Ink Business Cash® Credit Card vs Blue Cash Preferred

Compare Rewards, Interest Rates, Fees, and Benefits

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Ink Business Cash is an excellent cash back rewards card for small business. How does it compare to Blue Cash Preferred from American Express, a cash back, gas and grocery card? Read our comparison chart below.

	Ink Business Cash® Credit Card	Blue Cash Preferred® Card from American Express
		Read Blue Cash Preferred Review
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 12 months	0% introductory APR on purchases for 12 months
Introductory APR for Balance Transfers	N/A	0% introductory APR on balance transfers for 12 months
Purchase APR	17.49% to 25.49% Variable based on your creditworthiness and other factors	18.24% to 29.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	17.49% to 25.49% Variable based on your creditworthiness and other factors	18.24% to 29.24% Variable based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0 intro annual fee for the first year, then $95
	Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening	Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
Cash Back Rewards	Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.	6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Gas Rewards	Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.	3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Grocery Rewards		6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Dining Rewards	Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earn bonus cash back Gas and dining rewards Cons: 2% cash back on gas and dining only on first $25,000 Foreign transaction fee	Pros: 6% at U.S. supermarkets (up to $6k/year in purchases, then 1%) 3% at U.S. gas stations Bonus cash back promotional offer Cons: Annual fee Not a Visa/MasterCard
Bottom Line	Excellent cash back rewards card for small business... Read full review	Excellent cash back credit card for families... Read full review
		Read Blue Cash Preferred Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Ink Business Cash® Credit Card, please click here. Disclaimer: The information for the Blue Cash Preferred® Card from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Blue Cash Preferred: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Ink Business Cash or Blue Cash Preferred?

Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Cash or Ink Business Unlimited.

Articles on Ink Business Cash® Credit Card

Chase Ink Business Cash Review

Read this in-depth Ink Business Cash® review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?

Articles on Blue Cash Preferred® Card from American Express

Blue Cash Preferred

If you are looking to get cashback rewards on common household categories like purchases at U.S. supermarkets and U.S. gas stations, consider the Blue Cash Preferred® Card from American Express. Amex created the Preferred card as an upgrade to the Blue Cash Everyday.