Save money and be informed. CreditDonkey is a credit card processing comparison and reviews website. This website is made possible through financial relationships with card issuers and some of the products and services mentioned on this site. Advertiser Disclosure†

Stripe vs Payline


 StripePayline
 Visit SiteVisit Site
 

Stripe

Payline

SPECIAL OFFER
Online Payment Processing - Learn More

 

Benefits and Features

Monthly Fee
No monthly fees
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
Good ForOnline businesses; Customized checkout experienceBusinesses processing $5,000 or more per month
EquipmentOnline Processing, Terminal, Stripe for Marketplace & Platforms, Billing Services (subscription & invoicing)POS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Accept International Payments
135+ currencies
 
Customer ServicePhone (by request), Email, Live Chat, IRC
Phone, Email
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing ModelFlat rate (also offers customized pricing packages)
Interchange-Plus
Recurring Billing
Check
 
Swipe Rate
2.7% + $0.05
Interchange + 0.4% + $0.10
Online Rate
2.9% + $0.30
Interchange + 0.75% + $0.20
Keyed-in Transaction Fee
3.4% + 30¢
Interchange + 0.75% + $0.20
Deposit Time7-14 days after the first successful payment
Next business day
Chargeback Fee
$15
$25
 

CreditDonkey® Reviews

 StripePayline
PriceStarStarStarStarHalf Star
EquipmentStarStarStarStarEmpty Star
ContractStarStarStarStarStar
Customer ServiceStarStarStarStarEmpty Star
EcommerceStarStarStarEmpty StarEmpty Star
High Volume BusinessStarStarStarStarEmpty Star
Low Volume BusinessStarStarStarHalf StarEmpty Star
Pros & ConsPros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineGood credit card processor for most businesses... Read full review
 Visit SiteVisit Site

Online Payment Processing

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Stripe

Online Payment Processing

  • Accept payments worldwide and automate payouts and financial workflows seamlessly
  • Grow with confidence: Whether you're running an e-commerce store, subscription service, or marketplace, Stripe adapts to any business model
  • Trusted by millions: From startups to Fortune 500 companies, Stripe powers businesses of every size
  • Predictable costs: Transparent flat-rate pricing with no setup fees or monthly charges – pay only for what you use
  • Enable more sales: Support credit cards, mobile wallets, and 135+ international payment methods
  • Developer-friendly tools: Integrate payments quickly with Stripe's intuitive APIs and documentation

Articles on Stripe

Stripe Closed My Account

If Stripe closed your account, it's likely because of excessive chargebacks or a breach of Stripe's terms. Here's what you can do about it.

Stripe Alternatives

Don't miss out on the top-rated Stripe alternatives for 2023. Learn about payment processors that rival Stripe's capabilities.

Articles on Payline

Payline Data Review

Payline Data offers merchant services but can it help your business? Find out how the fees compare to processors like Square.

Which Do You Think is Best?





You Might Also Like

Credit Card Processing Fees

Credit Card Processing Fees

Explore the hidden cost of credit card processing fees and their impact on your business. Stay ahead with well-advised strategies.

Next Page:

About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

About Us | Reviews | Deals | Tips | Privacy | Do Not Sell My Info | Terms | Contact Us
(888) 483-4925 | 680 East Colorado Blvd, 2nd Floor | Pasadena, CA 91101
© 2025 CreditDonkey Inc. All Rights Reserved.