Capital One Venture vs Discover it Miles

Compare Rewards, Interest Rates, Fees, and Benefits

Capital One Venture is a travel credit card. How does it compare to Discover it Miles, a travel and airline card? Read our comparison chart below.

Keep in mind, the Capital One Venture has a $95 annual fee, while the Discover it Miles has a $0 annual fee.

	Capital One Venture Rewards Credit Card	Discover it® Miles
	Credit Card Interest Rates & Fees
Introductory APR for Purchases	N/A	0% introductory APR for 15 months
Introductory APR for Balance Transfers	N/A	10.99% introductory APR for 15 months
Purchase APR	19.99% to 29.24% (Variable) based on your creditworthiness and other factors	18.24% to 27.24% Variable based on your creditworthiness and other factors
Balance Transfers APR	19.99% to 29.24% (Variable) based on your creditworthiness and other factors	18.24% to 27.24% Variable based on your creditworthiness and other factors
Balance Transfer Fee	No balance transfer fee	3% of the amount of each transfer.
Foreign Transaction Fee	No foreign transaction fee	No foreign transaction fee
Annual Fee	$95 annual fee	$0 annual fee
	Credit Card Rewards & Benefits
Introductory Bonus Airline Rewards	Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit in your first cardholder year – that's equal to $1,000 in travel	Discover will match all the miles you've earned at the end of your first year (only for new cardmembers).
Travel Rewards	Earn 2 miles per dollar on all purchases. Redeem your miles for travel purchases or transfer your miles to over 10+ travel loyalty programs.	1.5x Miles on every dollar you spend on purchases. Redeem Miles in any amount to credit travel purchases from your statement, or get cash at any time.
Airline Rewards	Earn 2 miles per dollar on all purchases	1.5x Miles on every dollar you spend on purchases.
Airline Transfer Partners	Capital One transfer partners include Aeromexico, Air Canada, Air France/KLM, Avianca, Cathay Pacific, Emirates, Etihad, EVA, Finnair, Hainan, Qantas, Qatar, and Singapore Airlines.
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the issuer's website for details. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Disclaimer: The information for the Capital One Venture Rewards Credit Card and Discover it® Miles has been collected independently by CreditDonkey. The card details on this page have not been reviewed or provided by the card issuer. Capital One Venture: Pricing information including interest rates, rewards, benefits and fees was obtained on January 3, 2025 from published websites and is believed to be accurate, but not guaranteed. Discover it Miles: Pricing information including interest rates, rewards, benefits and fees was obtained on January 11, 2025 from published websites and is believed to be accurate, but not guaranteed.

Still need help deciding which travel credit card is better? Read the in-depth reviews below. You may also be interested in comparing Capital One Venture or Chase Sapphire Preferred.

Comments

Barbara Jones from Ohio
on September 2017 said about Capital One Venture:
Ease of redeeming points for any type of travel.

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