Chase Sapphire Preferred® Card vs Citi Simplicity
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Chase Sapphire Preferred is a high-earning rewards card for those with excellent credit. How does it compare to Citi Simplicity, a Balance Transfer and Low Interest card? Read our comparison chart below.
Keep in mind, the Chase Sapphire Preferred has a
Chase Sapphire Preferred® Card | Citi Simplicity® Card | |
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Credit Card Interest Rates & Fees | ||
Introductory APR for Purchases | N/A | 0%* introductory APR for 12 months* |
Introductory APR for Balance Transfers | N/A | 0%* introductory APR for 21 months* |
Purchase APR | 20.99% to 27.99% Variable based on your creditworthiness and other factors | 18.74% to 29.49%* (Variable) based on your creditworthiness and other factors |
Balance Transfers APR | 20.99% to 27.99% Variable based on your creditworthiness and other factors | 18.74% to 29.49%* (Variable) based on your creditworthiness and other factors |
Foreign Transaction Fee | $0 | 3% of each purchase transaction in US dollars. |
Annual Fee | ||
Credit Card Rewards & Benefits | ||
Introductory Bonus Offer | Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That's worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year. | |
Travel Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | |
Airline Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
Bonus Hotel Rewards | $50 Annual Chase Travel Hotel Credit | |
Hotel Rewards | 1:1 point transfer to leading airline and hotel loyalty programs | |
Point Rewards | Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | |
Dining Rewards | 3X points on dining | |
Airline Transfer Partners | Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus. | |
CreditDonkey® Credit Card Reviews | ||
Pros & Cons | Pros:
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Bottom Line | High-earning rewards card for those with excellent credit... | |
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Which Do You Like and Why?
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