Capital One Spark Miles vs Ink Business Cash® Credit Card
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Capital One Spark Miles is a business and airline credit card. How does it compare to Ink Business Cash from Chase, a cash back card? Read our comparison chart below.
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Capital One Spark Miles for Business | Ink Business Cash® Credit Card | |
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Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | N/A | 0% introductory APR for 12 months |
| Purchase APR | 25.24% (Variable) based on your creditworthiness and other factors | 17.49% to 25.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 25.24% (Variable) based on your creditworthiness and other factors | 17.49% to 25.49% Variable based on your creditworthiness and other factors |
| Balance Transfer Fee | No balance transfer fee | Either $5 or 5% of the amount of each transfer, whichever is greater. |
| Foreign Transaction Fee | No foreign transaction fee | 3% of each transaction in U.S. dollars |
| Annual Fee | $0 intro annual fee for first year; $95 after that | |
| Terms Apply. | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening | |
| Introductory Bonus Airline Rewards | Earn a one-time bonus of 50,000 miles after you spend $4,500 on purchases within the first 3 months. | |
| Cash Back Rewards | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases. | |
| Travel Rewards | Redeem miles for travel, cash back, gift cards, and more. Fly on any airline, anytime, with no blackout dates or seat restrictions. | |
| Airline Rewards | Earn 2 miles per dollar on every purchase | |
| Gas Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
| Dining Rewards | Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Excellent cash back rewards card for small business... | |
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See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. For rates and fees of the Ink Business Cash® Credit Card, please click here. Disclaimer: The information for the Capital One Spark Miles for Business has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2025 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Miles or Ink Business Preferred.
Articles on Ink Business Cash® Credit Card
Ink Business Cash Review
Which Do You Like and Why?
Compare Capital One Spark Miles to:
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For rates and fees of the Ink Business Preferred® Credit Card, please click here.
For rates and fees of the Chase Sapphire Preferred® Card, please click here.
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