 60 days of account opening. Enroll in eStatements. Keep the account open and in good standing for 60 days. - Delta Community Credit Union:
Personal Checking and Savings Account - $200 Bonus
Open a new qualifying savings and checking account. Use promo code CHECKING200 at account opening. Set up and receive qualifying direct deposits totaling $1,000 or more into the checking account within 90 days of account opening. Make 10 at least 10 Visa® debit card purchases within 90 days of account opening. - Ent Credit Union:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Use promo code CH200B at account opening. Deposit $100 or more into your new checking account within 30 days of account opening. Activate your Visa debit card within 30 days of account opening. Offer is available to new and existing members who do not have a pre-existing Ent Checking account of any kind. - Independent Bank:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Set up and receive 4 or more direct deposits of at least $50 within 90 calendar days of account opening. Make 15 qualifying debit card transactions within 90 calendar days of account opening. - Mid-Hudson Valley Credit Union:
Personal Checking Account - $200 Bonus
Open a new qualifying consumer checking account with debit card at the Peekskill Branch. Use promo code PEEKSKILL200 at account opening. Have recurring payroll direct deposit totaling at least $500 per month within 60 days of account opening. Bonus will be credited to the account within 30 days after completing requirements. - CIBC Bank:
Personal Checking Account - $200 Bonus
Open a new CIBC iCan or myChoice Checking account. Deposit at least $500 at account opening. Set up and receive qualifying direct deposits or ACH transaction within 90 days of account opening. Enroll in eStatements and elect to receive eStatements through CIBC NetBanking. - Spokane Teachers Credit Union:
Personal Checking Account - $200 Bonus
Offer is available only to employees of STCU community business partners. Open a new qualifying STCU checking account. Set up and receive qualifying direct deposit for 2 consecutive months. Complete at least 2 of the following activities to qualify for bonus: get a free debit card, set up billpay from your online banking account and make a payment, and sign up for free e-statements. You must sign up for Account Booster by bringing proof of employment to one of STCU branch locations. - APG Federal Credit Union:
Personal Checking and Savings Account - $200 Bonus
Enroll in U Educate Member Rewards Program. Open a new APGFCU savings account and personal checking account. Receive into your checking account qualifying reccurring direct deposit totaling at least $200 within 90 days of opening checking account. Enroll in eStatements and sign up for online banking. - American United Federal Credit Union:
Personal Checking Account - Up to $200 Bonus
Open a new eligible checking account. Earn $25, up to $100, for every employer direct deposit of $300 or more received in your account. Earn $25 per month, up to $100, when you make 15 or more debit or credit transactions. - TBK Bank:
Personal Checking Account - $200 Bonus
Open a new AIM Checking account. Earn $100 when you make at least 3 direct deposits totaling a minimum of $12,000. Earn $50 when you set up at least 3 recurring automatic transfer into a TBK Bank Savings or Money Market Account. Earn $25 when you make 9 successful Bill Pay payments that clear the account to service providers. Earn $25 when you make 50 purchases with your TBK Bank Debit MasterCard. All activities must be completed within 120 days from account opening. - MIDFLORIDA Credit Union:
Personal Checking Account - $200 Bonus
Open a new Free Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 60 days of account opening. Enroll in online banking and eStatement. Apply for a debit card, and complete 5 debit card purchases which must post in one calendar month within 60 days of account opening. - Community First Credit Union:
Personal Checking Account - $200 Bonus
Open a new Community First Checking account. Use promo code FREECHECK at account opening. Make deposits totaling $1,000 or more within 90 days of account opening. Complete 10 or more qualifying debit card transactions within 90 days of account opening. - North State Bank:
Personal Checking Account - $200 Bonus
Open a new Performance Checking 2.0 account. Within 90 to 180 days of the account opening, complete at least 20 paid debit card transactions (not including ATM transactions) and have at least one direct deposit within a statement cycle. - Arizona Financial Credit Union:
Personal Checking Account - $200 Bonus
Open a new Checking Plus account. Make 10 debit card purchases within 45 days of account opening. - Equity Bank:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Set up and receive qualifying direct deposits. Activate debit card within 45 days of account opening. - Notre Dame Federal Credit Union:
Personal Checking Account - $200 Bonus
Open a new qualifying checking account. Have direct deposit of $200 or more post to this account within 30 days of account opening. - Everwise Credit Union:
Personal Checking Account - $200 Bonus
Open a new membership savings and checking account. Use promo code JOIN200 at account opening. Set up monthly direct deposit(s) of $500 or more. The first direct deposit must post to the account within 60 days of account opening. - Fulton Bank:
Personal Checking Account - $200 Bonus
Open a new Team Advantage Banking Checking account. Within 60 days of account opening, complete at least 15 debit card purchases, or set up recurring direct deposit in totaling $250 or more. This offer is available to employees of companies participating in the Workplace Banking Program. - VyStar Credit Union:
Personal Checking Account - $175 Bonus
Open a new qualifying checking account. Mention this offer at account opening. Set up and receive recurring direct deposits, and complete 15 or more debit card transactions within 90 days of account opening. - Altra Federal Credit Union:
Personal Checking Account - $150 Bonus
Open a new A+ Checking or A+ Platinum Checking account using promo code RPSD_A+150. Make 10 or more eligible Altra debit card transactions which must be posted within 30 days of account opening. - Union Bank & Trust:
Personal Checking Account - $150 Bonus
Open a new Simply Free Plus, Simply Free Platinum, or Premium Interest Advantage account. Set up and receive qualifying direct deposits totaling $2,500 or more within 90 days of account opening. Enroll in paperless statements via online or mobile banking within 90 days of account opening. - Cinfed Credit Union:
Personal Checking Account - $150 Bonus
Open a new Kasasa Checking, Basic Checking, or Zoom Checking account. Use promo code FRIENDS2024 at account opening. Deposit $25 or more into the new checking account. Set up and receive recurring direct deposit. - Monterra Bank:
Personal Checking Account - $150 Bonus
Open a new Premium Checking account. Complete the following starting the full calendar month immediately after account opening: 10 or more debit card purchases, at least one direct deposit, and enrolment to eStatements. - Addition Financial:
Personal Checking Account - $150 Bonus
Open a new Benefits Checking account. Within 60 days of account opening, set up and receive cumulative monthly deposit of at least $2,000, or complete 20 or more debit card transactions of at least $10 each per month. - Greater Nevada Credit Union:
Personal Checking Account - $150 Bonus
Open a new qualifying checking account. Within 90 days of account opening, have at least one direct deposit, have an active email address for your GNCU account, enroll in eStatements and online banking. Offer is part of the Community Heroes program. - US Federal Credit Union:
Personal Checking Account - $150 Bonus
Receive $150 for signing up for direct deposit to your checking account. Account must be receiving direct deposit and e-statements for six months to get bonus. - Centra Credit Union:
Personal Checking Account - $150 Bonus
Open a new Cashback Checking or High Interest Checking account. Set up and receive direct deposits totaling $300 or more within 90 days of account opening. Maintain an average monthly balance of at least $10,000, or open a new loan or line of credit of at least $10,000. Sign up for eStatements. Meet with Centra Financial Services to discuss your financial needs. - Republic Bank of Chicago:
Personal Checking Account - $150 Bonus
Open a new Choice Checking account. Setup and complete a direct deposit to the checking account within 60 days of account opening. - Kitsap Credit Union:
Personal Checking Account - $150 Bonus
Open a new Gold Checking account online. Complete the following Gold Checking qualifications at least once within the first 3 statement cycles of account opening: make 12 or more qualifying debit card transactions, enroll in eStatements, and set up and receive a direct deposit OR perform an online bill payment transaction. - 1st United Credit Union:
Personal Checking Account - $150 Bonus
Open a new checking account using promo code HACIENDA. Set up and receive qualifying monthly direct deposits totaling $500 or more within 60 days of account opening. Activate and make a signature or PIN purchase with debit card within 60 days of account opening. - Fremont Bank:
Personal Checking Account - $150 Bonus
Open a new Cornerstone Checking account. Within 60 days of account opening, establish a recurring direct deposit of $500 or more, complete two or more online or mobile bill payments, and make 25 or more qualifying debit card purchases of $5 or more. - Unify Financial Credit Union:
Personal Checking Account - Up to $150 Bonus
Earn $50 when you open a new qualifying checking account with a Visa debit card. Earn $50 when you establish a qualifying monthly direct deposit of at least $500 within 60 days of account opening. Get an additional bonus up to $50 by earning $1 bonus for each debit card transaction that exceeds $5 made with your Visa debit card within the first 60 days of account opening. - Jovia Financial Credit Union:
Personal Checking Account - $150 Bonus
Open a new Go Green or CareFree Checking account. Set up and receive recurring direct deposits of $100 or more within 60 days of account opening. - BHCU:
Personal Checking Account - Up to $150 Bonus
Open a new iSAVE Free Checking account. BHCU will match up to $50 of member's first ACH that posts to the checking account within 30 days of opening. HCU will refund up to $50 of member's first payments using bill pay from the checking account within 30 days of opening. BHCU will refund up to $50 of all debit card purchases (excludes ATM withdrawals) that post to the checking account within 30 days of opening. - Diversified Members Credit Union:
Personal Checking Account - Up to $120 Bonus
Open a Give Back Credit Union Rewards Checking account. Get $10 deposited monthly to your checking account when you complete the following: have at least 15 debit card transactions every month, and be enrolled in online banking and eStatements. - Citadel Credit Union:
Personal Checking Account - Up to $120 Cash Back
Open a Cashback Rewards Checking account. Qualify for Cashback Rewards when one of the following criteria is met: receive monthly qualifying direct deposits totaling at least $1,000, OR maintain average daily balance of $5,000 in your Cashback Rewards Checking account. Once you qualify for Cashback Rewards, earn 1% cash back on Citadel debit and/or credit card purchases that post to your account each statement cycle. Maximum of $10 cash back per month.
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