Capital One Spark Cash Plus vs American Express Platinum

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Spark Cash Plus is a business and cash back charge card. How does it compare to American Express Platinum, a travel and airline card? Read our comparison chart below.

Keep in mind, the Capital One Spark Cash Plus has a $150 annual fee, while the American Express Platinum has a $695 annual fee.

	Capital One Spark Cash Plus	The Platinum Card® from American Express
	Card Interest Rates & Fees
Purchase APR	N/A	N/A
Balance Transfers APR	N/A	N/A
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$150 annual fee	$695 annual fee
	Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months.
Introductory Bonus Offer		Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Cash Back Rewards	Earn 2% cash back on every purchase
Bonus Cash Back	Earn an annual $200 cash bonus every year you spend $200,000 or more.
Travel Rewards		Travel Rewards
Airline Rewards		Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year.
Hotel Rewards		Earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
Point Rewards		1 point for virtually every dollar spent.
Airline Status		$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®. Enrollment required Complimentary access to 5 airport lounge networks including The Centurion® lounge network, The International American Express lounges, Delta Sky Club® lounges, Priority Pass™ Select, and Airspace Lounge. Enrollment required for Priority Pass Select.
Hotel Status		$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay. Enroll for complimentary Marriott Bonvoy Gold Elite Status. Enroll for complimentary Hilton Honors Gold Status.
Airline Transfer Partners		Airline transfer partners include Delta, Hawaiian Airlines, Aeromexico, Air Canada, Air France, Emirates, Cathay Pacific (Asia Miles), Virgin Atlantic, Singapore Airlines, Etihad, Alitalia, All Nippon Airways and more.
	CreditDonkey® Card Reviews
Pros & Cons		Pros: Travel benefits 80,000 bonus points after you spend $8,000 in first 6 months Concierge service Cons: $695 annual fee
Bottom Line		Excellent card for frequent travelers... Read full review
		Read American Express Platinum Review
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Spark Cash Plus and The Platinum Card® from American Express has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Spark Cash Plus: Pricing information including interest rates, rewards, benefits and fees was obtained on August 14, 2024 from published websites and is believed to be accurate, but not guaranteed. American Express Platinum: Pricing information including interest rates, benefits and fees was obtained on December 19, 2024 from published websites and is believed to be accurate, but not guaranteed.

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