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Self vs The Credit Pros

Self is a flexible credit builder that can turn expensive with fees. How does it compare to The Credit Pros? Read our comparison chart below.

Self offers Credit Builder Account. It reports your monthly payments to all 3 credit bureaus to help build your credit. At the end of the loan term, you get your money back (minus interest and fees). Self also offers a secured credit card, and rent and bills reporting.

While The Credit Pros provides unlimited disputes with all three credit bureaus and free credit monitoring services starting at $129/month. They also offer $5,000 credit builder loan and 90-day money-back guarantee.

Compare Self with The Credit Pros, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 SelfThe Credit Pros
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Self

The Credit Pros

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Apply for a Credit Builder Account at Self - Learn More

Read Self Review

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Read The Credit Pros Review

 

Benefits and Features

Credit Building Tools
  • Credit Builder Account
  • Self Secured Visa® Credit Card
  • Rent and Bills Reporting
Credit Builder Loan and Credit Builder Program available in $149/month plan
Mobile App
Yes
Yes
 

CreditDonkey® Reviews

 SelfThe Credit Pros
FeesStarStarEmpty StarEmpty StarEmpty Star
Credit Building ToolsStarStarStarStarStarStarStarStarStarStar
Credit Bureaus ReportingStarStarStarStarStar
Mobile AppStarStarStarStarStar
Monthly FeeStarStarEmpty StarEmpty StarEmpty Star
First Work FeeStarStarHalf StarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStar
Creditor InterventionsStarStarStarStarStar
Credit Score UpdateStarStarStarStarStar
Money Back GuaranteeStarStarStarEmpty StarEmpty Star
Identity Theft ProtectionStarStarStarStarStar
Pros & ConsPros:
  • No hard credit check
  • Available in all 50 states
  • Get your money back (minus interest and fees)
  • Cancel anytime
Cons:
  • High APRs
  • Charges late fees, convenience fees, and closing fees
Pros:
  • Unlimited disputes
  • Credit monitoring features
  • $5000 tradeline
Cons:
  • Expensive plans
  • Pricey first work fees
  • Guarantee terms and conditions
Bottom LineFlexible credit builder that can turn expensive with fees... Read full reviewCredit repair company that works with specialists but charges the highest fees... Read full review
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Apply for a Credit Builder Account at Self

Get a Free Consultation Today

Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

Self

Apply for a Credit Builder Account at Self

  • Get the Credit Builder Account that helps build credit today!
  • Choose the plan that fits within your budget
  • Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

Which is Better: Self or The Credit Pros?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Self or Kikoff.


Articles on Self

Self App Review

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

Articles on The Credit Pros

The Credit Pros Review

Credit woes? Discover if The Credit Pros can truly turn your scores around and pave your way to financial freedom—all through this detailed review.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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