Bank of America Cash Rewards vs Chase Freedom Unlimited®
Chase is a CreditDonkey partner. We receive compensation if you apply and get approved for a card through links in our content. You do not have to use our links, but you
Bank of America Cash Rewards is a cash back credit card. How does it compare to Chase Freedom Unlimited, a cash back card? Read our comparison chart below.
 | ||
Bank of America® Customized Cash Rewards credit card | Chase Freedom Unlimited® | |
|---|---|---|
Credit Card Interest Rates & Fees | ||
| Introductory APR for Purchases | 0% Introductory APR on purchases for 15 billing cycles | 0% introductory APR for 15 months |
| Introductory APR for Balance Transfers | 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days | 0% introductory APR for 15 months |
| Purchase APR | 18.24% to 28.24% Variable APR on purchases based on your creditworthiness and other factors | 19.74% to 28.49% Variable based on your creditworthiness and other factors |
| Balance Transfers APR | 18.24% to 28.24% Variable APR on balance transfers based on your creditworthiness and other factors | 19.74% to 28.49% Variable based on your creditworthiness and other factors |
| Annual Fee | ||
Credit Card Rewards & Benefits | ||
| Introductory Bonus Cash Back | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening | Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases. |
| Cash Back Rewards | Earn 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and 1% cash back on all other purchases | Enjoy 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. |
| Grocery Rewards | Earn 2% cash back at grocery stores (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) | |
| Dining Rewards | Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services | |
CreditDonkey® Credit Card Reviews | ||
| Pros & Cons | Pros:
| |
| Bottom Line | Great cash back credit card for everyday purchases... | |
| ||
See issuer's website for details including terms and conditions. While reasonable effort has been made to maintain accurate and updated information, the information shown on this site may vary, be out of date, or not applicable to you. All information is provided without warranty. When you click on the Apply Now button, you can review the terms and conditions on the issuer's website. Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Bank of America® Customized Cash Rewards credit card has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Bank of America Cash Rewards: Pricing information including interest rates, rewards, benefits and fees was obtained on August 1, 2023 from published websites and is believed to be accurate, but not guaranteed. | ||
Still need help deciding which cash back credit card is better? Read the in-depth reviews below. You may also be interested in comparing Bank of America Cash Rewards or Blue Cash Everyday.
Articles on Chase Freedom Unlimited®
Chase Freedom Unlimited Foreign Transaction Fee
Chase Freedom Unlimited Credit Limit
Which Do You Like and Why?
You might also be interested in
Chase Freedom Unlimited
Compare Chase Freedom Unlimited to:
| |||||||||||||||||
| |||||||||||||||||
For rates and fees of the Blue Cash Everyday® Card from American Express card, please click here.
