Capital One Spark Cash Plus vs Ink Business Preferred® Credit Card

Compare Rewards, Interest Rates, Fees, and Benefits

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Capital One Spark Cash Plus is a business and cash back charge card. How does it compare to Ink Business Preferred from Chase? Read our comparison chart below.

Keep in mind, the Capital One Spark Cash Plus has a $150 annual fee, while the Ink Business Preferred has a $95 annual fee.

	Capital One Spark Cash Plus	Ink Business Preferred® Credit Card

	Card Interest Rates & Fees
Purchase APR	N/A	20.74% to 26.74% Variable based on your creditworthiness and other factors
Balance Transfers APR	N/A	20.74% to 26.74% Variable based on your creditworthiness and other factors
Foreign Transaction Fee	No foreign transaction fee	$0
Annual Fee	$150 annual fee	$95 annual fee
	Card Rewards & Benefits
Introductory Bonus Cash Back	Earn a $2,000 cash bonus when you spend $30,000 in the first 3 months.
Introductory Bonus Offer		Earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel℠
Cash Back Rewards	Earn 2% cash back on every purchase
Bonus Cash Back	Earn an annual $200 cash bonus every year you spend $200,000 or more.
Travel Rewards		Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases. 1:1 point transfer to leading airline and hotel loyalty programs
Airline Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Hotel Rewards		1:1 point transfer to leading airline and hotel loyalty programs
Point Rewards		Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, advertising purchases made with social media sites and search engines each account anniversary year. Earn 1 point per $1 on all other purchases.
Airline Transfer Partners		Chase airline transfer partners include United Airlines, Southwest Airlines, JetBlue, British Airways, Air Canada, Air France, Singapore Airlines, Virgin Atlantic, Iberia, Emirates, and Aer Lingus.
	CreditDonkey® Card Reviews
Pros & Cons		Pros: Earn 90,000 bonus points Earn 3 points per $1 in select business categories Protection benefits Airline transfer partners Cons: $95 annual fee No introductory APR
Bottom Line		Excellent credit card for the modern small business... Read full review

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Still need help deciding which business card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Spark Cash Plus or Ink Business Cash.

Articles on Ink Business Preferred® Credit Card

Ink Business Preferred Review

Looking for a new business credit card? Ink Business Preferred® offers more than a sign up bonus. Read this review to see if the benefits are worth it.