Ink Business Cash® Credit Card vs U.S. Bank Business Platinum

Compare Rewards, Interest Rates, Fees, and Benefits

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Ink Business Cash is an excellent cash back rewards card for small business. How does it compare to U.S. Bank Business Platinum? Read our comparison chart below.

Keep in mind, the Ink Business Cash has a $0 annual fee, while the U.S. Bank Business Platinum has a $0*.

	Ink Business Cash® Credit Card	U.S. Bank Business Platinum

	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 12 months	0%* introductory APR for 18 billing cycles*
Introductory APR for Balance Transfers	N/A	0%* introductory APR for 18 billing cycles*
Purchase APR	17.74% to 25.74% Variable based on your creditworthiness and other factors	16.74% to 25.74%* (Variable) based on your creditworthiness and other factors
Balance Transfers APR	17.74% to 25.74% Variable based on your creditworthiness and other factors	16.74% to 25.74%* (Variable) based on your creditworthiness and other factors
Annual Fee	$0 annual fee	$0*
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Cash Back Rewards	Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases.
Gas Rewards	Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
Dining Rewards	Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Earn bonus cash back Gas and dining rewards Cons: 2% cash back on gas and dining only on first $25,000 Foreign transaction fee
Bottom Line	Excellent cash back rewards card for small business... Read full review

See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the U.S. Bank Business Platinum has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. U.S. Bank Business Platinum: Pricing information including interest rates, benefits and fees was obtained on March 26, 2023 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Ink Business Cash or Ink Business Preferred.

Articles on Ink Business Cash® Credit Card

Ink Business Cash Review

Read this in-depth Ink Business Cash® review before you apply. With no annual fee, small business owners can earn cash rewards fast, but is it right for you?