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The Atlantic Federal Credit Union vs USAA Bank


 The Atlantic Federal Credit Union
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The Atlantic Federal Credit Union

USAA Bank

SPECIAL OFFER
1-Month High-Yield CD - 4.00% APY - Learn More

SPECIAL OFFER
Personal Checking Account - $200 Bonus - Learn More

Read USAA Bank Review

 

Benefits and Features

Savings 
  • USAA Savings and USAA Youth Savings: 0.01% APY. $25 to open.
  • USAA Performance First Savings: Earn up to 1% APY. $1,000 to open.
  • CD
    • 1-Month High-Yield CD - 4.00% APY
    • 2-Month High-Yield CD - 2.50% APY
    • 4-Month High-Yield CD - 2.50% APY
    • 5-Month High-Yield CD - 2.50% APY
    • 6-Month High-Yield CD - 2.50% APY
    0.05% to 2.25% APY. Terms of 91 days to 7 years. Minimum deposit of $1,000 to open.
    Checking Classic Checking, Youth Spending
    Mobile App 
    iOS & Android
    ATMs 100,000+ USAA and USAA-preferred ATMs
    Customer Service 
    • Monday - Friday: 9AM - 5PM (ET)
    • Saturday: 8:30AM - 1PM (ET)
    IRA CD 0.01% APY. Terms of 182 days to 1 year. Minimum deposit of $250.
    Locations 4 financial centers in Colorado, New York, Maryland, and Texas
     

    CreditDonkey® Reviews

     The Atlantic Federal Credit Union
    SavingsStarStarHalf StarEmpty StarEmpty Star
    FeesStarStarStarHalf StarEmpty Star
    Mobile AppStarStarStarStarHalf Star
    Customer ServiceStarStarStarEmpty StarEmpty Star
    Pros & ConsPros:
    • $0 monthly fees
    • Free bank card
    Cons:
    • Low APY
    • Not available for all
    Bottom LineSavings account with low rate and limited availability... Read full review

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    The Atlantic Federal Credit Union: Pricing information from published website as of 02/20/2025.

    USAA Bank: Pricing information from published website as of 02/08/2025.


    Articles on USAA Bank

    USAA Routing Number

    USAA only has one routing number: 314074269. Learn what you need it for and other ways to transfer money.

    USAA Savings Account Interest Rate

    Looking to open a savings account with USAA Federal Savings Bank? Read on to learn what rates are being offered.

    USAA High Yield Savings

    USAA Bank boasts a savings account with an adequate rate and no fees. But you may not be eligible to get it. Read on to find out.

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