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Self vs Credit Saint

Self is a flexible credit builder that can turn expensive with fees. How does it compare to Credit Saint? Read our comparison chart below.

Self offers Credit Builder Account. It reports your monthly payments to all 3 credit bureaus to help build your credit. At the end of the loan term, you get your money back (minus interest and fees). Self also offers a secured credit card, and rent and bills reporting.

While Credit Saint challenges inaccurate data starting at $79.99/month. Its packages include challenges to the three credit bureaus, score analysis and tracker, and 90-day money-back guarantee. Depending on the package, you can get creditor interventions, bureau reports and scores, and a personalized guide to building credit.

Compare Self with Credit Saint, side-by-side. Read on for an in-depth look, including ratings, reviews, pros and cons.

 SelfCredit Saint
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Self

Credit Saint

SPECIAL OFFER
Apply for a Credit Builder Account at Self - Learn More

Read Self Review

SPECIAL OFFER
Free Credit Repair Consultation - Learn More

Read Credit Saint Review

 

Benefits and Features

Credit Building Tools
  • Credit Builder Account
  • Self Secured Visa® Credit Card
  • Rent and Bills Reporting
Personalized Guide to Building Credit (depending on monthly plan)
Mobile App
Yes
No
 

CreditDonkey® Reviews

 SelfCredit Saint
FeesStarStarEmpty StarEmpty StarEmpty Star
Credit Building ToolsStarStarStarStarStarStarStarStarStarStar
Credit Bureaus ReportingStarStarStarStarStar
Mobile AppStarStarStarStarStar
Monthly FeeStarStarStarHalf StarEmpty Star
First Work FeeStarStarEmpty StarEmpty StarEmpty Star
Credit Bureau DisputesStarStarStarStarStar
Creditor InterventionsStarStarStarStarStar
Credit Score UpdateStarStarStarStarStar
Money Back GuaranteeStarStarStarStarStar
Identity Theft ProtectionEmpty StarEmpty StarEmpty StarEmpty StarEmpty Star
Pros & ConsPros:
  • No hard credit check
  • Available in all 50 states
  • Get your money back (minus interest and fees)
  • Cancel anytime
Cons:
  • High APRs
  • Charges late fees, convenience fees, and closing fees
Pros:
  • 90-day Guarantee
  • Cancel anytime
  • First work fee discounts
Cons:
  • High first work fees
  • Expensive packages
  • No mobile apps
Bottom LineFlexible credit builder that can turn expensive with fees... Read full reviewExperienced credit repair company but on the expensive side... Read full review
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Apply for a Credit Builder Account at Self

Self: Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval. The secured Self Visa® Credit Card is issued by Lead Bank or First Century Bank, N.A., each Member FDIC.

Self

Apply for a Credit Builder Account at Self

  • Get the Credit Builder Account that helps build credit today!
  • Choose the plan that fits within your budget
  • Monthly payments are reported to the three major credit bureaus.
Credit Builder Accounts & Certificates of Deposit made/held by Lead Bank, Sunrise Banks, N.A., First Century Bank, N.A., each Member FDIC. Subject to credit approval.

Which is Better: Self or Credit Saint?

Still need help deciding which credit is better? Read the in-depth reviews below. You may also be interested in comparing Self or Kikoff.


Articles on Self

Self

Wondering about Self's credit-building claims? Discover in-depth information in this review and decide if it's legit.

Articles on Credit Saint

Is Credit Saint Legit

Various scams plague the credit repair industry, but Credit Saint claims to be legit. Is it trustworthy? Read this guide to find out.

Credit Saint Cost

Credit Saint's packages start at $79.99/mo. But it's not the only fee to consider. Read on to know how much you need to budget.

Credit Saint Review

Do you need professionals to repair your credit? Check Credit Saint, a reputable company that helps remove inaccurate items and improve your credit report.

Which Do You Think is Best?





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About CreditDonkey
CreditDonkey is a credit card comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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