UFB Direct vs Ally Bank

UFB Direct is a safe digital bank for high APYs on personal savings and MMAs. How does it compare to Ally Bank? Read our comparison chart below.

UFB Direct specializes in online savings accounts with competitive APYs. The UFB Savings has no monthly fees and comes with a complimentary ATM card, while the UFB Money Market has balance requirements but offers check-writing privileges.

While Ally Bank offers high interest on their Savings account. It also offers interest checking and multiple CD options, including No Penalty and Raise Your Rate CDs. There is no minimum deposits or service fees for any of their banking products.

Compare UFB Direct with Ally Bank, side-by-side. Read on for an in-depth look, including ratings and reviews.

	UFB Direct	Ally Bank
	SPECIAL OFFER UFB Portfolio Savings - Earn up to 4.01% APY - Learn More Read UFB Direct Review	SPECIAL OFFER Online Savings Account - 3.80% APY - Learn More Read Ally Bank Review
	Benefits and Features
Savings	Up to 4.01% APY	3.80% APY
CD	N/A	2.90% to 4.10% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.90%
Checking	N/A	0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market	Up to 4.01% APY	3.80% APY
Mobile App	iOS & Android	iOS & Android
ATMs	Free withdrawals at 91,000 ATMs across the nation	75,000+ no-fee Allpoint and MoneyPass ATMs
Customer Service	Mon - Fri: 8 am - 5 pm PT	24/7
Locations	Online only	Online only
	CreditDonkey® Reviews
Savings
Money Market
Mobile App
Customer Service
Pros & Cons	Pros: Competitive APYs Easy online banking Cons: Limited transactions No physical locations
Bottom Line	Safe digital bank for high APYs on personal savings and MMAs... Read full review	Read full review
	UFB Portfolio Savings - Earn up to 4.01% APY UFB Portfolio Money Market - Earn up to 4.01% APY	Online Savings Account - 3.80% APY Money Market - 3.80% APY Term CDs
UFB Direct: Pricing information from published website as of 11/22/2024. Ally Bank: Pricing information from published website as of 12/10/2024.

Which is Better: UFB Direct or Ally Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing UFB Direct or CIT Bank.

Articles on UFB Direct

UFB Direct Review

UFB Direct offers high interest rates. But is it a safe choice? Find out in this review.

• UFB Direct vs CIT Bank
• UFB Direct vs Western Alliance Bank

UFB Direct Savings vs Money Market

UFB Direct offers high APYs on savings and money market accounts. Find out which one suits your financial needs best. Get a higher rate today.

Articles on Ally Bank

Ally No Penalty CD

Ally Bank's No Penalty CD offers a competitive APY without early withdrawal penalties. Learn more about this CD here.

• Ally Bank vs Discover Bank
• Ally Bank vs Chase
• Ally Bank vs Bank of America

Ally Bank Locations

Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.

Ally High Yield Savings

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Savings vs Money Market

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Which Do You Think is Best?

You Might Also Like

Most Reliable High Yield Savings Account

Looking for a reliable high-yield savings account to grow your funds? Read on to learn which ones are worth your time.