Bank of America Cash Rewards vs Chase Freedom Unlimited®
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Bank of America Cash Rewards is a cash back credit card. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.
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Bank of America® Customized Cash Rewards credit card | Chase Freedom Unlimited® | |
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Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% Introductory APR on purchases for 15 billing cycles | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days | 0% introductory APR for 15 months |
| Purchase APR | 18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors | 19.99% to 28.74% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors | 19.99% to 28.74% Variable based on your creditworthiness and other factors |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases. |
| Cash Back Rewards | Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases | Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. |
| Grocery Rewards | Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) | |
| Dining Rewards | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
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| Bottom Line | Great cash back credit card for everyday purchases... | |
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Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America Cash Rewards or Blue Cash Everyday.
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For rates and fees of the Blue Cash Everyday® Card from American Express card, please click here.
