Stash vs Betterment
Stash is a good investment app to guide beginners to invest in stocks. How does it compare to Betterment? Read our comparison chart below.
Stash simplifies investing for novices. This app is not a robo-advisor and will not manage investments for you. Instead, it guides beginners to select investments aligned with their goals and risk level. There is no minimum balance to start investing.
While Betterment offers automatic investing starting at $4/month for accounts with less than $20,000. There is no fee to open an account and no minimum deposit required. All balances get automatic rebalancing, tax loss harvesting, and access to financial experts.
Compare Stash with Betterment, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.
| SPECIAL OFFER Sign Up and Get $5 - Learn MoreRead Stash Review | SPECIAL OFFER Compare Pricing - Learn MoreRead Betterment Review |
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| Benefits and Features |
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Savings | | - Betterment Cash Reserve - Earn 4.75% APY**
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Stock Trading | $0 | |
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Options Trading | No | |
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Annual Fee |
- STASH Growth ($3/mo)
- STASH+ ($9/mo)
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- Digital: 0.25% annual fee for accounts with $20,000 or more or with monthly recurring deposits of $250 or more, $4/month for accounts with less than $20,000
- Premium: 0.65% for accounts $100,000 or more
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Minimum Deposit | $1 | $0 |
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Checking | | No-Fee Checking |
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Phone Support | Yes - normal business hours, plus Sat & Sun 11a-5p ET | Yes |
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Live Chat Support | No | No |
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Email Support | Yes | Yes |
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Human Advisors | No | Yes ($100k minimum) |
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Robo Advisor | Yes | Yes |
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Assets Under Management | $3 Billion | $50+ Billion |
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Minimum Investment | | $0 |
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Tax Loss Harvesting | No | Yes |
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Goal Tracker | Yes | Yes |
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Automatic Deposits | Yes | Yes |
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Online Platform | Yes | Yes |
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iPhone App | Yes | Yes |
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Android App | Yes | Yes |
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Banking | All users get a cash account with a debit card. No minimum balance, no overdraft fees, and free ATM access at 55,000+ ATMS. | Offers checking account with a free debit card, and a high-yield cash account |
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Mobile App | iOS & Android | iOS & Android |
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Trading Platform | Web Trading, Mobile Apps | |
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Single Stock Diversification | | No |
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Fractional Shares | Yes | Yes |
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Taxable Accounts | Yes | Yes |
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401k Plans | No | Yes |
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IRA Accounts | Yes | Yes |
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Roth IRA Accounts | Yes | Yes |
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SEP IRA Accounts | No | Yes |
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Trust Accounts | No | Yes |
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529 Plans | No | No |
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| CreditDonkey® Reviews |
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Annual Fee | | |
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Minimum Deposit | | |
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Customer Service | | |
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Human Advisors | | |
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Pros & Cons | Pros:- Guidance for beginners
- Automatically save and invest through round-ups and recurring transfers
Cons:- Fees are high for small balances
- High ETF expense ratio
- Limited research
| Pros:- No minimum investment
- Customized portfolios
- Automatically invest extra funds
Cons:- Limited investment options
- High fees for large investors
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Bottom Line | Good investment app to guide beginners to invest in stocks... Read full review | Great robo-advisor for beginners with low fees, good tools, and tax strategies... Read full review |
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| Sign Up and Get $5 | |
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Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. Stash: Pricing information from published website as of 08/14/2019 Betterment: Pricing information from published website as of 04/04/2018 |
Which is Better: Stash or Betterment?
Still need help deciding which investing is better? Read the in-depth reviews below. You may also be interested in comparing Stash or Acorns.
In short: Betterment's annual fee and customer service are noteworthy.
Articles on Stash
Can Stash help make you money? Find out if the investing app is legit and how it compares to apps like Acorns and Robinhood.
Articles on Betterment
Betterment offers low fees and good returns. But there are risks you should NOT ignore. Read this review to see if Betterment is better.
Betterment will manage your investments, but they charge a fee. Is Betterment worth the fee? Read on to answer all your questions.
Is Betterment a good way to invest for retirement? What about the fees and withdrawals? Read on to learn how Betterment's Roth IRA account works.
Betterment and Wealthfront are two of the oldest and most popular robo-advisors. Is there a difference? Which is better for you? Read on to find out.
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