USAA Bank Promotions
Read our in-depth review of USAA Bank to see why USAA Bank scored 3.4 stars out of 5. We like their $0 monthly fees and free bank card.
Standard CD
Term | APY |
---|---|
91 Days | 0.05% |
182 Days | 4.90% |
7 Months | 0.05% |
270 Days | 4.75% |
1 Year | 4.65% |
15 Months | 4.55% |
18 Months | 4.45% |
2 Years | 4.25% |
30 Months | 2.75% |
3 Years | 2.75% |
4 Years | 2.50% |
5 Years | 2.50% |
7 Years | 2.02% |
- Minimum Deposit to Open: $1,000
USAA Performance First®
Daily Collected Balance | APY |
---|---|
Less than $10,000 | 0.05% |
$10,000 to $49,999.99 | 0.10% |
$50,000 to $99,999.99 | 0.90% |
$100,000 to $249,999.99 | 1.00% |
$250,000 to $499,999.99 | 1.10% |
$500,000 and more | 1.50% |
Personal Checking Account - $200 Bonus
Open a new USAA Classic Checking account. Set up and receive a qualifying direct deposit of at least $100 into the account within 180 calendar days after account opening.
Compare Promotions
Chase Total Checking® - $300 Bonus
- New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
- With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
- Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
- JPMorgan Chase Bank, N.A. Member FDIC
- Open your account online now
- Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
- Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
- Minimum Deposit to Open: $0
- Direct Deposit Required: Yes
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after meeting requirements
- Monthly Fee: $12 or $0 with one of the following, each monthly statement period:
- Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
- OR a balance at the beginning of each day of $1,500 or more in this account,
- OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
Bank of America Advantage Banking - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new checking customers only.
- Offer expires 9/30/2024.
- To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive qualifying direct deposits totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- Bank of America, N.A. Member FDIC.
U.S. Bank Smartly® Checking - Up to $450 Bonus
Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:
- Enroll in online banking or the U.S. Bank Mobile App
- Make two or more direct deposit(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450
Fund your new account within 30 days to start qualifying activities. Offer may not be available if you live outside of the U.S. Bank footprint or are not an existing client of U.S. Bank or State Farm.
- Minimum Deposit to Open: $25
- Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
- Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
- Have combined monthly direct deposits totaling $1,000+, OR
- Keep average account balance of $1,500+, OR
- Hold an eligible U.S. Bank credit card, OR
- Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)
Online Checking Account - Earn Cash Back
- 1% cash back on up to $3,000 in debit card purchases each month. See website for details
- No fees
- Early Pay - Get your paycheck up to two days early with no charge
- No credit impact - You can apply without affecting your credit score.
- Access to over 60,000 no-fee ATMs in the U.S.
- Minimum Deposit to Open: $0
- Minimum Deposit Required: $0
- Monthly Fee: $0
BMO Smart Advantage Checking - $350 Cash Bonus
Get a $350 cash bonus when you open a new Smart Money Checking or Smart Advantage Checking account and have a cumulative total of $4,000 in qualifying direct deposits within 90 days of opening. Offer is limited to one per customer and is not available for existing BMO personal checking customers (including signers on joint accounts) or those who have closed a BMO personal checking account within the past 12 months. Conditions apply.
- Minimum Deposit to Open: $25
- Direct Deposit Required: Yes
- When Do You Get It: Cash bonus is paid into the checking account approximately 130 days after account opening.
- Monthly Fee: $0 monthly maintenance fee
USAA Bank Trending Offers
Yesterday | 6-Month CD - 4.90% APY selected by a visitor from Oregon |
2 days ago | Personal Checking Account - $200 Bonus selected by a visitor from Georgia |
25 days ago | 1-Year CD - 4.65% APY selected by a visitor from North Carolina |
7/6/2024 | 9-Month Jumbo CD - 4.75% APY selected by a visitor from Texas |
4/10/2024 | Youth Spending Account selected by a visitor from North Carolina |
USAA Bank Offers You May Have Missed
Don't miss another hot deal. Check back often at CreditDonkey.
Personal Checking Account - $200 Bonus
Open a new USAA Classic Checking account. Set up and receive a qualifying direct deposit of $100 or more within 180 calendar days of account opening.
Personal Checking Account - $100 Bonus
Open a new USAA Classic Checking account. Set up and receive a qualifying military pay direct deposit of $100 or more within 180 calendar days of account opening.
USAA Bank Checking Bonus
USAA Bank CD Rates
- 6-Month CD - 4.90% APY
- 9-Month CD - 4.75% APY
- 9-Month Jumbo CD - 4.75% APY
- 1-Year CD - 4.65% APY
- 18-Month CD - 4.45% APY
- 2-Year CD - 4.25% APY
- 30-Month CD - 2.75% APY
- 3-Year CD - 2.75% APY
- 4-Year CD - 2.50% APY
- 5-Year CD - 2.50% APY
- 7-Year CD - 2.02% APY
- Monday to Friday 8:00AM - 7:00PM (ET)
- Saturday & Sunday 9:30AM - 2:00PM (ET)
Highlights
100,000+ USAA and USAA-preferred ATMs
5 financial centers in Colorado, New York, Maryland, and San Antonio
Pricing information from published website as of 07/19/2024.
USAA Bank | Navy Federal Credit Union | |
---|---|---|
Benefits and Features | ||
ATMs | 100,000+ USAA and USAA-preferred ATMs | |
Customer Service |
| |
Locations | 5 financial centers in Colorado, New York, Maryland, and San Antonio | |
Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details. USAA Bank: Pricing information from published website as of 07/19/2024. Navy Federal Credit Union: Pricing information from published website as of 08/29/2024 based on 91107 zip code. |
USAA Savings
- 0.01% APY on all balances
- $25 minimum opening deposit
- Minimum Deposit to Open: $25
USAA Youth Savings
- 0.01% APY on all balances
- $25 minimum opening deposit
- Minimum Deposit to Open: $25
Youth Spending Account
- No monthly fee
- Minimum opening deposit of $25
- No overdraft fee
- FDIC insured
- Minimum Deposit to Open: $25
- Monthly Fee: $0
USAA Bank Alternatives
Chase Secure Banking℠ - $100 Bonus
- New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
- Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
- No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
- No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
- Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
- Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
- Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
- JPMorgan Chase Bank, N.A. Member FDIC.
- Minimum Deposit to Open: $0
- Direct Deposit Required: No
- Minimum Deposit Required: None
- When Do You Get It: Within 15 days after completing qualifying activities
- Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer
- The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
- The offer is for new eligible business checking customers only.
- Offer expires 12/31/2024.
- To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
- Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
- Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
- Additional terms and conditions apply. See offer page for more details.
- *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or
Merrill investment accounts.
- ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
- Bank of America, N.A. Member FDIC
Silver Business Checking Package - Up to $800 Bonus
Earn up to $800 bonus when you open a new, eligible U.S. Bank business checking account online with promo code Q3AFL24 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 30, 2024. Member FDIC. Complete these steps to earn the offer:
Earn your $300.
- Complete $5,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
Earn your $800.
- Complete $30,000 in new money deposits within 30 days of account opening and maintain for 60 days after account opening.
- Minimum Deposit to Open: $100
- Monthly Fee: $0 monthly maintenance fee
Discover® Online Savings - $200 Cash Bonus
To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY624 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.
What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 09/12/2024, 11:59 PM ET. Offer may be modified or withdrawn without notice. See advertiser website for full details.
CIT Bank Platinum Savings - 4.85% APY
- 4.85% APY with a balance of $5,000 or more
- 0.25% APY with a balance of less than $5,000
- $100 minimum opening deposit
- No monthly maintenance fee
- Member FDIC
- Minimum Deposit to Open: $100
- Direct Deposit Required: No
- Monthly Fee: $0