Chase Freedom Unlimited® vs Delta SkyMiles Gold

Compare Rewards, Interest Rates, Fees, and Benefits

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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to Delta SkyMiles Gold from American Express, an airline card? Read our comparison chart below.

Keep in mind, the Chase Freedom Unlimited has a $0 annual fee, while the Delta SkyMiles Gold has a $0 introductory annual fee for the first year, then $150.

	Chase Freedom Unlimited®	Delta SkyMiles® Gold American Express Card
		Read Delta SkyMiles Gold Review
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	0% introductory APR for 15 months	N/A
Introductory APR for Balance Transfers	0% introductory APR for 15 months	N/A
Purchase APR	18.99% to 28.49% Variable based on your creditworthiness and other factors	19.99% to 28.99% Variable based on your creditworthiness and other factors
Balance Transfers APR	18.99% to 28.49% Variable based on your creditworthiness and other factors	N/A
Foreign Transaction Fee	3% of each transaction in U.S. dollars	No foreign transaction fee
Annual Fee	$0 annual fee	$0 introductory annual fee for the first year, then $150
	Credit Card Rewards & Benefits
Introductory Bonus Cash Back	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening
Introductory Bonus Airline Rewards		Earn 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.
Cash Back Rewards	Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.
Airline Rewards		Earn 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.
Bonus Airline Rewards		$200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel.
Airline Status		Enjoy your first checked bag free on Delta flights. Receive Zone 5 Priority Boarding on Delta flights; board early, stow your carry-on bag and settle in sooner.
Dining Rewards	Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services
	CreditDonkey® Credit Card Reviews
Pros & Cons	Pros: Intro Cash Back Offer Intro APR No annual fee Cons: Foreign transaction fee	Pros: Bonus Delta miles offer One free checked bag on Delta flights Zone 5 Priority boarding Cons: $150 annual fee ($0 introductory annual fee for the first year)
Bottom Line	Great cash back credit card for everyday purchases... Read full review	Good airline credit card for someone who travels heavily with Delta airlines... Read full review
		Read Delta SkyMiles Gold Review
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Delta SkyMiles® Gold American Express Card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Delta SkyMiles Gold: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

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Chase Freedom Unlimited Foreign Transaction Fee

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Articles on Delta SkyMiles® Gold American Express Card

Delta SkyMiles Gold

There are many credit cards that earn Delta miles to choose from, so how do you decide if the Delta SkyMiles® Gold American Express Card is right for you? Read this review before you apply.

Which Do You Like and Why?

Compare Chase Freedom Unlimited to:

Chase Sapphire Preferred® Card

Intro APR for Purchases

Intro APR for Balance Transfer

Regular APR

Annual Fee

N/A

20.49% - 27.49% Variable

$95

Airline Miles for Beginners

New to airline miles? Learn how it works and how to earn a ton of miles fast through credit cards. Before long, you'll be redeeming miles for free flights and hotel rooms.

Chase Freedom Unlimited® vs Delta SkyMiles Gold