Vanguard Personal Advisor vs Empower

Vanguard Personal Advisor is a hybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start. How does it compare to Empower? Read our comparison chart below.

Vanguard Personal Advisor offers automatic investing with personalized service for a low fee of 0.30%. An advisor will build a portfolio for you based on your goals and financial situation. The advisor will also regularly rebalance your portfolio to keep it on track. The minimum to open an account is $50,000.

While Empower offers free financial tools and paid wealth management services. Its wealth management fees start at 0.89% of assets under management. Empower free tools include a personal dashboard, fee analyzer, and retirement planner.

Compare Vanguard Personal Advisor with Empower, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

	Vanguard Personal Advisor	Empower

	Learn More	Visit Site
		SPECIAL OFFER Join Empower For Free - Learn More Read Empower Review
	Benefits and Features
Annual Fee	0.3%	Investment Account: $0; Wealth Management:0.89% for first $1 million, 0.79% for first $3 million, next $2 million 0.69%, next $5 million, 0.59%, and 0.49% over $10 million
Minimum Deposit	$50,000	$100,000
Phone Support	Yes	Yes
Live Chat Support	No	No
Email Support	Yes	Yes
Human Advisors	Yes	Yes
Robo Advisor
Assets Under Management	$100+ Billion	$1.6 Trillion
Minimum Investment	$50,000	Investment Account: $0; Wealth Management: $100,000
Tax Loss Harvesting	client-by-client basis	Yes
Goal Tracker	Yes	Yes
Automatic Deposits	Yes	Yes
Online Platform	Yes	Yes
iPhone App	Yes	Yes
Android App	Yes	Yes
Mobile App	iOS & Android	iOS & Android
Investment Tracking
Single Stock Diversification	No	Yes
Fractional Shares	No	No
Taxable Accounts	Yes	Yes
401k Plans	No	Yes
IRA Accounts	Yes	Yes
Roth IRA Accounts	Yes	Yes
SEP IRA Accounts	Yes	Yes
Trust Accounts	Yes	Yes
529 Plans	No	Yes
	CreditDonkey® Reviews

Annual Fee
Minimum Deposit
Human Advisors
Customer Service
Robo Advisor
Price
Goal Tracker
Budgeting
Ease of Use
Investment Tracking
Retirement Planning
Pros & Cons	Pros: Professionally managed by human advisors Low annual fee Backed by prestigious brand Cons: High minimum investment Extra transaction fees No continuous tax loss harvesting	Pros: Retirement planner Free portfolio advice Robo plus human advisors Cons: $100,000 min for advisory service Higher fees than competitors
Bottom Line	Hybrid robo and human advisor providing personalized advice for low fees, for investors with $50k to start... Read full review	Free advanced tools plus hybrid advisory service for people with over $100k in investments... Read full review
	Learn More	Visit Site
		Join Empower For Free Free Money Management Tools Why Choose Empower over Quicken
Vanguard Personal Advisor: Pricing information from published website as of 04/04/2018 Empower: Pricing information from published website as of 04/30/2020 Empower: Empower Personal Wealth, LLC (“EPW”) compensates CREDITDONKEY INC for new leads. CREDITDONKEY INC is not an investment client of Personal Capital Advisors Corporation or Empower Advisory Group, LLC.

Join Empower For Free

Free Money Management Tools

Get Free Tools

Why Choose Empower over Quicken

See Comparison

Which is Better: Vanguard Personal Advisor or Empower?

Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Vanguard Personal Advisor or Robinhood.

In short: Empower's customer service is excellent.

Articles on Vanguard Personal Advisor

Vanguard Personal Advisor

Typically, robo-advisors mean strictly online portfolio management with no human interaction. Vanguard Personal Advisor Services set out to be the face of change by combining the two services. Is it all it's cracked up to be?

Articles on Empower

Empower

Empower offers wealth management services and free financial tools. But is it legit? Find out if this robo advisory service is right for you.

Is Empower Safe

Empower offers free budgeting tools. But is it safe to link all your financial accounts? Learn just how secure Empower is.

Empower vs Quicken

Quicken is the oldest name in personal finance software, while Empower is newer and offers advanced tools for free. Read on to see if it's a good alternative to Quicken.