Chase Freedom Unlimited® vs American Express Hilton

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to American Express Hilton, a travel and hotel card? Read our comparison chart below.

	Chase Freedom Unlimited®	Hilton Honors American Express Card
		Read American Express Hilton Review
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	0% introductory APR for 15 months	N/A
Purchase APR	18.99% to 28.49% Variable based on your creditworthiness and other factors	19.99% to 28.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.99% to 28.49% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	3% of each transaction in U.S. dollars	No foreign transaction fee
Annual Fee	$0 annual fee	$0 annual fee
	Terms Apply. See Rates & Fees
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
Introductory Bonus Hotel Rewards		Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Cash Back Rewards	Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Hotel Rewards		Earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.
Hotel Status		Enjoy complimentary Hilton Honors™ Silver status with your Card. Plus, spend $20,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors™ Gold status through the end of the next calendar year.
Gas Rewards		Earn 5X Points per dollar on purchases at U.S. gas stations.
Grocery Rewards		Earn 5X Points per dollar on purchases at U.S. supermarkets.
Dining Rewards	Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services	Earn 5X Points per dollar on purchases at U.S. restaurants.
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee	Pros: Bonus points No annual fee Honors Silver status Cons: Not Visa/Mastercard
Bottom Line	Great cash back credit card for everyday purchases... Read full review	Good secondary credit card to earn points for hotel stays... Read full review
		Read American Express Hilton Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Freedom Unlimited® card, please click here. Disclaimer: The information for the Hilton Honors American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Hilton: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

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Chase Freedom Unlimited

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