Square vs National Processing
Square is a good credit card processor for low-volume businesses. How does it compare to National Processing? Read our comparison chart below.
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| Visit Site | Learn More | |
Square | National Processing | |
|---|---|---|
Square Reader: Free Mobile Credit Card Reader - | ||
Benefits and Features | ||
| Monthly Fee | Starts at $9.95/mo; custom pricing starts at $9.95+/mo | |
| Good For | Mobile & small businesses with average transaction over $100 | Large and established businesses |
| Equipment | Card reader: $0 to $59; Stand, Terminal, and Register available for purchase | Card readers, terminals, and POS systems from Clover, SwipeSimple, Dejavoo, and Verifone; Mobile processing; Online gateway; ACH payments |
| Accept International Payments | ||
| Customer Service | Phone, Email, Live Chat Support, Seller Community | |
| Fraud Prevention Tools |  | |
| Invoice Management | | |
| Pricing Model | ||
| Recurring Billing | | |
| ACH Payments | ||
| Swipe Rate | 2.5% + $0.10 per transaction (Basic In-person Package), 2.41% + $0.10 per transaction (Advanced Package) | |
| Online Rate | ||
| Keyed-in Transaction Fee | ||
| Deposit Time | Payments before 5PM PT / 8 PM ET is available the next business day | |
| Chargeback Fee | ||
CreditDonkey® Reviews | ||
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| Price |   | |
| Equipment | | |
| Contract | | |
| Customer Service | |  |
| Ecommerce | | |
| High Volume Business | | |
| Low Volume Business | | |
| Pros & Cons | Pros:
| Pros:
|
| Bottom Line | Good credit card processor for low-volume businesses... | Flat-rate processor with low in-person transaction fees... |
| Visit Site | Learn More | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. | ||
Square Reader: Free Mobile Credit Card Reader
- Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
- Accept Credit Cards Anywhere
- Fast Setup, No Commitments
Square Contactless and Chip Card Reader
- Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
- Accept Chip Cards and Contactless Payments Anywhere
Square Terminal
- 2.6% + 10¢ per tap, dip, or swipe
- Fully integrated POS system with built-in receipt printer
- 5.5" display
Which is Better: Square or National Processing?
Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Square or QuickBooks.
In short: Square's price, equipment, contract, and low volume business are noteworthy. In particular, the equipment, contract, and low volume business are impressive. National Processing's high volume business is worth mentioning.
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