Citi Diamond Preferred vs Chase Sapphire Preferred® Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Citi Diamond Preferred is a Balance Transfer credit card. How does it compare to Chase Sapphire Preferred, a travel, airline, points and restaurant card? Read our comparison chart below.

Keep in mind, the Citi Diamond Preferred has a $0 annual fee, while the Chase Sapphire Preferred has a $95 annual fee.

	Citi Diamond Preferred® Card	Chase Sapphire Preferred® Card

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0%* introductory APR for 12 months*	N/A
Introductory APR for Balance Transfers	0%* introductory APR for 21 months*	N/A
Purchase APR	17.49% to 28.24%* (Variable) based on your creditworthiness and other factors	20.74% to 27.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.49% to 28.24%* (Variable) based on your creditworthiness and other factors	20.74% to 27.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	3% of each purchase transaction in US dollars.	$0
Annual Fee	$0 annual fee	$95 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Offer		Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Bonus Hotel Rewards		$50 Annual Chase Travel Hotel Credit
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Dining Rewards		3X points on dining
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons		Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line		High-earning rewards card for those with excellent credit... Read full review

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