Western Alliance Bank vs Capital One

Western Alliance Bank is a solid bank that offers high APY savings products with a fully digital experience. How does it compare to Capital One? Read our comparison chart below.

Western Alliance Bank offers high-yield savings products and CD accounts.

While Capital One offers competitive rates on their savings account. Their interest checking has several overdraft options in cases of accidental overdraw. There are no minimum deposits or service fees.

Compare Western Alliance Bank with Capital One, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Western Alliance Bank	Capital One
	Member FDIC
	Visit Site	Learn More
	SPECIAL OFFER High-Yield Savings Premier - 4.46% APY Read Western Alliance Bank Review	SPECIAL OFFER Personal Savings Account - $1,500 Bonus - Learn More Read Capital One Review
	Benefits and Features
Savings	4.46% APY	3.80% APY
CD	Up to 4.50%; 3-12 month term CDs. $1 minimum deposit.	3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00%
Checking	N/A	0.10% APY
ATMs		over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs
Customer Service		Mon-Sun: 8am - 11pm (ET)
Locations	35 locations	262 branches
	CreditDonkey® Reviews

Savings
CD
Fees
Mobile App
Customer Service
Checking
Money Market
Pros & Cons	Pros: High APY No account activity or maintenance fees Cons: No debit card or checks	Pros: Overdraft protection options No account minimums 27 cafes for in-person support Cons: Lower savings APY compared to other online banks
Bottom Line	Solid bank that offers high APY savings products with a fully digital experience... Read full review	Good online bank with access to in-person support... Read full review
	Visit Site	Learn More
	High Yield Savings Account - 4.50% APY High-Yield CD Rates - Up to 4.50% APY 3-Month High-Yield CD - 4.50% APY	Personal Savings Account - $1,500 Bonus Personal Savings Account - $750 Bonus Personal Checking Account - $300 Bonus
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Western Alliance Bank: Information sourced from the published website as of 12/11/2024. Capital One: Pricing information from published website as of 12/18/2024.

High-Yield Savings Premier - 4.46% APY

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No account activity or maintenance fees
$500 minimum opening deposit
FDIC insured

The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC

Member FDIC

High Yield Savings Account - 4.50% APY

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on Raisin's Secure Website

No fees
$1 minimum deposit
24/7 online access
FDIC insured

High-Yield CD Rates - Up to 4.50% APY

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on Raisin's Secure Website

No fees
$1 minimum deposit
FDIC insured

Term	CD Rates
3 Month	4.50% APY
5 Month	4.40% APY
6 Month	4.40% APY
9 Month	4.35% APY
12 Month	4.25% APY

Which is Better: Western Alliance Bank or Capital One?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Western Alliance Bank or CIT Bank.

In short: Western Alliance Bank's savings is outstanding. Capital One's mobile app and customer service are worth mentioning.

Articles on Western Alliance Bank

Western Alliance Bank Review

Western Alliance Bank offers savings products with competitive APYs for people looking to grow their money. Is there a catch? Read on to find out.

Articles on Capital One

Capital One 360 Review

Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. Does this popular web bank live up to its claims? Find out if it's right for you.