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Square vs CDG Commerce

Square is a good credit card processor for low-volume businesses. How does it compare to CDG Commerce? Read our comparison chart below.

Square has a low swipe fee of 2.6% + $0.10 per transaction. It has no monthly fees, no contract, and no chargeback fees. Square offers a free swipe reader, feature-rich POS app, free virtual terminal, and free online store.

While CDG Commerce offers different pricing structures based on your processing volume. It has a flat-rate plan for smaller businesses processing up to $10,000 a month. For established businesses, it offers interchange-plus pricing. You can also get equipment with no upfront costs.

Compare Square with CDG Commerce, side-by-side.

 Square
 Visit SiteLearn More
 

Square

CDG Commerce

SPECIAL OFFER
Square Reader: Free Mobile Credit Card Reader - Learn More

Read Square Review

 

Benefits and Features

Monthly Fee
Starts at $0/mo
No monthly fees for flat-rate and interchange-plus programs;
Membership starts at $49/mo (for large volume businesses)
Good ForMobile & small businesses with average transaction over $100Businesses looking for a processing provider to grow with them.
EquipmentCard reader: $0 to $59; Stand, Terminal, and Register available for purchasePOS (EMV, Magstripe, Contactless, NFC), Mobile Payment Processing, Online Processing
Accept International Payments
USD payments only
Not disclosed
Customer ServicePhone, Email, Live Chat Support, Seller CommunityPhone, Email, Social Media Platforms (Facebook, Twitter, Vimeo)
Fraud Prevention Tools
Check
 
Invoice Management
Check
 
Pricing Model
Flat rate
  • Flat rate for under $10,000 monthly volume
  • Interchange-Plus for $10k-$200k monthly volume
  • Subscription for $200k+ monthly volume
Recurring Billing
Check
 
ACH Payments
1% ($1 minimum)
 
Swipe Rate
2.6% + $0.10 per transaction
  • 2.75% + 30¢ (under $10k monthly volume)
  • Interchange + 0.25% +10¢ ($10k-$200k monthly volume)
Online Rate
2.9% + $0.30
  • 2.90% + $0.30 (under $10k monthly volume)
  • Interchange + 0.30% +15¢ ($10k-$200k monthly volume)
Keyed-in Transaction Fee
3.5% + 15¢
  • 2.90% + $0.30 (under $10k monthly volume)
  • Interchange + 0.25% +10¢ ($10k-$200k monthly volume)
Deposit TimePayments before 5PM PT / 8 PM ET is available the next business day 
Chargeback Fee
None
 
 

CreditDonkey® Reviews

 Square
PriceStarStarStarStarEmpty Star
EquipmentStarStarStarStarStar
ContractStarStarStarStarStar
Customer ServiceStarStarStarEmpty StarEmpty Star
EcommerceStarStarStarStarEmpty Star
High Volume BusinessStarEmpty StarEmpty StarEmpty StarEmpty Star
Low Volume BusinessStarStarStarStarStar
Pros & ConsPros:
  • No monthly or annual fee
  • Free swipe card reader
  • Low, predictable fixed rates
Cons:
  • Flat-rate pricing can be expensive for larger businesses
  • Costly add-on services
Bottom LineGood credit card processor for low-volume businesses... Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Square Reader: Free Mobile Credit Card Reader

Square Reader: Free Mobile Credit Card Reader

  • Pay 2.6% + 10¢ Per Swipe for Visa, Mastercard, Discover, and American Express
  • Accept Credit Cards Anywhere
  • Fast Setup, No Commitments
Square Contactless and Chip Card Reader

Square Contactless and Chip Card Reader

  • Pay 2.6% + 10¢ per tap or dip for Visa, Mastercard, Discover, and American Express
  • Accept Chip Cards and Contactless Payments Anywhere
Square Terminal

Square Terminal

  • 2.6% + 10¢ per tap, dip, or swipe
  • Fully integrated POS system with built-in receipt printer
  • 5.5" display

Still need help deciding which merchant services is better? Read the in-depth reviews below. You may also be interested in comparing Square or QuickBooks.


Articles on Square

Alternatives to Square

Square is one of the most popular POS systems. But is it the best choice for your business? See how Square compares to top competitors and alternatives.

Square Review

Explore a thorough review of Square's cost, security, and benefits for businesses. Find out if it's the right choice for you.

Best Square POS Alternatives

Square or Clover? Square or Shopify? Solve your POS dilemmas with this in-depth comparisons of top Square POS alternatives for small businesses.

Square vs Stripe vs Paypal

Square, Stripe, and PayPal are the most popular credit card processors for small businesses. What's the difference and which is right for you?

Square vs Clover

Square is cheaper to get started, while Clover offers more flexibility. Which one is better for your small business? Find out how they compare.

Square vs Merchant Account

Square is simple with flat rate pricing, but a merchant account can provide better savings. Which is better for your business? Read on to compare.

How Much Does Square Charge

Square's mobile card reader lets you accept credit card payments. But how much does Square cost? Read this review to see if it is good for your business.

Square Rates

Square offers a free credit card reader. But there are transaction rates and processing fees you need to be aware of.

Square vs PayPal

Is Square or PayPal better for your small business? Find out how they compare in pricing and features.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card processing comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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