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Wells Fargo vs Bask Bank

Wells Fargo is an a "big 4" bank with a good range of checking accounts and full services. How does it compare to Bask Bank? Read our comparison chart below.

 Wells Fargo
Member FDIC
 Learn MoreLearn More
 

Wells Fargo

Bask Bank

SPECIAL OFFER
Personal Checking Account - $125 Bonus

Read Wells Fargo Review

SPECIAL OFFER
Personal Savings Account - 10,000 AAdvantage Bonus Miles - Learn More

Read Bask Bank Review

 

Benefits and Features

Savings0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
4.20% APY
CDStandard Fixed Term CD available online: 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.4.00% to 4.35% APY. Terms of 3 to 24 months.
CheckingClear Access Banking, Everyday Checking, Prime Checking, Premier Checking
1.00% APY
Money Market 
N/A
Mobile App
iOS & Android
iOS & Android
ATMs11,000+ ATMs across the country
55,000+ Allpoint® ATMs
Customer ServiceAvailable 24 hours a day, 7 days a week.Monday - Friday 7:00 am - 7:00 pm (CT); Saturday 9:00 am - 4:00 pm (CT)
IRA CDStandard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
N/A
IRA Money Market 
N/A
Locationsapproximately 4,100 retail banking branches coast to coast
Online only
 

CreditDonkey® Reviews

 Wells Fargo
SavingsStarStarEmpty StarEmpty StarEmpty StarStarStarStarStarStar
CDStarStarStarHalf StarEmpty StarStarStarStarStarStar
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarStarStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf StarStarStarStarStarEmpty Star
Pros & ConsPros:
  • Low requirements for Everyday Checking
  • Full service bank
  • 24/7 customer service
Cons:
  • Low savings rates
  • Not in all states
Pros:
  • High APY on savings
  • Earn American Airline mileage
  • No monthly fees
Cons:
  • No physical locations
Bottom LineA "big 4" bank with a good range of checking accounts and full services... Read full reviewDigital bank with high APY and ability to earn airline mileage... Read full review
 Learn MoreLearn More

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Wells Fargo: Pricing information from the published website as of 04/17/2025 is based on the 91101 zip code.

    Bask Bank: Information sourced from the published website as of 04/18/2025.

    Which is Better: Wells Fargo or Bask Bank?

    Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Wells Fargo or Bank of America.

    In short: Wells Fargo's mobile app is impressive. Bask Bank's savings and cd are impressive.


    Articles on Wells Fargo

    Wells Fargo Bank Review

    Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.

    Wells Fargo Checking Account Bonus

    Wells Fargo may offer a cash bonus when you open a checking account. Read on to learn more.

    Wells Fargo High Yield Savings Review

    Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.

    Wells Fargo Bank CD Rates

    Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.

    Wells Fargo Bank Hours

    Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

    Wells Fargo Routing Number

    Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

    Articles on Bask Bank

    Bask Bank

    Looking to earn a competitive APY? Interested in earning miles as you save? Bask Bank offers enticing savings options to meet your needs.

    Which Do You Think is Best?





    Which Bank Account is Right for You?


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