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Truist Bank vs Wells Fargo


 Truist Bank
Member FDIC
Wells Fargo
Member FDIC
 Visit SiteLearn More
 

Truist Bank

Wells Fargo

SPECIAL OFFER
Business Checking Account - $400 Bonus

SPECIAL OFFER
Personal Checking Account - $125 Bonus

Read Wells Fargo Review

 

Benefits and Features

Savings 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
CD Standard Fixed Term CD available online: 2.00% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.
Checking Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking
Mobile App 
iOS & Android
ATMs
more than 3,000 Truist ATMs
11,000+ ATMs across the country
Customer Service24/7 automated assistance
Phone: 844-487-8478
Monday - Friday: 8AM - 8PM ET
Saturday: 8AM - 5PM ET
Available 24 hours a day, 7 days a week.
IRA CD Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
Locations
1,912 branch locations
approximately 4,100 retail banking branches coast to coast
 

CreditDonkey® Reviews

 Truist BankWells Fargo
SavingsStarStarEmpty StarEmpty StarEmpty Star
CDStarStarStarHalf StarEmpty Star
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarStar
Customer ServiceStarStarStarStarHalf Star
Pros & ConsPros:
  • Low requirements for Everyday Checking
  • Full service bank
  • 24/7 customer service
Cons:
  • Low savings rates
  • Not in all states
Bottom LineA "big 4" bank with a good range of checking accounts and full services... Read full review
 Visit SiteLearn More

    Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

    Truist Bank: Information sourced from the published website as of 04/09/2025.

    Wells Fargo: Pricing information from the published website as of 04/17/2025 is based on the 91101 zip code.


    Articles on Truist Bank

    Truist Checking Account Bonus

    Opening a new Truist checking account may come with a generous signup bonus for a fairly small ask. Find the latest checking bonus here.

    Truist Savings Account Interest Rate

    Truist Bank provides two savings accounts with low-interest rates. But, is there more to it? Keep reading to find out.

    Truist Bank Problems

    Truist may be one of the largest banks in the U.S. But it doesn't mean you won't experience problems with them. Read on for your possible solutions.

    Articles on Wells Fargo

    Wells Fargo Bank Review

    Wells Fargo offers nationwide access with thousands of ATMs and branch locations. But are their checkings and savings accounts right for you? Read on to see the best options.

    Wells Fargo Checking Account Bonus

    Wells Fargo may offer a cash bonus when you open a checking account. Read on to learn more.

    Wells Fargo High Yield Savings Review

    Looking for a traditional bank to grow your funds? Wells Fargo offers a high-yield savings account with a decent rate. Read on to find out more.

    Wells Fargo Bank CD Rates

    Wells Fargo is one of the largest banks in the U.S. Should you get a Wells Fargo CD? Might be worth considering. Learn more.

    Wells Fargo Bank Hours

    Wells Fargo is one of the biggest banks in the country. Here's when you can visit a branch near you.

    Wells Fargo Routing Number

    Not all routing numbers are the same for Wells Fargo. Here's how to find the routing number for your bank account.

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    Which Bank Account is Right for You?


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