SoFi vs Capital One
SoFi is a personal loans with low APR and fees. Must have good credit to qualify. How does it compare to Capital One? Read our comparison chart below.
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Learn More | Learn More | |
SoFi | Capital One | |
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Refinance Student Loans - | Personal Savings Account - $1,500 Bonus - | |
Benefits and Features | ||
Savings | 3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without) | |
CD | 3.50% to 4.00% APY. Terms of 6 months to 5 years. 12-month CD APY of 4.00% | |
Checking | ||
Mobile App | ||
ATMs | over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs | |
Customer Service | Checking and Savings Support: Phone: (855) 456-7634 Monday - Thursday: 5AM - 7PM PT Friday - Sunday: 5AM - 5PM PT 24/7 online chat | Phone: 800-655-2265 Monday - Sunday: 8AM - 11PM (ET) |
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CreditDonkey® Reviews | ||
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Pros & Cons | Pros:
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Bottom Line | Personal loans with low APR and fees. Must have good credit to qualify... | Good online bank with access to in-person support... |
Capital One: Pricing information from published website as of 03/21/2025. |
Which is Better: SoFi or Capital One?
Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing SoFi or Chase.