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BMO Bank vs The Atlantic Federal Credit Union

BMO Bank is a midwest bank with options for low and high-balance customers. How does it compare to The Atlantic Federal Credit Union? Read our comparison chart below.

 BMO Bank
Member FDIC
The Atlantic Federal Credit Union
 Visit SiteLearn More
 

BMO Bank

The Atlantic Federal Credit Union

SPECIAL OFFER
BMO Checking Accounts - Earn up to $600 - Learn More

Read BMO Bank Review

SPECIAL OFFER
1-Month High-Yield CD - 2.50% APY - Learn More

 

Benefits and Features

Savings0.01% APY. $5 reward every month you save $200 or more, for the first year. 
CD0.05% - 4.30% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit.
  • 5-Month High-Yield CD - 2.50% APY
  • 6-Month High-Yield CD - 2.50% APY
  • 4-Month High-Yield CD - 2.50% APY
  • 1-Month High-Yield CD - 2.50% APY
  • 2-Month High-Yield CD - 2.50% APY
CheckingSmart Advantage, Smart Money, Relationship 
Money Market1.00% APY. $25 minimum opening deposit. $10 monthly fee, waived with a $5,000 minimum daily balance. 
ATMs
40,000+ BMO and Allpoint ATMs
 
Customer ServiceMon-Fri: 7am - 10pm (CT); Sat-Sun 8am - 8pm 
IRA CD0.05% - 2.00% APY. Terms of 3 months to 5 years. $1,000 minimum opening deposit 
IRA Money MarketIRA Premium Savers: $100 minimum opening deposit. No monthly maintenance fee 
Locations
981 branches
 
 

CreditDonkey® Reviews

 BMO BankThe Atlantic Federal Credit Union
SavingsStarStarEmpty StarEmpty StarEmpty Star
CDStarStarStarStarEmpty Star
CheckingStarStarStarStarEmpty Star
Money MarketStarStarStarEmpty StarEmpty Star
Mobile AppStarStarStarStarHalf Star
Customer ServiceStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • Free checking with eStatements
  • Large ATM network
  • Good financial tools
Cons:
  • Limited branches
  • Low savings APY
Bottom LineMidwest bank with options for low and high-balance customers... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

BMO Bank: Pricing information from published website as of 09/27/2024 based on 60603 zip code.

The Atlantic Federal Credit Union: Pricing information from published website as of 08/10/2024.

BMO Bank
Member FDIC

BMO Checking Accounts - Earn up to $600

Earn up to $600 with qualifying activities. Conditions Apply. BMO Bank N.A. Member FDIC

Get either a $250 or $500 cash bonus when you open a new checking account and complete qualifying activities between 9/10/24 and 10/31/24. Plus, get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards.

Expires 10/31/2024
BMO Bank
Member FDIC

BMO Smart Advantage Checking - Earn up to $350

Earn up to $350 with qualifying activities. Conditions Apply. BMO Bank N.A. Member FDIC

Earn a $250 cash bonus when you open a new checking account and complete qualifying activities between 9/10/24 and 10/31/24. Plus, get a $100 digital gift card when you meet with a BMO banker to discuss your financial priorities after opening your account online. Combine the cash bonus and the gift card to maximize your rewards.

Expires 10/31/2024
BMO Bank
Member FDIC

BMO Smart Advantage Checking

  • No minimum balance required
  • Fee-free transactions at more than 40,000 Allpoint® network ATMs nationwide
  • No monthly fees with paperless statements

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing BMO Bank or Chase.


Articles on BMO Bank

BMO Bank Review

BMO offers low fees and a large ATM network. But savings rates are low. However, the strong features can still make it a good bank for you. Read on.

BMO Routing Number

If you have a BMO Bank account, you only need to be aware of one routing number. This number is 071025661. Read on and learn how to use it.

Is BMO an Ethical Bank

BMO has been recognized as one of the World's Most Ethical Companies for six consecutive years. How did they earn this award? Find out.

BMO Relationship Minimum Balance

Get more perks when you open a BMO Relationship Checking Account. Find out the balance you need to reach to unlock them.

Is BMO a Good Bank

Is BMO a good choice for your banking needs? Find out here.

Is BMO a Safe Bank

Wondering about the security of your funds with BMO Bank? They have a Financial Crimes Unit backing you up, for one. Read on for more details.

What is BMO Bank

BMO Harris is now BMO. But are they a legit bank? Find out if you should bank with them.

BMO Smart Advantage vs Smart Money

BMO's Smart Advantage has $0 monthly fees. Smart Money has no overdraft fees. Which one is a smarter choice? Read on to find out.

Is BMO a Real Bank

BMO, is a U.S bank, part of the Bank of Montreal. It offers solid basic checking options and a large ATM network. But, is it legit? Read on to find out.

Which Do You Think is Best?





Which Bank Account is Right for You?


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