Chase Freedom Unlimited® vs American Express Platinum
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Chase Freedom Unlimited is a great cash back credit card for everyday purchases. How does it compare to American Express Platinum, a travel and airline card? Read our comparison chart below.
 | Read American Express Platinum Review | |
Chase Freedom Unlimited® | The Platinum Card® from American Express | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% introductory APR for 15 months | N/A |
| Introductory APR for Balance Transfers | 0% introductory APR for 15 months | N/A |
| Purchase APR | 18.99% to 28.49% Variable based on your creditworthiness and other factors | N/A |
| Balance Transfers APR | 18.99% to 28.49% Variable based on your creditworthiness and other factors | N/A |
| Foreign Transaction Fee | 3% of each transaction in U.S. dollars | No foreign transaction fee |
| Annual Fee | ||
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening | |
| Introductory Bonus Offer | Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. | |
| Cash Back Rewards | Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | |
| Travel Rewards | Travel Rewards | |
| Airline Rewards | Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. | |
| Hotel Rewards | Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel. | |
| Point Rewards | 1 point for virtually every dollar spent. | |
| Airline Status | $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select. | |
| Hotel Status | $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status. | |
| Dining Rewards | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services | |
| Airline Transfer Partners | Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| Pros:
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| Bottom Line | Great cash back credit card for everyday purchases... | Excellent card for frequent travelers... |
| Read American Express Platinum Review | |
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Chase Freedom Unlimited® card, please click here. Disclaimer: The information for the The Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. American Express Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed. | ||
Articles on Chase Freedom Unlimited®
Chase Freedom Unlimited Review
Chase Freedom Unlimited Foreign Transaction Fee
Chase Freedom Unlimited Credit Limit
Articles on The Platinum Card® from American Express
Amex Platinum
Do You Need a Good Credit Score for an Amex Platinum
American Express Platinum Credit Score Needed
Which Do You Like and Why?
Compare Chase Freedom Unlimited to:
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For rates and fees of the Chase Sapphire Preferred® Card, please click here.
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Compare American Express Platinum to:
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For rates and fees of the Chase Sapphire Reserve® card, please click here.
