Wells Fargo Promotions
Read our in-depth review of Wells Fargo to see why Wells Fargo scored 3.9 stars out of 5. We like their low requirements for everyday checking, full service bank, and 24/7 customer service.
Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Personal Checking Account - $125 Bonus
Open a new qualifying consumer checking account. Make 10 or more qualifying transactions posted to the new checking account within 60 days of account opening. This offer is for new checking account customers only.
Savings Account - $525 Bonus
Open a new eligible consumer savings account. Provide the bonus code at account opening. Bonus code can be obtained by providing your email address. Deposit $25,000 or more in new money to the savings account within 30 days of account opening. Maintain at least $25,000 in the account until 90 days after account opening.
Personal Checking Account - $325 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). Bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
IRA Certificate of Deposit - Up to 2.75% APY
| CD Term | APY |
|---|---|
| 1-2 Months | 0.01% |
| 3-5 Months | 2.00% |
| 6-11 Months | 2.00% |
| 12-23 Months | 2.75% |
| 24-35 Months | 2.25% |
| 36-47 Months | 1.01% |
| 48-59 Months | 1.01% |
| 60-71 Months | 1.01% |
| 72-144 Months | 1.01% |
APYs are for balances below $100,000.
Initiate Business Checking
- 100 free transactions each fee period
- $5,000 in cash deposits processed free each fee period
- $25 minimum opening deposit
- Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or a $1,000 average ledger balance
Everyday Checking
- $25 minimum opening deposit
- Waive the $10 monthly service fee by maintaining a $500 minimum daily balance or receiving $500 or more in qualifying direct deposits
Clear Access Banking
- $5/month fee (can be waived)
- No minimum daily balance required
- Only $25 to open
- No overdraft fees and optional overdraft services available
- ATMs 11,000+ fee-free ATMs available nationwide
Standard Fixed Rate CDs
- $2,500 minimum opening deposit
- Additional terms are available at a branch
- APYs are for balances below $100,000
| CD Term | APY |
|---|---|
| 3 Months | 2.00% |
| 6 Months | 2.00% |
| 1 Year | 2.75% |
Navigate Business Checking
- 250 free transactions each fee period
- $20,000 in cash deposits processed free each fee period
- $0 for stop payments and incoming wires
- $25 minimum opening deposit
- Waive the $25 monthly service fee by maintaining a $10,000 minimum daily balance or a $15,000 average ledger balance
Optimize Business Checking
- Access to treasury management services
- 250 free transactions each fee period
- Includes up to 5 linked Optimize Business Checking accounts
- $25 minimum opening deposit
- $75 monthly service fee; Can be offset with earnings allowance
Special Fixed Rate CDs
- $5,000 minimum opening deposit
| CD Term | APY |
|---|---|
| 4 Months | 4.25% |
| 7 Months | 4.00% |
| 11 Months | 3.75% |
Compare Promotions
High-Yield Savings Premier - 4.46% APY
- No account activity or maintenance fees
- $500 minimum opening deposit
- FDIC insured
Bank of America Advantage Banking - $300 Bonus Offer
- The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 01/31/2025.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
- Bank of America, N.A. Member FDIC.
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
IRA Certificate of Deposit
- 4.10% APY for 12-month term
- 3.50% APY for 36-month term
- 3.40% APY for 5-year term
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
Wells Fargo Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade. Link your accounts with a banker or online.
Business Checking Account – $300 Cash Bonus
- Fund your new business checking account with at least $25 minimum opening deposit
- Deposit at least $1,000 into your new business checking account by Day 10
- Have at least $1,000 minimum balance by Day 60
- Make 5 or more qualifying transactions by Day 60
To apply, get your personalized offer code online and bring it into your local branch. Not available for residents of LA, OK, MO, KY, WV, MA, VT, NH, ME, and HI.
Personal Checking Account - $3,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $500,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $500,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
Personal Checking Account - $300 Bonus
Open a new qualifying consumer checking account. Receive a total of $1,000 or more in qualifying direct deposits to the new checking account within 90 calendar days from account opening (qualification period). $300 bonus will be deposited to the account within 30 days after the qualification period. This offer is for new checking account customers only.
Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade. Link your accounts with a banker or online.
Personal Savings Account - $225 Bonus
Open a new eligible Wells Fargo consumer savings account from the offer webpage. Obtain the bonus code by providing your email address on the offer webpage, and use the bonus code at account opening. Deposit $10,000 or more in new money to your new savings account within 30 days of account opening. Maintain a balance of $10,000 or more for 90 days after account opening.
Personal Savings Account - 4.50% Interest Rate for 3 Months
Get a promotional interest rate of 4.50% for 3 months when you open a new Platinum Savings account, deposit $10,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $10,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.
Personal Savings Account - 4.00% Interest Rate for 3 Months
Get a promotional interest rate of 4.00% for 3 months when you open a new Platinum Savings account, deposit $25,000 or more in new money within 30 days of account opening, and maintain a minimum daily collected balance of $25,000 or more throughout the end of the term. Use bonus offer code at account opening. Bonus offer code can be obtained when you provide your email address.
Personal Checking Account - $2,500 Bonus
Open a new Premier Checking account or upgrade your existing checking account to a Premier Checking account. Use promo code at account opening. Offer code can be obtained by providing your email address. Deposit $250,000 or more to qualifying linked accounts within 45 days of account opening or upgrade. Maintain a balance of $250,000 or more in the qualifying linked accounts for at least 90 days after account opening or upgrade.
Student Checking Account - $100 Bonus
Open a new consumer checking account. Complete 5 or more qualifying transactions within 60 days of account opening.
Wells Fargo Bonus Promotions
Checking Accounts
Wells Fargo frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select cities, so make sure you read the fine print carefully.
- Personal Checking Account:
$300 Bonus - Personal Checking Account:
$125 Bonus - Personal Checking Account:
$325 Bonus
Wells Fargo checking accounts offer free mobile banking, account alerts, and free online bill pay. Accessing your money is convenient with free access to approximately 11,000 ATMs across the country.
Everyday Checking Account Features
This is Wells Fargo's most popular checking account. It requires a minimum deposit of $25. Here are some unique features:
- Optional Overdraft Protections. Wells Fargo offers a few protection options in cases of accidental over-withdrawal. Extra Day Grace Period gives you an extra business day to cover overdrafts and avoid overdraft fees. You can also link a savings and/or credit account and funds from that account will be used to cover overdrafts. Or when your balance isn't enough, you can choose to go through with the transaction only if you approve it.
- Card-free ATM access. If you need to withdraw money, but forgot your card at home, you can access Wells Fargo ATMs with a code instead. From your Wells Fargo mobile app, you can request a one-time code. Then you'll be able to complete any available ATM transactions. This feature is free.
- Pause lost debit card. If you misplaced your debit card, you can temporarily turn it off so others can't use it. Once you've found it, just simply turn it back on.
- Custom debit card. You can design your debit card to reflect your personal style. You can choose your own photo or one from Wells Fargo's image library for your debit card.
There is a $10 monthly service fee, but it can be waived by meeting just ONE of the following each fee period:
- The primary account owner is 17 - 24 years old
- Have at least $500 each month in qualified direct deposits
- Maintain a $500 minimum daily balance
- Link a Wells Fargo Campus ATM or Campus Debit Card
Highlights
0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under.
Standard Fixed Term CD available online: 2.00% to 2.75% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch.
Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking
approximately 11,000 ATMs across the country
Available 24 hours a day, 7 days a week.
Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD.
approximately 4,700 retail banking branches coast to coast
Pricing information from the published website as of 10/26/2024 is based on the 91101 zip code.
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| Learn More | Learn More | |
Wells Fargo | Bank of America | |
|---|---|---|
Benefits and Features | ||
| Savings | 0.01% APY. Minimum opening deposit of $25. Monthly service fee of $5, unless you maintain a minimum daily balance of $300, make 1 automatic transfer each fee period of $25 or more from a linked Wells Fargo checking account, make 1 automatic transfer each business day within the fee period of $1 or more from a linked Wells Fargo checking account, make 1 or more Save As You Go® transfers from a linked Wells Fargo checking account, or primary account owner is 24 years old or under. | Bank of America Advantage Savings Standard Rate: 0.01% APY |
| CD | Standard Fixed Term CD available online: 2.00% to 2.75% APY. Terms of 3 months to 1 year. Minimum deposit of $2,500. Relationship APY: 2.01% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. More CD terms are available in branch. |
|
| Checking | Clear Access Banking, Everyday Checking, Prime Checking, Premier Checking |  |
| ATMs | approximately 11,000 ATMs across the country | |
| Customer Service | Available 24 hours a day, 7 days a week. |
|
| IRA CD | Standard Term CD: 0.01% to 2.75% APY. Terms of 1 month to 144 months. Minimum deposit of $1,000. Relationship APY: 0.02% to 2.76% APY when you link a Wells Fargo Prime Checking, Premier Checking, or Private Bank Interest Checking account to the CD. | |
| Locations | approximately 4,700 retail banking branches coast to coast | |
| Learn More | Learn More | |
Wells Fargo: Pricing information from the published website as of 10/26/2024 is based on the 91101 zip code. Bank of America: Pricing information from published website as of 11/19/2024 based on 91107 zip code. | ||
4-Month CD - 4.25% APY
7-Month CD - 4.00% APY
11-Month CD - 3.75% APY
1-Year CD - 2.75% APY
Platinum Savings (Relationship Interest Rates) - Up to 2.51% APY
When linked to Premier Checking. Rates are for zip code 91107, and may vary per location.
| Balance | Relationship APY |
|---|---|
| $0 - $99,999.99 | 0.26% |
| $100,000 - $499,999.99 | 1.02% |
| $500,000 - $999,999.99 | 2.01% |
| $1,000,000 or more | 2.51% |
3-Month CD - 2.00% APY
6-Month CD - 2.00% APY
Platinum Savings (Relationship Interest Rates) - 0.06% APY
When linked to Prime Checking. Rates are for zip code 91107, and may vary per location.
Platinum Savings - 0.05% APY
- Avoid the $12 monthly service fee with a $3,500 minimum daily balance each fee period.
- $25 minimum opening deposit
Rates are for zip code 91107, and may vary per location.
Wells Fargo Alternatives
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2024.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.
Discover® Online Savings - $150 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.
CIT Bank Platinum Savings - 4.55% APY
- 4.55% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
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