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The Credit People vs Sky Blue Credit

The Credit People is an affordable credit repair company with limited features. How does it compare to Sky Blue Credit? Read our comparison chart below.

 Sky Blue Credit
 Learn MoreVisit Site
 

The Credit People

Sky Blue Credit

SPECIAL OFFER
Get Started on Your Credit Repair - Learn More

Read Sky Blue Credit Review

 

Benefits and Features

Monthly Fee
  • Starts at $99/month
  • $599 for 6 months flat rate
  • $79/month for individuals
  • $119/month for couples
First Work Fee
$19
$79
Credit Bureau DisputesUnlimited disputes to three main credit bureaus
  • Unlimited disputes to three main credit bureaus
  • 45-day dispute cycle
Creditor Interventions
  • Creditor Interventions
  • Debt & Inquiry Validations
  • Debt Validation
  • Cease & Desist Letters
  • Goodwill Letters
  • Inquiry Disputes
Credit Score Update
  • Free three-bureau reports and scores upon sign up
  • Three-bureau reports and scores refreshed monthly starting at $99/month plan
  • Free Credit Monitoring Service
  • Obtains free credit reports upon signup
  • No credit monitoring service
Credit Building Tools
None
Mortgage Preparation
Money Back Guarantee
  • Free cancellation and refund for monthly plans
  • 6-month satisfaction guarantee for flat-fee pricing
90-Day Refund Policy
Identity Theft Protection
None
Free ID Theft Consultation
Mobile App
No
No
Customer Service
  • Free Credit Consultation
  • 24hr online account access
  • Live Chat
  • Phone: 986-214-0032
  • Email: questions@thecreditpeople.com
  • Coaches-on-Call
  • Debt Settlement/Negotiation Consultations
  • Customer portal
  • Phone (800) 790-0445 (9AM – 5PM, Monday-Friday, EST)
  • Online Form
 

CreditDonkey® Reviews

 Sky Blue Credit
Monthly FeeStarStarStarStarEmpty StarStarStarStarStarEmpty Star
First Work FeeStarStarStarStarStarStarStarStarHalf StarEmpty Star
Credit Bureau DisputesStarStarStarStarStarStarStarStarStarStar
Creditor InterventionsStarStarStarStarStarStarStarStarStarStar
Credit Score UpdateStarStarStarStarStarStarStarStarStarStar
Credit Building ToolsEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Money Back GuaranteeStarStarStarEmpty StarEmpty StarStarStarStarStarStar
Identity Theft ProtectionEmpty StarEmpty StarEmpty StarEmpty StarEmpty StarStarStarStarEmpty StarEmpty Star
Pros & ConsPros:
  • Offers a Flat-rate plan
  • Satisfaction Guarantee
  • Lowest setup fees
Cons:
  • No mobile apps
  • No credit monitoring
  • Limited customer support
Pros:
  • As low as $60/month for one person
  • 90-day Satisfaction Guarantee
  • Pause or cancel anytime
Cons:
  • No credit monitoring
  • Limited customer support
Bottom LineAffordable credit repair company with limited features... Read full reviewAffordable credit repair service that can help you apply for a home loan... Read full review
 Learn MoreVisit Site

Get Started on Your Credit Repair

Which is Better: The Credit People or Sky Blue Credit?

Still need help deciding which credit repair is better? Read the in-depth reviews below. You may also be interested in comparing The Credit People or Lexington Law.

In short: The Credit People's first work fee is impressive. Sky Blue Credit's money back guarantee is impressive.


Articles on The Credit People

The Credit People Review

The Credit People has years of experience disputing inaccurate items. It offers various packages and features. But are they worth it? Read on.

Articles on Sky Blue Credit

Sky Blue Credit Review

Sky Blue Credit disputes negative items affecting your credit. It has been around for decades, but is it any good? Find out in this review.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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