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TD Bank Promotions

Read our in-depth review of TD Bank to see why TD Bank scored 3.9 stars out of 5. We like their extended banking hours, low requirements to waive monthly fees, and no foreign transaction fees.

If you're looking for bank promotions, you must check out these offers.

$300

TD Beyond Checking - $300 Cash Bonus

Earn $300 when you have $2,500 in qualifying direct deposits within 60 days.

  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $2,500 within 60 days
  • When Do You Get It: Bonus will be paid on or before 180 days after account opening.
$200

TD Complete Checking - $200 Cash Bonus

Earn $200 when you have $500 in qualifying direct deposits within 60 days.

  • Direct Deposit Required: Yes
  • Minimum Deposit Required: $500 within 60 days
  • When Do You Get It: Bonus will be paid on or before 180 days after account opening.
$500

Referral Program - Up to $500 Bonus

Earn $50 for every referred client who opens a qualifying account using your referral form, and completes qualifying requirements. You can earn up to $500 per calendar year.

$100

Student Checking Account - $100 Bonus

Open a new TD Convenience Checking℠ account. Make a minimum of 15 TD Visa Debit Card purchases within 60 calendar days of account opening date. This offer is available to new customers only.

  • Minimum Deposit to Open: $0

TD Choice Promotional CD with Relationship APY

Term Relationship APY
3 Month 3.00%
6 Month 4.00%
9 Month 4.00%
10 Month 3.00%
12 Month 3.75%
18 Month 3.00%
24 Month 3.00%
3 Year 2.75%
5 Year 2.25%

Customers must own an eligible TD Bank personal checking account to qualify for Relationship APY. Rates are for Cherry Hill, New Jersey, and may vary per location.

TD Choice Promotional CD

TermStandard APY
3 Month1.00%
6 Month1.00%
9 Month1.00%
10 Month3.00%
12 Month1.00%
18 Month1.00%
24 Month1.00%
3 Year1.00%
5 Year1.00%

Rates are for Cherry Hill, New Jersey, and may vary per location.

TB Business Convenience Checking Plus

  • 500 free transactions each month
  • $5,000 in cash deposits processed free each month
  • Waive the $25 monthly service fee by maintaining a $1,500 combined minimum daily balance with one TD personal checking account
  • Minimum Deposit to Open: $100
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
High-Yield Savings Premier - 4.46% APY

High-Yield Savings Premier - 4.46% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
  • Minimum Deposit to Open: $500
Chase
Member FDIC

Chase College Checking℠ - $100 Bonus

Expires 1/22/2025
  • Enjoy $100 as a new Chase checking customer when you open a Chase College Checking℠ account and complete 10 qualifying transactions within 60 days of coupon enrollment.
  • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old.
  • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply.
  • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere.
  • Zelle® is available in more than 1,000 banking apps in the U.S. So, you can send and receive money from almost anyone you know and trust who has a bank account in the U.S.
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
US Bank
Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Expires 12/30/2024
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

  • Minimum Deposit to Open: $25

TD Bank has 2,800 locations on the East Coast. Known as "America's most convenient bank," it offers extended banking hours and 24/7 customer service by phone. Monthly service fees can be waived with somewhat low minimum balance requirements.

Checking Account Bonuses

TD Bank frequently offers cash bonuses for new checking customers. Some deals are only available for residents of select States, so make sure you read the fine print carefully.

TD Bank Bonus:
  1. TD Beyond Checking: $300 Cash Bonus
  2. TD Complete Checking: $200 Cash Bonus

All TD Bank checking accounts offer free online banking, bill pay, mobile deposits, and 24/7 live customer service by phone.

TD Promotions for Opening a Bank Account

Find the most current TD Bank promotions, offers and sign up bonuses. View TD Bank offers for new accounts below.

Special Checking Account Features

All TD Bank checking accounts come with these perks:

  • Savings Overdraft Protection. If you link a savings or money market account, funds from those accounts will be automatically transferred to cover an overdraft. A transfer fee may apply (waived on some accounts), but you'll save on overdraft fees. This is an optional service that requires enrollment.

    To avoid overdrafts, you can set up custom email alerts to alert you when you reach different balance levels ($500, $300, and $100).

  • Instant debit card replacement. If you lose your debit card, just stop by a TD Bank and you'll get a new card right on the spot.

  • Loan rate discounts. All TD Bank checking customers can get a 0.25% discount when you apply for a Personal Loan or a Home Equity loan. You must enroll in autopay from a personal TD Bank checking or savings account.

  • No foreign transaction fees. When you travel abroad, you will pay no foreign transaction fees when you use your TD Bank debit card.

  • Send money with Zelle. Easily send money to anyone with just a U.S. phone number or U.S. email address.

What Experts Say

CreditDonkey reached out to an industry expert to answer one of our reader's most pressing questions:

  • Should people look past a bank's promotions when they are considering opening a checking account?

Here's what he said:

How to Avoid TD Bank Checking Account Fees

  • TD Simple Checking. This account has no minimum balance requirements, but the $5.99 monthly maintenance fee cannot be waived.

  • TD Complete Checking. The $15 monthly maintenance fee can be waived if you have $500 or more in direct deposits within a statement cycle or maintain a minimum daily balance of $500 or have $5,000 minimum daily combined balance of all deposit
    accounts that you choose to link or when the Primary account holder is 17 through 23 years of age.

  • TD Beyond Checking. The $25 monthly maintenance fee can be waived if you received $5,000 monthly in direct deposits or $2,500 minimum daily balance or $25,000 combined balance across eligible TD accounts.

  • TD Relationship Checking. The $25 monthly maintenance fee can be waived if you maintain a combined balance of $20,000 between TD deposit accounts, loans, and/or mortgage balances.

  • TD 60 Plus Checking. The $10 monthly maintenance fee can be waived if you maintain a minimum daily balance of $250.

  • TD Student Checking. This account has no monthly maintenance fee and no minimum balance requirements if you're a full-time student under 24.

    Highlights

    Savings
    0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
    CD
    up to 3.00% APY (up to 4.00% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).
    Checking
    TD Complete Checking, TD Beyond Checking, TD Essential Banking
    Mobile App
    iOS & Android
    ATMs
    2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
    Customer Service
    24/7 Live Customer Service (Telephone)
    IRA CD
    1.00% APY (up to 4.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account).
    Locations
    over 1,100 locations

Pricing information from published website as of 12/12/2024 based on 08034 zip code.

 
Member FDIC
Chase
Member FDIC
 Learn MoreVisit Site
 

TD Bank

Chase

 

Benefits and Features

Savings0.02% APY. No minimum deposit. $5.00 monthly fee waived if 1) minimum $300 balance or 2) waived for the first 12 months if with recurring transfer of $25 or more from a TD Bank account or if you're under 18 or 62 and older.
  • Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CDup to 3.00% APY (up to 4.00% for Relationship APY). Terms of 3 to 60 months. Minimum deposit of $250. Allows one penalty-free withdrawal (depending on account).Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
CheckingTD Complete Checking, TD Beyond Checking, TD Essential Banking
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking℠: For high net worth individuals who have $250,000 on deposit with Chase.
Mobile App
iOS & Android
iOS & Android
ATMs2,600 ATMs throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida
15,000+ Chase ATMs
Customer Service24/7 Live Customer Service (Telephone)Automated service available 24/7
IRA CD1.00% APY (up to 4.00% for Bump Rate APY). Terms of 3 months to 5 years. Minimum deposit of $250. Additional contributions and penalty-free withdrawal available (depending on account). 
Locations
over 1,100 locations
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

TD Bank: Pricing information from published website as of 12/12/2024 based on 08034 zip code.

Chase: Pricing information and data points from published website as of 11/20/2024.

6-Month - 4.00% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

6-Month CD - 4.00% APY (Relationship)

APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

9-Month - 4.00% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

12-Month - 3.75% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

12-Month CD - 3.75% APY (Relationship)

APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

10-Month - 3.00% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

18-Month - 3.00% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

24-Month - 3.00% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

3-Month - 3.00% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

3-Month CD - 3.00% APY (Relationship)

APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

TD Choice 10-Month CD - 3.00% APY

  • Minimum Deposit to Open: $250

3-Year - 2.75% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

5-Year - 2.25% APY (Relationship)

APY is for Cherry Hill, New Jersey, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

5-Year CD - 2.25% APY (Relationship)

APY is for Salem, Massachusetts, and for balances below $10,000. APY may differ depending on location and balance.

  • Minimum Deposit to Open: $250

TD Choice 12-Month CD - 1.00% APY

  • Minimum Deposit to Open: $250

TD Choice 24-Month CD - 1.00% APY

  • Minimum Deposit to Open: $250

TD Choice 3-Month CD - 1.00% APY

  • Minimum Deposit to Open: $250

TD Choice 3-Year CD - 1.00% APY

  • Minimum Deposit to Open: $250

TD Choice 5-Year CD - 1.00% APY

  • Minimum Deposit to Open: $250

TD Bank Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2025.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
US Bank
Member FDIC

Silver Business Checking account - $400 Bonus

Expires 1/15/2025

Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.

  • Minimum Deposit to Open: $100
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.55% APY

  • 4.55% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
  • Minimum Deposit to Open: $100
  • Direct Deposit Required: No

Articles on TD Bank

TD Bank

TD Bank offers extended customer hours and easy online banking. Are these perks worth it? Find out what makes TD Bank a great choice for you and some reasons to look elsewhere.

TD Beyond Checking Bonus

TD Bank is offering $300 to open a Beyond Checking account. Find out how to earn the bonus.

TD Bank Hours

TD Bank is open 7 days a week, depending on the location. Here's when you can visit a branch near you.

Open a TD Account

Open your TD Bank account with ease. All details in this comprehensive guide. Don't miss the bonus.

TD Routing Number

Find your TD Bank routing number by state. Get the correct number with and without a check.

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More Bank Promotions

Chase
Member FDIC

Chase Coupon

Chase Bank $300 Bonus
Bank of America
Member FDIC

Bank of America Promotions

Bank of America Advantage Banking - $300 Bonus Offer

Wells Fargo Promotions

Personal Checking Account - $300 Bonus

Citibank Promotions

Citi Checking - $1,500 Bonus

Citizens Bank Promotions

Personal Checking and Savings Account - $400 Bonus

Capital One 360 Promo Code

Personal Savings Account - $1,500 Bonus

PNC Bank Promotions

Virtual Wallet with Performance Select Checking - $400 Bonus

Ally Bank Promotions

Online Savings Account - 3.80% APY

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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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