Western Alliance Bank vs Santander Bank
Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Santander Bank? Read our comparison chart below.
Western Alliance Bank offers high-yield savings products and CD accounts.
While Santander Bank has over 600 branches in the Northeast. Offers a range of checking and savings accounts, with simple requirements to waive service fees. High balance customers can earn higher interest. Their CDs offer high a APY with $500 minimum opening deposit.
Compare Western Alliance Bank with Santander Bank, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
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Western Alliance Bank | Santander Bank | |
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High-Yield Savings Premier - 5.31% APY | 6-Month CD - 5.00% APY - | |
Benefits and Features | ||
Savings | 0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account. | |
CD | Up to 4.60%; 3-6 month term CDs. $1 minimum deposit. | 4.50% and 5.00% APY for 6 and 12 months, respectively. Minimum deposit of $500, with Santander Checking Account. |
Checking | ||
Money Market | 0.03% - 0.05% APY. Must be Santander Premier Plus Checking Account holder. Minimum deposit of $25. No monthly fee. | |
ATMs | Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations | |
Customer Service | Mon-Sun 8:00 am - 8:00 pm (ET) (excluding Christmas Day) | |
Locations | ||
CreditDonkey® Reviews | ||
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CD | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Fees | ![]() ![]() ![]() ![]() ![]() | |
Mobile App | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Customer Service | ![]() ![]() ![]() ![]() ![]() | ![]() ![]() ![]() ![]() ![]() |
Checking | ![]() ![]() ![]() ![]() ![]() | |
Money Market | ![]() ![]() ![]() ![]() ![]() | |
Pros & Cons | Pros:
| Pros:
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Bottom Line | Solid bank that offers high APY savings products with a fully digital experience... | Northeastern bank with low requirements to waive fees... |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 08/10/2024. Santander Bank: Pricing information from published website as of 09/07/2024 based on 02109 zip code. |
High-Yield Savings Premier - 5.31% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
High Yield Savings Account - 5.20% APY
- No fees
- $1 minimum deposit
- 24/7 online access
- FDIC insured
High-Yield CD Rates - Up to 4.30% APY
- No fees
- $1 minimum deposit
- FDIC insured
Term | CD Rates |
---|---|
3 Month | 4.30% APY |
5 Month | 4.10% APY |
6 Month | 4.00% APY |
9 Month | 3.10% APY |
12 Month | 3.00% APY |
Which is Better: Western Alliance Bank or Santander Bank?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.
In short: Western Alliance Bank's savings is outstanding. Santander Bank's mobile app and customer service are worth mentioning.