Swipe Rate

Compare Swipe Rate

Payment Depot

Swipe Rate: Interchange rate + $0.08

Pros:

Affordable membership pricing
Cancel anytime

Cons:

Not ideal for small businesses
Equipment return fee

Our Review: (4.0) Is Payment Depot the best merchant service provider for your business? See how it compares to credit card processors... Read full review

Stax by fattmerchant

Swipe Rate: Interchange rate + $0.08

Pros:

Flat monthly subscription fee, starting at $99
0% markup on Interchange
No long-term contract

Cons:

Extra add-on fees
Not for low-volume businesses

Our Review: (4.3) Stax Payments can save you up to 40% on credit card processing fees. But what's the catch? Read this review to find out... Read full review

Dharma

Swipe Rate: Interchange + 0.15% + $0.08

National Processing

Swipe Rate: 2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package)

Pros:

No long-term contracts
Free equipment available
No monthly minimums

Cons:

Conditions to waive termination fee
Pricey with larger sales

Our Review: (3.7) National Processing offers lower processing rates than other flat-rate processors like Square. But what's the catch? Read on... Read full review

Helcim

Swipe Rate: Interchange rate + 0.40% + $0.08 (for processing up to $50,000/mo; discounts for larger volume)

Pros:

Volume discounts
No monthly fees
Excellent merchant tools
Good customer service

Cons:

Only 2 equipment options
Not for high-risk businesses

Our Review: (3.8) Helcim is a top-rated merchant account provider for customer service. It offers interchange-plus pricing with volume discounts. Is it right for you?... Read full review

Payline

Swipe Rate: Interchange + 0.4% + $0.10

Pros:

User-friendly interface
Transparent interchange-plus pricing model

Cons:

Monthly fee
$25 monthly minimum processing requirement

Our Review: (4.0) Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square... Read full review

Costco Merchant Services

Swipe Rate:
- Tiered Pricing: 1.10% + 12¢ per transaction
- Flat-rate Pricing: 2.30% + $0.10 per transaction

Pros:

Works with third-party terminals
Industry-specific payment solutions
Significant potential savings

Cons:

Long-term contract
Monthly minimums

Our Review: (2.8) Before applying, get all the information about Costco Merchant Services' rates, features, benefits, and drawbacks... Read full review

Square

Swipe Rate: 2.6% + $0.10

Pros:

No monthly or annual fee
Free swipe card reader
Low, predictable fixed rates

Cons:

Flat-rate pricing can be expensive for larger businesses
Costly add-on services

Our Review: (3.9) Explore a thorough review of Square's cost, security, and benefits for businesses. Find out if it's the right choice for you... Read full review

Chase Payment Solutions

Swipe Rate: 2.6% rate +10¢ per tap, dip and swiped transaction

Pros:

Competitive mobile processing
Same day funding available
No contract available

Cons:

Other fees not disclosed
Some poor user reviews

Our Review: (3.9) Discover the benefits of Chase Payment Solutions. Learn more about their user-friendly features and pricing. Is this your business's top choice?... Read full review

Shopify

Swipe Rate: 2.4% to 2.6% (+ $0.10)

CDG Commerce

Swipe Rate:
- 2.75% + 30¢ (under $10k monthly volume)
- Interchange + 0.25% +10¢ ($10k-$200k monthly volume)

Authorize.net

Swipe Rate: 2.9% + $0.30 per transaction for the All-in-One option

PaymentCloud

Swipe Rate: Not disclosed - offers customized pricing

Pros:

Supports up to 3% chargeback ratio
Customized payment solutions
Dedicated account manager

Cons:

Underwriting process
No disclosed fees
Potential long-term contract

Our Review: (4.0) Find out the true value of PaymentCloud for merchants (including high risk businesses). Read the pros and cons before you commit... Read full review

QuickBooks

Swipe Rate: 2.5% per transaction

Pros:

Easy to use
Works well with 3rd party apps
Invoicing

Cons:

No project management
Requires internet

Our Review: (3.7) QuickBooks Online offers small business owners a cloud-based accounting program that provides many features, including business payments, income, and reporting... Read full review

SumUp

Swipe Rate: 2.6% + $0.10

Swipe Rate

Compare Swipe Rate

Amazon Pay

Payment Depot

Stax by fattmerchant

Dharma

National Processing

Helcim

Payline

Venmo

PayJunction

Costco Merchant Services

Square

Chase Payment Solutions

Shopify

Stripe

CDG Commerce

Authorize.net

PaymentCloud

Clover

Payanywhere

PayPal

QuickBooks

SumUp

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