Savings
Compare Savings
Discover Bank
- Savings: 3.70% APY
- ATMs: Over 60,000 no-fee ATMs
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Our Review: 
Citibank
- Savings:
- Citi® Accelerate High-Yield Savings: Available in AA, AE, AK, AL, AP, AR, AS, AZ, CO, DE, GA, GU, HI, IA, ID, IN, KS, KY, LA, MA, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NM, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VI, VT, WA, WI, WV, WY and select markets in Florida and Illinois.
- Citi® Savings: Available in CA, CT, DC, MD, NV, NJ, NY, VA, and select markets in Florida and Illinois.
- ATMs: More than 65,000 fee-free ATMs at Citi branches and participating retail locations nationwide, including Target, CVS Pharmacy, Rite aid, Walgreens, Duane Reade and ATMs displaying Allpoint or MoneyPass logo.
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Our Review: Citibank offers banking services and credit cards. But service fees and balance requirements are on the high side. Is it the right bank for you?...
CIT Bank
- Savings: Platinum Savings: 4.10% APY with a balance of $5,000 or more
Savings Connect: 4.00% APY
Savings Builder up to 1.00% APY with $25,000+ balance or $100 monthly deposit - ATMs: No ATM fees from CIT Bank. Up to $30 in other banks' ATM fees reimbursed per month (for eChecking Account)
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Our Review:
Ivy Bank
- Savings: 5.30% APY on balances of $2,500 or more; 0.05% APY on balances of $10 to $2,499.99
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Our Review:
Wealthfront
- Savings: 5% APY Cash Management Account
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Our Review:
Milli
- Savings: 4.75% APY
Jenius Bank
- Savings: 4.50% APY
LendingClub Bank
- Savings: Up to 4.40% APY
- ATMs: Unlimited ATM surcharge rebates for ATM fees charged by other banks and ATM owners.
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Our Review:
Bask Bank
- Savings: 4.35% APY
- ATMs: 55,000+ Allpoint® ATMs
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Our Review: 
EverBank
- Savings: 4.30% APY
- ATMs: Nearly 100,000 fee-free ATMs
Western Alliance Bank
- Savings: 4.25% APY
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Our Review:
Customers Bank
- Savings: Yield Shield Savings Account - 4.23% APY. $25,000 minimum opening deposit.
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Our Review:
UFB Direct
- Savings: Up to 4.01% APY
- ATMs: Free withdrawals at 91,000 ATMs across the nation
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Our Review:
Synchrony Bank
- Savings: 4.00% APY. No monthly service fee and no minimum deposit. An ATM card is provided for easy withdrawal. Synchrony will refund ATM fees for other banks up to $5 per statement cycle
- ATMs: Any ATMs with Plus or Accel logos
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Our Review:
Current
- Savings: Up to 4.00% bonus on your Savings Pod, on up to a total of $6,000
- Monthly Fee: $0
- ATMs: Free access to 40,000+ Allpoint ATMs
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Our Review:
PNC Bank
- Savings: Up to 3.95% APY. Only available in eligible markets.
- ATMs: approximately 60,000 PNC and partner ATMs
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Our Review:
Quontic
- Savings: High Yield Savings: 3.85% APY
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Our Review:
SoFi
- Savings: 3.80% APY on savings balances with direct deposit or qualifying deposits (1.00% APY without)
- ATMs: 55,000+ Allpoint ATMs
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Our Review:
HSBC Bank
- Savings: Premier Relationship Savings: 3.75% APY when you link an eligible Premier checking account and meet one of four eligibility criteria (otherwise 0.05% APY)
- ATMs: Any HSBC ATMs in the U.S.; HSBC ATMs abroad may incur additional fees and foreign conversion rates.
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Our Review: HSBC Bank offers a global banking account ideal for those who live and work overseas. Is it right for your needs? Read on for the pros and cons...
Marcus by Goldman Sachs
- Savings: 3.75% APY. $0 to open. No fees to open or maintain account. No minimum daily balance requirement.
- ATMs: None
Marcus by Goldman Sachs offers savings accounts and CDs at high interest rates. But don't expect accounts with a lot of bells and whistles. Read on for the pros and cons...
Capital One
- Savings: 3.70% APY
- ATMs: over 70,000 no-fee Capital One, MoneyPass, and Allpoint ATMs
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Our Review:
Relay
- Savings: Earn up to 3% APY: Earn 1% APY on savings balances of less than $50,000, 1.5% APY on savings between $50,000 and $250,000, 2% APY on savings balances between $250,000 and $1,000,000 and 3% APY on savings balances of more than $1,000,000.
- Monthly Fee: $0
- APY: N/A
- ATMs: 55,000+ AllPoint ATMs
- Balance Requirement: None
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Our Review:
Varo Bank
- Savings: 2.50% APY on all balances. Opportunity to earn 5.00% APY if your daily savings balance does not exceed $5,000 AND you make at least 5 Varo debit card purchases per month AND receive at least $1,000 in direct deposits in either the Varo Bank Account or Savings Account.
- Monthly Fee: $0
- ATMs: over 40,000 fee-free AllPoint ATMs
Greenlight
- Savings: 2% savings reward (3% for Greenlight Max, 5% for Greenlight Infinity) on an average daily savings balance of up to $5,000 per family
- Monthly Fee:
- Greenlight Core: $5.99 per month
- Greenlight Max: $9.98 per month
- Greenlight Infinity: $14.98 per month
- Minimum Deposit to Open: $1
- ATMs: Any ATM with a Mastercard, Visa Interlink or Maestro name or logo. But the ATM owner may charge a withdrawal fee.
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Our Review:
Chime
- Savings: 2.00% Annual Percentage Yield (APY).
- Monthly Fee: $0
- ATMs: Over 50,000 fee-free MoneyPass, Allpoint, and Visa Plus Alliance ATMs
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Our Review:
Digit
- Savings: Yes
GO2bank
- Savings: 1% APY on savings, paid quarterly on balances up to $5,000
- Monthly Fee: $0/mo with eligible direct deposit (otherwise $5 per month)
- ATMs: Over 55,000 fee-free AllPoint ATMs
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Our Review:
Qapital
- Savings: Yes
Rize
- Savings: Yes
Axos Bank
- Savings: 0.61% APY (balances under $25k); 0.25% APY ($25K-$100K); 0.15% APY ($100k and over)
- ATMs: approximately 91,000 partner ATMs
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Our Review:
FDIC National Average
- Savings: 0.41%
Navy Federal Credit Union
- Savings: Share Savings Account: 0.25% APY. $5 minimum deposit. A Membership Savings Account with a $5 minimum is required to establish and maintain membership.
- ATMs: Over 1.7 million Navy Federal and CO-OP Network ATMs
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Our Review:
Charles Schwab Bank
- Savings: 0.15% APY
- ATMs: Unlimited ATM fee rebates when used with ATMs with the Visa, Interlink logo. Available worldwide.
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Our Review:
Santander Bank
- Savings: 0.03% APY. $25 Minimum opening deposit. $1 monthly fee, unless 1) You have a Santander Checking Account, or have 2) $100 average daily balance in your savings account.
- ATMs: Over 2000 ATMs throughout the Northeast, including in many CVS/pharmacy® locations
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Our Review:
Bank of America
- Savings: Bank of America Advantage Savings Standard Rate: 0.01% APY
- ATMs: Approximately 16,000+ ATMs
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Our Review: Bank of America is a national bank with many account options and user-friendly online banking. But does this convenience come at a cost? Read on...
Chase
- Savings:
- Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
- Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
- ATMs: 15,000+ Chase ATMs
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Our Review:
Wells Fargo
- Savings: 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
- ATMs: 11,000+ ATMs across the country
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Our Review:
Fifth Third Bank
- Savings: 0.01% APY
- ATMs: 2,100+ Fifth Third ATMs plus 40,000+ fee-free ATMs nationwide
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Our Review:
M&T Bank
- Savings: 0.01% APY. Monthly service fee of $7.50 unless you 1) maintain a minimum daily balance of $500 or more or, 2) have a personal checking account with M&T Bank or, 3) make at least one deposit in your Relationship Savings account
- ATMs: More than 1,800 M&T Bank ATMs in New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and the District of Columbia.
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Our Review:
Regions Bank
- Savings: 0.01% APY
- ATMs: 2,000+ ATMs in 15 Southern and Midwestern US states.
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Our Review:
Citizens Bank
- Savings: Several types of Savings accounts. 0.01% APY. No minimum opening deposit. $4.99 monthly maintenance fee, unless you have a minimum daily balance of $200 in your account, or have a qualifying Citizens Bank checkings account.
- ATMs: 3,300+ ATMs across 14 states
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Our Review:
Huntington Bank
- Savings: 0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
- ATMs: over 1,800 ATMs
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Our Review:
KeyBank
- Savings: 0.01% APY. $10 minimum opening deposit. $4 monthly maintenance fee unless you are an owner of a KeyBank consumer checking account (including the KeyBank Hassle-Free Account).
- ATMs: 40,000+ KeyBank and Allpoint ATMs nationwide
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Our Review:
USAA Bank
- Savings:
- USAA Savings and USAA Youth Savings: 0.01% APY. $25 to open.
- USAA Performance First Savings: Earn up to 1% APY. $1,000 to open.
- ATMs: 100,000+ USAA and USAA-preferred ATMs
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Our Review:
SunTrust Bank
- Savings: 0.01% APY for all savings account. For Essential Savings Account - no minimum opening deposit, no monthly maintenance fee, no tiered interest rates. For Select Savings Account - $100 minimum opening deposit, $7 monthly maintenance fee unless 1) minimum $25 per month auto-transfer from a SunTrust personal checking account or, 2) $1,000 minimum daily collected balance. Has tiered interest rates.
- ATMs: More than 2160 ATMs across 11 southeastern states and Washington DC.
Bluevine
- Savings: No savings account, but you add 5 free sub accounts
- Monthly Fee: Standard tier: $0 per month
Plus Tier: $30 per month (can be waived with $20k average daily balance and $2k debit card spend)
Premier tier: $95 per month (can be waived with $100k average daily balance and $5k debit card spend) - APY: 3.7% APY on balances up to $3M for Premier customers; 2.7% APY on balances up to $250,000 for Plus customers; 1.5% APY on balances up to $250,000 for Standard tier customers that meet monthly eligibility requirements
- Minimum Deposit to Open: $0
- ATMs: approximately 40,000 MoneyPass ATMs
- Balance Requirement: None
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Our Review:
Lili
- Savings: Emergency Bucket for Lili Basic users; Lili Pro users get Savings with 3.00% APY on balances up to $1,000,000
- Monthly Fee: $0
- APY: N/A
- ATMs: approximately 40,000 MoneyPass ATMs
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Our Review:
North One
- Savings: No savings account, but you can create unlimited envelopes for savings goals
- Monthly Fee: $0
- APY: up to 3.00% APY for Plus Accounts; up to 2.50% APY for Standard Accounts that meet eligibility requirements
- Minimum Deposit to Open: $50
- ATMs: 38,000+ MoneyPass ATMs
- Balance Requirement: None
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Our Review:
Acorns Early
- Savings: Create savings goals; No APY (parent-paid interest only)
- Monthly Fee: Individual Child - $5 per month
Family Plan - $10 per month - Minimum Deposit to Open: $5
- ATMs: No fee for either domestic (US) or international ATM use. ATM owners may charge a fee.
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Our Review:
Novo
- Savings: No savings account, but you add up to 20 Reserves
- Monthly Fee: $0
- APY: N/A
- Minimum Deposit to Open: $50 to access all Novo's features
- ATMs: up to $7 per month reimbursement of ATM fees worldwide
- Balance Requirement: None
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Our Review:
BusyKid
- Savings: Parents can add interest or matching on kids savings
- Monthly Fee: $4 per month (billed annually at $48)
- Minimum Deposit to Open: $0
- ATMs: 55,000+ Allpoint ATMs; $1.50 withdrawal fee, plus ATM owners may also charge a fee.
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Our Review:
FamZoo
- Savings: Parents can set up a custom interest rate to encourage kids saving
- Monthly Fee: $5.99 per month, OR
$25.99 for 6 months
$39.99 for 12 months
$59.99 for 24 months - Minimum Deposit to Open: $0
- ATMs: Any ATM, but the ATM owner may charge a fee.
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Our Review:
Found
- Savings: Only includes a Tax Savings Account with auto-save feature
- Monthly Fee: $0
- APY: N/A
- ATMs: Any ATM that accepts Mastercard; No ATM fees from Found, but owner may charge a fee
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Our Review:
Jassby
- Savings: Create savings goals; no APY
- Monthly Fee: $5.95 per month
- Minimum Deposit to Open: $0
- ATMs: No access to ATMs
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Our Review:
Mazoola
- Savings: Create savings goals; 0.001% APY
- Monthly Fee: $0
- ATMs: No access to ATMs
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Our Review:
Till
- Savings: Create savings goals; No APY
- Monthly Fee: $0
- ATMs: Any ATM, but the ATM owner may charge a fee
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Our Review:
Acorns
- Savings: No
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Our Review:
U.S. Bank
- Savings: Bank Smartly® Savings: Minimum deposit $25. Monthly maintenance fee $5, unless you have a Bank Smartly® Checking or Safe Debit account, or for accounts with a minor under the age of 18.
- ATMs: 4,700+ U.S. Bank ATMs across the country
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Our Review:
Associated Bank
- Savings:
Betterment
- Savings:
- Betterment Cash Reserve - Earn 4.00% APY**
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Our Review:
Adda Bank
- Savings:
- High-Yield Savings Account - 3.50% APY
CFBank National Association
- Savings:
- High-Yield Savings Account - 3.45% APY
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Our Review:
Citizens State Bank
- Savings:
CloudBank 24/7
- Savings:
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Our Review:
Continental Bank
- Savings:
Copper
- Savings: N/A
- Monthly Fee: $0
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Our Review:
Dayspring Bank
- Savings:
- High-Yield Savings Account - 4.22% APY
First Community Bank
- Savings:
First Mid Bank & Trust
- Savings:
- High Yield Savings Account - 3.30% APY
GreenState Credit Union
- Savings:
- High-Yield Savings Account - 3.75% APY
Liberty Savings Bank
- Savings:
- High Yield Savings Account - 4.11% APY
Mercury
- Savings: 1 free savings account; more upon request
- Monthly Fee: $0
- APY: N/A
- ATMs: 55,000+ Allpoint ATMs
- Balance Requirement: None
Mission Valley Bank
- Savings:
- High Yield Savings Account - 4.27% APY
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Our Review:
mph.bank
- Savings:
- High-Yield Savings Account - 4.31% APY
Nelnet Bank
- Savings:
Paprika Capital Bank
- Savings:
- High-Yield Savings Account - 4.24% APY
RBMAX
- Savings:
- High-Yield Savings Account - 3.66% APY
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Our Review:
Shelby Savings Bank
- Savings:
- High-Yield Savings Account - 4.20% APY
The State Exchange Bank
- Savings:
- High Yield Savings Account - 1.90% APY
WECU
- Savings:
- High-Yield Savings Account - 3.00% APY
TD Bank
- Savings: 0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
- ATMs: 2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
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Our Review:
BMO
- Savings: 0.01% APY. $5 reward every month you save $200 or more, for the first year.
- ATMs: 40,000+ BMO and Allpoint ATMs
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Our Review:
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