Costco Merchant Services vs Payment Depot

Costco Merchant Services is a payment processing solution offered through Elavon. How does it compare to Payment Depot? Read our comparison chart below.

	Costco Merchant Services	Payment Depot

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		SPECIAL OFFER Save Over $400 Per Month on Average - Learn More Read Payment Depot Review
	Benefits and Features
Monthly Fee		Start at $79/month (Process up to $250,000/yr) Custom quote (Process more than $250,000/yr)
Good For		Businesses processing $20,000 or more per month
Equipment		POS (EMV, Magstripe, NFC, Contactless, Smart Terminals), Mobile Payment Processing, Online Payment Processing
Customer Service		Phone, Email, Ticket Center, Social Media Platforms (Facebook, Twitter, LinkedIn)
Fraud Prevention Tools
Invoice Management		Integration needed
Pricing Model		Subscription
Recurring Billing		Integration needed
Swipe Rate	Tiered Pricing: 1.10% + 12¢ per transaction Flat-rate Pricing: 2.30% + $0.10 per transaction	Interchange rate + $0.08
Online Rate	Tiered Pricing: 1.90% + 25¢ per transaction Flat-rate Pricing: 2.60% + $0.10 per transaction	Interchange rate + $0.18
Keyed-in Transaction Fee	Flat-rate Pricing: 3.20% + $0.10 per transaction	Interchange + 18¢
Deposit Time		Next day deposits
	CreditDonkey® Reviews

Price
Equipment
Contract
Customer Service
Ecommerce
High Volume Business
Low Volume Business
Pros & Cons	Pros: Works with third-party terminals Industry-specific payment solutions Significant potential savings Cons: Long-term contract Monthly minimums	Pros: Affordable membership pricing Cancel anytime Cons: Not ideal for small businesses Equipment return fee
Bottom Line	Payment processing solution offered through Elavon... Read full review	Cheap merchant account provider for high-volume businesses... Read full review
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		Save Over $400 Per Month on Average First Month Free Save 40% or More
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Save Over $400 Per Month on Average

Learn More

📞 1-866-676-0771

No hidden fees
No surprises
No cancellation fees

First Month Free

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Save 40% or More

📞 1-866-676-0771

Wholesale Rates
Membership Fee Model
No Cancellation Fees

Which is Better: Costco Merchant Services or Payment Depot?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Costco Merchant Services or Square.

In short: Payment Depot's price, contract, customer service, and high volume business are notable. In particular, the contract and high volume business are excellent.