Western Alliance Bank vs UFB Direct

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to UFB Direct? Read our comparison chart below.

Western Alliance Bank offers high-yield savings products and CD accounts.

While UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

Compare Western Alliance Bank with UFB Direct, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Member FDIC	Member FDIC
	Visit Site	Visit Site
	Western Alliance Bank	UFB Direct
	SPECIAL OFFER High Yield Savings Account - 4.25% APY - Learn More Read Western Alliance Bank Review	SPECIAL OFFER UFB Portfolio Savings - Earn up to 4.01% APY - Learn More Read UFB Direct Review
	Benefits and Features
Savings	4.25% APY	Up to 4.01% APY
CD	Up to 4.30%; 3-12 month term CDs. $1 minimum deposit.	N/A
Checking	N/A	N/A
Money Market		Up to 4.01% APY
Mobile App		iOS & Android
ATMs		Free withdrawals at 91,000 ATMs across the nation
Customer Service		Mon - Fri: 8 am - 5 pm PT
Locations	35 locations	Online only
	CreditDonkey® Reviews
Savings
CD
Fees
Mobile App
Customer Service
Money Market
Pros & Cons	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations
Bottom Line	Solid bank that offers high APY savings products with a fully digital experience... Read full review	Safe digital bank for high APYs on personal savings and MMAs... Read full review
	Visit Site	Visit Site
	High Yield Savings Account - 4.25% APY High-Yield CD Rates - Up to 4.30% APY 3-Month High-Yield CD - 4.30% APY	UFB Portfolio Savings - Earn up to 4.01% APY UFB Freedom Checking & Savings - Unlock Up to 4.21% APY UFB Portfolio Money Market - Earn up to 4.01% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 03/21/2025. UFB Direct: Pricing information from published website as of 03/24/2025.

Member FDIC

High Yield Savings Account - 4.25% APY

Learn More

on Raisin's Secure Website

• No fees
• $1 minimum deposit
• 24/7 online access
• FDIC insured

High-Yield CD Rates - Up to 4.30% APY

Learn More

on Raisin's Secure Website

• No fees
• $1 minimum deposit
• FDIC insured

Term	CD Rates
3 Month	4.30% APY
5 Month	4.10% APY
6 Month	4.30% APY
9 Month	3.95% APY
12 Month	3.95% APY

Member FDIC

3-Month High-Yield CD - 4.30% APY

Get Deal

on Raisin's Secure Website

• No fees
• $1 minimum deposit
• 24/7 online access
• FDIC insured

Which is Better: Western Alliance Bank or UFB Direct?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.

In short: UFB Direct's mobile app is worth mentioning.

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

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• Western Alliance Bank vs Customers Bank

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

• UFB Direct vs CIT Bank
• UFB Direct vs Axos Bank
• UFB Direct vs Bask Bank

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

• UFB Direct vs Wealthfront
• UFB Direct vs Vio Bank
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Which Do You Think is Best?