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Quontic vs Ally Bank

Quontic is an innovative digital bank offering checking accounts with high rewards. How does it compare to Ally Bank? Read our comparison chart below.

 Quontic
Member FDIC
 Visit SiteLearn More
 

Quontic

Ally Bank

SPECIAL OFFER
High Yield Savings - 4.00% APY - Learn More

Read Quontic Review

SPECIAL OFFER
Online Savings Account - 3.80% APY - Learn More

Read Ally Bank Review

 

Benefits and Features

Savings
High Yield Savings: 4.00% APY
3.80% APY
CD3.00% to 4.25% APY; $500 minimum2.90% to 4.10% APY. Terms of 3 months to 5 years. 12-month CD APY of 3.90%
CheckingHigh Interest Checking: Up to 1.10% APY
Cash Rewards Checking: 1.00% cashback
0.10% APY for daily balances less than $15,000. 0.25% APY for daily balances over $15,000
Money Market
4.75% APY
3.80% APY
Mobile App 
iOS & Android
ATMs 75,000+ no-fee Allpoint and MoneyPass ATMs
Customer Service 
24/7
Locations
Online only
Online only
 

CreditDonkey® Reviews

 Quontic
SavingsStarStarStarStarEmpty Star
CheckingStarStarStarStarHalf Star
Mobile AppStarStarStarStarEmpty Star
Customer ServiceStarStarStarStarHalf Star
Pros & ConsPros:
  • No monthly service fee
  • High interest rate
Cons:
  • Basic mobile app
  • $5/mo inactivity fee
Bottom LineInnovative digital bank offering checking accounts with high rewards... Read full review Read full review
 Visit SiteLearn More

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Quontic: Pricing information from published website as of 11/01/2024.

Ally Bank: Pricing information from published website as of 12/10/2024.

Which is Better: Quontic or Ally Bank?

Still need help deciding which bank reviews & deals is better? Read the in-depth reviews below. You may also be interested in comparing Quontic or CIT Bank.


Articles on Quontic

Quontic Bank

Quontic Bank aims to provide a better experience (and rewards) for those underserved by traditional banks. Review the rates, fees, and customer reviews.

Articles on Ally Bank

Ally No Penalty CD

Ally Bank's No Penalty CD offers a competitive APY without early withdrawal penalties. Learn more about this CD here.

Ally Bank Locations

Ally is an excellent online bank with no physical locations. So, how can you access your funds? Read on to find out.

Ally High Yield Savings

Ally Savings offers a strong APY and various savings tools to help you boost your funds. Read on to find out more.

Ally Bank Problems

Ally Bank is well-known for having attractive APYs and practically no fees. But, what's the catch? Read on to know what nuisances you may encounter.

Ally Savings vs Money Market

Ally's Money Market and Savings accounts boast high APYs with no hidden fees. But, how do they differ? Read on to find out.

Ally Bank CD Rates

Ally Bank CD accounts offer high APYs and require no minimum deposit. But what is the catch? Learn more about Ally CD rates in this review.

Ally Bank Routing Number

Looking to transfer money in or out of your Ally account? You'll need the right routing number. Find your Ally routing number and learn more about money transfers in our guide.

Which Do You Think is Best?





Which Bank Account is Right for You?


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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

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