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Stax by fattmerchant vs Payline

Stax by fattmerchant is a simple subscription-based processor for higher volume businesses. How does it compare to Payline? Read our comparison chart below.

Stax by fattmerchant 's membership pricing is best for high-volume businesses. It starts at $99 per month with $0.08 + Interchange per swiped transaction. There is no contract.

While Payline uses an Interchange-Plus pricing model. Swiped transactions are Interchange + 0.2% + $0.10 per transaction, plus a $10 monthly fee. There is no contract and your first month is free. Payline is also known to work with high-risk merchants.

Compare Stax by fattmerchant with Payline, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 Stax by fattmerchantPayline
 Visit SiteVisit Site
 

Stax by fattmerchant

Payline

SPECIAL OFFER
Save Up to 40% - Learn More

Read Stax by fattmerchant Review

 

Benefits and Features

Monthly Fee
Starts at $99 per month
  • $10 per month for in-person processing
  • $20 per month for online processing
  • $10 per month for virtual terminal
Good ForBusinesses processing $15,000 or more per monthBusinesses processing $5,000 or more per month
EquipmentPOS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, Online ProcessingPOS (EMV Chip & PIN, Magstripe, NFC/contactless), Mobile Payment Processing, Subscription Billing, ACH Payments, Online Processing
Accept International Payments
USD or CAD only
 
Customer ServicePhone, Email, Fax, Live Chat Support, Fattmerchant Support Center
Phone, Email
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Subscription
Interchange-Plus
Recurring Billing
Check
 
Swipe Rate
Interchange rate + $0.08
Interchange + 0.4% + $0.10
Online Rate
Interchange rate + $0.18
Interchange + 0.75% + $0.20
Keyed-in Transaction Fee
Interchange + $0.18
Interchange + 0.75% + $0.20
Deposit Time
  • Next Day Funding (for approval)
  • Standard Deposit Time is within 48-hours.
Next business day
Chargeback Fee
$25
$25
 

CreditDonkey® Reviews

 Stax by fattmerchantPayline
PriceStarStarStarStarHalf StarStarStarStarStarHalf Star
ContractStarStarStarStarStarStarStarStarStarStar
Customer ServiceStarStarStarStarStarStarStarStarStarEmpty Star
EcommerceStarStarStarStarHalf StarStarStarStarEmpty StarEmpty Star
High Volume BusinessStarStarStarStarStarStarStarStarStarEmpty Star
Low Volume BusinessStarStarEmpty StarEmpty StarEmpty StarStarStarStarHalf StarEmpty Star
EquipmentStarStarStarStarEmpty Star
Pros & ConsPros:
  • Flat monthly subscription fee, starting at $99
  • 0% markup on Interchange
  • No long-term contract
Cons:
  • Extra add-on fees
  • Not for low-volume businesses
Pros:
  • User-friendly interface
  • Transparent interchange-plus pricing model
Cons:
  • Monthly fee
  • $25 monthly minimum processing requirement
Bottom LineSimple subscription-based processor for higher volume businesses... Read full reviewGood credit card processor for most businesses... Read full review
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Stax by fattmerchant

Save Up to 40%

  • Flat Monthly Subscription Price, Starting at $99
  • 0% Markup on Direct-Cost Interchange
  • 24/7 Support
Stax by fattmerchant

First Month Free

  • Flat Monthly Subscription Price, Starting at $99
  • 0% Markup on Direct-Cost Interchange
  • 24/7 Support
Stax by fattmerchant

Subscription Pricing - Best for High-Volume Businesses

  • Flat Fee, 0% Markup Payment Processing
  • Average Monthly Savings of 40%
  • 24/7 Support Trusted by 30,000+ Business Owners

Which is Better: Stax by fattmerchant or Payline?

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Stax by fattmerchant or Square.

In short: Stax by fattmerchant's customer service, ecommerce, and high volume business are noteworthy. In particular, the customer service and high volume business are excellent. Payline's low volume business is noteworthy.


Articles on Stax by fattmerchant

Stax vs Stripe

Debating whether to go for Stax or Stripe? While Stax is easier to use, Stripe is more customizable. Here's a deep dive into their differences.

Fattmerchant

Stax Payments can save you up to 40% on credit card processing fees. But what's the catch? Read this review to find out.

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