Chase Sapphire Preferred® Card vs Hilton Honors Aspire

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Hilton Honors Aspire from American Express, a hotel card? Read our comparison chart below.

Keep in mind, the Chase Sapphire Preferred has a $95 annual fee, while the Hilton Honors Aspire has a $450 annual fee.

	Chase Sapphire Preferred® Card	Hilton Honors American Express Aspire Card

	Credit Card Interest Rates & Fees
Purchase APR	20.74% to 27.74% Variable based on your creditworthiness and other factors	19.99% to 28.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	20.74% to 27.74% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	$0	No foreign transaction fee
Annual Fee	$95 annual fee	$450 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Hotel Rewards		Earn 150,000 Bonus Points after you spend $4,000 on purchases within the first 3 months of opening your new card account.
Introductory Bonus Offer	Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Travel Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Rewards	1:1 point transfer to leading airline and hotel loyalty programs	Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com
Bonus Hotel Rewards	$50 Annual Chase Travel Hotel Credit	Earn a Weekend Night Reward with your new card and every year after renewal. Plus, you earn an additional night after you spend $60,000 on purchases on your card in a calendar year.
Hotel Rewards	1:1 point transfer to leading airline and hotel loyalty programs	Earn 14X Hilton Honors Bonus Points for each dollar of eligible purchases spent directly at a hotel or resort within the Hilton Portfolio. Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases for flights booked directly with airlines or amextravel.com, car rentals booked directly with select car rental companies, and U.S. restaurants. Earn 3X Hilton Honors Bonus Points for all other eligible purchases on your Card.
Point Rewards	Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Airline Status		$250 Airline Fee Credit, up to $250 per calendar year in statement credit toward incidental fees at one qualifying airline. Terms Apply. Complimentary Priority Pass™ Select membership for access to 1,000+ airport lounges worldwide. Enrollment required for Priority Pass Select. Unlimited lounge visits for you and up to 2 guests per visit.
Hotel Status		$250 Hilton Resort Statement Credit: Enjoy $250 in statement credits each year of Card Membership for eligible purchases at participating Hilton Resorts. Complimentary Hilton Honors Diamond status.
Dining Rewards	3X points on dining	Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants.
Airline Transfer Partners	Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Generous bonus points Flexible travel rewards Travel, purchase and security protection $0 Foreign Transaction Fee Cons: $95 annual fee No intro APR
Bottom Line	High-earning rewards card for those with excellent credit... Read full review

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