Wells Fargo vs Marcus by Goldman Sachs

Wells Fargo is an a "big 4" bank with a good range of checking accounts and full services. How does it compare to Marcus? Read our comparison chart below.

Wells Fargo is one of America's largest banks with approximately 4,100 locations and more than 11,000 ATMs. Offers many checking options, including Everyday Checking and Clear Access Banking for those who have financial troubles. 24/7 customer service. Special CDs offers high rates with $5,000 minimum opening deposit.

While Marcus offers savings accounts, term CDs, and a no-penalty CD. It has no checking or ATM network. Savings account has no minimum deposit required to open while CDs have $500 minimum opening deposit. There are no service fees.

Compare Wells Fargo with Marcus, side-by-side. Read on for an in-depth look, including ratings and reviews.

	Wells Fargo	Marcus by Goldman Sachs
	Member FDIC
	Learn More	Learn More
	SPECIAL OFFER Personal Checking Account - $125 Bonus Read Wells Fargo Review	SPECIAL OFFER Marcus Online Savings - Earn 3.75% APY - Learn More Read Marcus Review
	Benefits and Features
Savings	0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.	3.75% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
CD	Standard Fixed Term CD available online: 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.	3.75% to 4.40% APY. Terms of 6 months to 6 years. 12-month CD APY of 4.25%. $500 minimum to open. No monthly service fee.
Checking	Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking	N/A
Money Market		N/A
Mobile App	iOS & Android	iOS & Android
ATMs	11,000+ ATMs across the country	None
Customer Service	Available 24 hours a day, 7 days a week.	Mon - Sat: 8 am - 10 pm ET Sat - Sun: 9 am - 7 pm ET
IRA CD	Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
Locations	approximately 4,100 retail banking branches coast to coast	Online only
	CreditDonkey® Reviews

Savings
CD
Checking
Mobile App
Customer Service
Pros & Cons	Pros: Low requirements for Everyday Checking Full service bank 24/7 customer service Cons: Low savings rates Not in all states
Bottom Line	A "big 4" bank with a good range of checking accounts and full services... Read full review	Read full review
	Learn More	Learn More
		Marcus Online Savings - Earn 3.75% APY 14-Month High-Yield CD - 4.40% APY 9-Month High-Yield CD - 4.30% APY
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Wells Fargo: Pricing information from the published website as of 04/17/2025 is based on the 91101 zip code. Marcus: Information including rates, fees, terms, and benefits was obtained on April 18, 2025 from published websites and is believed to be accurate, but not guaranteed.

Which is Better: Wells Fargo or Marcus?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Wells Fargo or Bank of America.

Articles on Wells Fargo

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Articles on Marcus by Goldman Sachs

Marcus Bank Review

Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons.