Best Checking Account Bonus Offers for December 2024
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Score up to $3,000 with the best checking account bonuses.
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Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
- Minimum Deposit to Open: $25
HSBC Premier - Earn Up to $2,500
Start an HSBC Premier relationship today. You'll enjoy premium banking with both local and global benefits and access to wealth solutions offered through HSBC Securities, (USA), Inc*.
You could earn $1,500 or $2,500 if you open a new, eligible HSBC Premier checking account from July 1, 2024 through January 2, 2025, and complete qualifying activities.
- Get a $1,500 Cash Bonus: Add New Money of $100,000 to $249,999 in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Get a $2,500 Cash Bonus: Add New Money of $250,000+ in deposit and/or eligible investment accounts within 20 days of opening your new checking account and maintain the Qualifying Balance for 3 full consecutive months.
- Cash Bonus will be deposited into your new checking account within 8 weeks of meeting all the offer requirements.
- Minimum Deposit to Open:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status
Here are some of the best checking account offers to compare before you open a new account:
- Bank of America Advantage Banking:
$300 Bonus Offer - U.S. Bank Smartly® Checking:
Up to $450 Bonus - HSBC Premier:
Earn Up to $2,500 - Chase Total Checking®:
$300 Bonus - First Tech Rewards Checking®:
Up to $300 Bonus - Discover® Cashback Checking:
Up to $30/Month Cashback - Upgrade:
OneCard with Rewards Checking - $200 Bonus
For more banks that give bonuses, check out the $500 checking account bonus you can earn.
Checking Account Offers for December 2024
Looking for a new checking account? Check out these current bonuses for new applicants.
Here are our picks for the best consumer bank account bonuses:
- Chase Private Client Checking℠:
Up to $3,000 Bonus - HSBC Premier:
Earn Up to $2,500 - U.S. Bank Smartly® Checking:
Up to $450 Bonus - Bank of America Advantage Banking:
$300 Bonus Offer - First Tech Rewards Checking®:
Up to $300 Bonus - KeyBank:
Key Smart Checking® - $300 Bonus - Upgrade:
OneCard with Rewards Checking - $200 Bonus - Discover® Cashback Checking:
Up to $30/Month Cashback - Axos Bank:
Rewards Checking - Up to 3.30% APY - BMO Smart Advantage Checking Account and BMO Smart Money Checking Account:
Earn $300 Cash Bonus*
HSBC Premier - Earn Up to $2,500
- Minimum Deposit to Open:
- Balances of $100,000 in combined U.S. consumer and qualifying commercial U.S. Dollar deposit and investment accounts; OR
- Monthly recurring direct deposits totaling at least $5,000 from a third party to an HSBC Premier checking account(s); OR
- Any HSBC U.S. residential mortgage loan serviced by HSBC. Home Equity products, loans that are in foreclosure or bankruptcy, and loans for which servicing rights have been transferred are not included.
- Consumers who maintain Private Bank status
Chase Total Checking® - $300 Bonus
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
Key Smart Checking® - $300 Bonus
- Minimum Deposit to Open: $10
- Direct Deposit Required: Make the minimum opening deposit of $10, plus one single eligible direct deposit of at least $1,000 within the first 60 days of account opening.
Chase Secure Banking℠ - $100 Bonus
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
Chase College Checking℠ - $100 Bonus
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- Chase Private Client Checking℠:
Up to $3,000 Bonus - Flushing Bank:
Personal Checking Account - $2,500 Bonus - Wells Fargo:
Personal Checking Account - $2,500 Bonus - HSBC Premier:
Earn Up to $2,500 - Citi Checking:
$1,500 Bonus - Central Bank:
Personal Checking Account - $800 Bonus - Columbia Bank:
Personal Checking Account - $800 Bonus - Popular Bank:
Personal Checking and Savings Account - $700 Bonus - HarborOne Bank:
Personal Checking and Savings Account - $600 Bonus - Huntington:
Personal Checking Account - $600 Bonus - Associated Bank:
Bank At Work - $600 Bonus - Wings Credit Union:
Personal Checking and Savings Account - $600 Bonus - Blue Foundry Bank:
Personal Checking and Savings Account - $600 Bonus - Fidelity Bank (PA):
Personal Checking and Savings Account - $550 - Elgin State Bank:
Personal Checking and Savings Account - $500 Bonus - Banner Bank:
Personal Checking and Savings Account - $500 Bonus - Stanford Federal Credit Union:
Personal Checking Account - $500 Bonus - Beverly Bank & Trust:
Personal Checking and Savings Account - $500 Bonus - TTCU Federal Credit Union:
Personal Checking Account - $500 Bonus - Texas Trust Credit Union:
Personal Checking Account - $500 Bonus - Arizona Central Credit Union:
Personal Checking Account - $500 Bonus - Clearview Federal Credit Union:
Personal Checking and Savings Account - Up to $500 Bonus - First Fidelity Bank:
Personal Checking and Savings Account - $500 Bonus - Community Credit Union Florida:
Personal Checking and Savings Account - $500 Bonus - Bank of America Advantage Banking:
$500 Bonus - Utah First Credit Union:
Personal Checking Account - Up to $500 Bonus - Wintrust Bank:
Personal Checking and Savings Account - $500 Bonus - Wheaton Bank & Trust Company:
Personal Checking and Savings Account - Up to $500 Bonus - Town Bank:
Personal Checking and Savings Account - Up to $500 Bonus - U.S. Bank Smartly® Checking:
Up to $450 Bonus - Old National Bank:
Personal Checking Account - $450 Bonus - Truist Bank:
Personal Checking Account - $400 Bonus - CommunityAmerica Credit Union:
Personal Checking Account - $400 Bonus - Bank of Hawaii:
Personal Checking Account - $400 Bonus - UFirst Credit Union:
Personal Checking Account - $400 Bonus - Valley National Bank:
Personal Checking Account - $400 Bonus - PNC Bank:
Virtual Wallet with Performance Select Checking - $400 Bonus - Purdue Federal Credit Union:
Personal Checking Account - $400 Bonus - Santander Bank:
Personal Checking Account - $400 Bonus - ACNB Bank:
Personal Checking Account - $400 Bonus - Citizens Bank:
Personal Checking and Savings Account - $400 Bonus - Newtown Savings Bank:
Personal Checking and Money Market Account - Up to $400 Bonus - M&T Bank:
Personal Checking Account - $350 Bonus - MidFirst Bank:
Personal Checking Account - $350 Bonus - Flagstar Bank:
Personal Checking Account - $350 Bonus - Trustone Financial Federal Credit Union:
Personal Checking Account - $350 Bonus - SECU (MD):
Personal Checking Account - $350 Bonus - Penn Community Bank:
Personal Checking and Savings Account - $350 Bonus - LGE Community Credit Union:
Personal Checking Account - $350 Bonus - Abington Bank:
Student Checking Account - Up to $335 Bonus
Interest Checking Accounts
First Tech Rewards Checking® - Up to $300 Bonus
- New Direct Deposit Offer
- New and existing account holders can set up qualifying direct deposits to earn a one-time bonus: $50 for $1,000–$5,000 per month or $300 for over $5,000 per month.
- Direct deposits must meet the required amount for the bonus tier and occur at least once a month for three months.
- Earn up to 3.50% Annual Percentage Yield (APY)
- No minimum balance requirements and no monthly account maintenance fees
- Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
- NCUA Insured
- APY: Checking: Rate of 3.50% APY up to $15,000; 0.05% $15,000.01+
Free Rewards Checking - Earn Up to 5% APY
- Receive eDocuments (enroll and accept the disclosure)
- Make at least 12 debit card purchases each month.
- Direct deposits, Mobile Check Deposits or ACH Credits totaling $500 or more monthly
Earn 4.00% APY* on balances up to $10,000:
- Meet requirements to earn 3.00% APY plus:
- Spend $500 or more in CCU Visa Credit Card purchases each month; no minimum number of transactions.
Earn 5.00% APY* on balances up to $10,000:
- Meet requirements to earn 3.00% APY plus:
- Spend $1000 or more in CCU Visa Credit Card purchases each month; no minimum number of transactions.
For all tiers, balances from $10,000.01 - $25,000.00 earn 0.20% APY and balances $25,000.01 and greater earn 0.10% APY.
- APY: Earn up to 5.00% APY
Rewards Checking - Up to 3.30% APY
- Build your own APY with up to 3.30% APY*
- Zero monthly maintenance fees
- Zero overdraft or NSF fees
- Zero minimum monthly balance reqs
- No initial deposit requirement
- Unlimited domestic ATM fee reimbursements
- Online debit card management
- Simple, 3-step process for direct deposit
- Minimum Deposit to Open: $0
- Minimum Deposit Required: $0
- APY: Up to 3.30%
Sofi Checking and Savings
- Up to 4.00% APY with direct deposit on savings balances
- $0 monthly fees
- No minimum balance
- Get paid 2 days early
- Minimum Deposit to Open: $0
- APY: 4.00% APY on savings balances with direct deposit (1.20% APY without) and 0.50% APY on checking balances
Wealthfront Cash Account
- 5.00% APY on all your cash
- $0 monthly fees
- No overdraft fees
- Wealthfront is not a bank. Funds held in Wealthfront Cash Account are FDIC-insured up to $8 million through partner banks.
- Minimum Deposit to Open: $0
- APY: 5.00% APY
Fidelity: Cash Management Account
- $0 monthly fees
- No minimum balance
- Unlimited ATM rebates in the US
- FDIC coverage up to $1.25 million
- Minimum Deposit to Open: $0
- APY: 2.72%
GO2bank Online & Mobile Banking
- 4.50% APY on up to a $5,000 balance
- 7% cashback on eGift Cards from 100+ popular merchants
- $0 monthly fees with eligible direct deposit
- No minimum balance
- Minimum Deposit to Open: $0
- APY: 4.50% APY on up to a $5,000 balance
mph.bank: MPH First Account
- For ages 10-24
- No monthly fee
- No minimum deposit
- 3.00% APY on your Goals savings account balances
- Minimum Deposit to Open: $0
- APY: 3.00% APY on your Goals savings account balances
Free Business Checking - Earn $300 Bonus
To earn the $300 bonus, customers must apply for a Bluevine Business Checking account anytime between now and 12/31/2024 using the referral code CD300.
After opening the account, customers must add funds within 30 days, then meet at least one of the following eligibility requirements every 30 days for the next 90 days from account funding:
- Deposit at least $5,000 from eligible merchant services to your Bluevine account OR
- Make at least $5,000 of outbound payroll payments from your Bluevine account using eligible payroll providers OR
- Spend at least $2,000 with your Bluevine Business Debit Mastercard® and/or Bluevine Business Cashback Mastercard®
Banking services provided by Coastal Community Bank, Member FDIC
- Minimum Deposit to Open: $0
Premier Business Checking - Up to 4.0% APY
- 4.0% APY on balances up to $3,000,000
- $0 minimum opening deposit
- 50% off most Standard payment fees
- Priority customer support
- Waive the $95 monthly service fee with $100k average daily balance and $5k debit card spend
- Minimum Deposit to Open: $0
Plus Business Checking - Up to 3.0% APY
- 3.0% APY on balances up to $250,000
- $0 minimum opening deposit
- 20% off most Standard payment fees
- Waive the $30 monthly service fee with $20k average daily balance and $2k debit card spend
- Minimum Deposit to Open: $0
Business Interest Checking - 1.01% APY
- Interested in a $400 welcome bonus? Start growing your business and get up to $400 when you open a Business Interest Checking account by January 31, 2025. Just use promo code NEW400 on your application.**
- Up to 1.01% APY**
- $100 minimum opening deposit
- Pay no monthly maintenance fee with an average daily balance of at least $5,000
- Unlimited domestic ATM fee reimbursements
- Up to 100 free items per month, $0.50 per item thereafter (includes debits, credit, and deposited items)
- Up to 60 items per month for Remote Deposit Anywhere (includes monthly per item processing limitation)
- Free online banking, image statements, and Bill Pay
- Minimum Deposit to Open: $100
Lili Pro Business Checking
- $15.00 monthly service fee (30 day free trial)
- Track write-offs with a swipe
- Auto-save for taxes
- Savings with 3.65% APY
- Cashback with selected merchants
- Fee-free Overdraft up to $200
- Minimum Deposit to Open: $0
Found Plus Business Banking
- $19.99/month or $149.99/year
- Earn 1.5% APY on balances up to $20,000
- Auto-import expense from receipt
- Automatically find tax write-offs and track expenses
- Pay taxes directly from the app
- Free unlimited custom invoices
- Custom bookkeeping categories
- Priority customer support
- Minimum Deposit to Open: $0
No-Fee Business Checking
- $0 monthly service fee
- $0 minimum opening deposit
- Open up to 20 individual business checking accounts
- Earn up to 3% APY with automated savings
- Issue up to 50 Visa® debit cards to your team
- Minimum Deposit to Open: $0
Beyond checking accounts, banks also provide attractive new savings account promotions. Explore these opportunities next to maximize your earnings.
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Note: This website is made possible through financial relationships with some of the products and services mentioned on this site. We may receive compensation if you shop through links in our content. You do not have to use our links, but you help support CreditDonkey if you do.
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