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Huntington Bank Promotions

Read our in-depth review of Huntington to see why Huntington scored 3.9 stars out of 5. We like their free checking option, 24-hour grace, and all day deposit.

If you're looking for bank promotions, you must check out these offers.

$600

Personal Checking Account - $600 Bonus

Open a new Huntington Platinum Perks Checking account. Make a cumulative new money deposit into the checking account of at least $25,000 or more within 90 days of account opening. Account must remain open for at least 90 days.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia or Wisconsin. $600 will be deposited to your account within 14 business days after meeting requirements.

Expires 2/7/2025
$400

Personal Checking Account - $400 Bonus

Open a new Huntington Perks Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.

This offer is only available to applicants in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.

Expires 2/7/2025
$200

Personal Checking Account - $200 Bonus

Open a new Asterisk-Free Checking account. Set up and receive qualifying direct deposits totaling $500 or more within 90 days of account opening. Account must remain open for at least 90 days.

This offer is only available to applicants in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. $400 will be deposited to your account within 14 business days after meeting requirements.

Expires 2/7/2025
$1,000

Business Checking Account - $1,000 Bonus

Open a new Huntington Unlimited Plus Business Checking, Business Analyzed Checking, or Non-Profit Analyzed Checking account using offer code. Make a minimum cumulative new money deposit into the new checking account of at least $20,000 within 30 days of account opening. Account must maintain an open status for at least 90 days to be eligible.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $1,000 bonus will be deposited to your new checking account within 14 days after completing requirements.

Expires 1/7/2025
$400

Business Checking Account - $400 Bonus

Open a new Huntington Unlimited Business Checking, Unlimited Plus Business Checking, Business Analyzed Checking, Non-Profit Analyzed Checking, or Non-Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $5,000 within 60 days of account opening. Account must maintain an open status for at least 90 days to be eligible.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $400 bonus will be deposited to your new checking account within 14 days after completing requirements.

Expires 1/7/2025
$100

Business Checking Account - $100 Bonus

Open a new Huntington Business Checking 100, Huntington Unlimited Business, Huntington Unlimited Plus, Business Analyzed, Non Profit Analyzed, or Non Profit Interest Checking account. Make a minimum cumulative new money deposit into the new checking account of at least $2,000 within 60 days of account opening. Account must maintain an open status for at least 90 days.

This offer is only available to applicants residing in Colorado, Illinois, Indiana, Kentucky, Michigan, Minnesota, Ohio, Pennsylvania, South Dakota, West Virginia, or Wisconsin. This offer is only available to new business checking customers. All current Huntington business checking customers, including those with business checking accounts closed within the last six months, are not eligible. $100 bonus will be deposited to your new checking account within 14 days after completing requirements.

Expires 1/7/2025

Huntington Bank Fixed Rate CDs - Promotional Rates

TermAPY
5 Months4.34%
9 Months3.05%

Rates are for Columbus, Ohio, and may vary per location.

Relationship Money Market Account

Minimum balance to earn interest is $25,000

APY
Non-Relationship3.97%
With Huntington Perks Checking Account4.02%
With Huntington Platinum Perks Checking Account4.07%
With Private Client Account4.18%

Rates are for Columbus, Ohio and may vary per location. Rates are for balances of up to $2,000,000.

Business Checking 100

  • $0 monthly maintenance fee
  • Includes up to 100 transactions per month
  • Includes 120-day free trial of Reverse Positive Pay (fraud tool)
  • Monthly Fee: $0

Asterisk-Free Checking

  • No monthly maintenance fees
  • No minimum opening deposit
  • Monthly Fee: $0
High-Yield Savings Premier - 4.46% APY

High-Yield Savings Premier - 4.46% APY

  • No account activity or maintenance fees
  • $500 minimum opening deposit
  • FDIC insured
The annual percentage yield (APY) is accurate as of November 7, 2024 and subject to change at the Bank's discretion. Refer to product's website for latest APY rate. Minimum deposit required to open an account is $500 and a minimum balance of $0.01 is required to earn the advertised APY. Member FDIC
  • Minimum Deposit to Open: $500
  • Monthly Fee: $0
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Truist Bank
Member FDIC

Business Checking Account - $400 Bonus

Expires 3/31/2025
  • Earn $400 when you open a new small business checking account and complete qualifying activities.
  • Choose between:
    • Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
    • Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
  • New business checking clients only
  • From October 1st, 2024 – March 31st 2025
  • Minimum Deposit to Open: $100
  • When Do You Get It: Within 4 weeks after the qualification requirements have been met and verified
  • Monthly Fee: $0
Terms and Conditions
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: Yes
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after meeting requirements
  • Monthly Fee: $12 or $0 with one of the following, each monthly statement period:
    • Electronic deposits made into this account totaling $500 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNow℠ network, (iii) third party services that facilitate payments to your debit card using the Visa® or Mastercard® network,
    • OR a balance at the beginning of each day of $1,500 or more in this account,
    • OR an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings, and other balances.
US Bank
Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Expires 12/30/2024
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

  • Minimum Deposit to Open: $25
  • Monthly Fee: Waive the $6.95 Monthly Maintenance Fee with one of the following:
    • Are 24 and under, 65 and over or a member of the military (must self-disclose), OR
    • Have combined monthly direct deposits totaling $1,000+, OR
    • Keep average account balance of $1,500+, OR
    • Hold an eligible U.S. Bank credit card, OR
    • Qualify for one of the four Smart Rewards™ tiers (Primary, Plus, Premium or Pinnacle)

Huntington Bank has nearly 1,000 branches and over 1,800 ATMs in the Midwest. It offers a few checking and savings options, including a free checking option. CDs of varying maturity dates have a great rate with $1,000 minimum deposit.

Did you know: Huntington Bancshares was ranked 736th in the 2021 list of the world's largest public companies (306th by assets, 790th by net income, 1098th by market capitalization, 1865th by revenues).

Checking Account Bonuses

Huntington Bank frequently offers cash bonuses for new checking customers, for both consumer and business checking accounts. Some deals are only available for residents of select states, so make sure you read the fine print carefully. Huntington Bank primarily operates out of Ohio, Colorado, Florida, Illinois, Indiana, Kentucky, Michigan, Minnesota, Pennsylvania, West Virginia, and Wisconsin.

Special Checking Account Features

All Huntington checking accounts offer these unique features:

  • 24-hr Grace. If you overdraft on your account, you have 24 hours to make a deposit to avoid the overdraft fee. You can deposit by ATM, mobile app, or online transfer.

  • All-day Deposit. You have until midnight to make a deposit through an ATM or mobile app. Cash deposits will be available the same day. Check deposits will be available the next business day. (New customers less than 30 days will get $500 of check deposits available the next business day, and the remainder after 2 business days.)

  • Free Overdraft Protection. If you have a linked Savings or Money Market account, money will be automatically transferred to cover the overdraft in increments of $100. You can also use a personal line of credit or a linked Voice credit card line of credit, but these options will be subject to an APR and have no grace period.

Huntington Bank has nearly 1,000 locations across the Midwest, with over 1,800 ATMs.

Huntington Bank Phone Number: (800) 480-2265

How to Avoid Huntington Bank Checking Account Fees

  • Asterisk-Free Checking. This is Huntington's free checking option. This account has no service fees and no minimum balance requirements.

  • Huntington Perks Checking. The $10 monthly service fee can be waived with $1,000 in total monthly deposits or with $5,000 in relationship balances from checking and savings.

  • Huntington Platinum Perks Checking. The $25 monthly service fee can be waived with $25,000 in relationship balances from checking and savings.

Pricing information from published website as of 12/03/2024 based on 43215 zip code.

 
Member FDIC
Chase
Member FDIC
 Learn MoreVisit Site
 

Huntington Bank

Chase

 

Benefits and Features

Savings0.01% APY (Premier Savings). $4 monthly fee, unless you have 1) daily average balance of $300, or 2) linked to a Huntington Asterisk-Free Checking Account. Minimum deposit of $50.
  • Chase Savings: 0.01% APY. $5 monthly service fee waived with either a $300 daily balance OR $25 automatic transfer every month from a linked Chase checking account, OR a linked Chase College Checking for Overdraft Protection, OR a linked qualifying Chase checking account, OR for owners under 18. $0 to open.
  • Chase Premier Savings: Earn a higher interest rate when you have a bigger balance and meet certain relationship requirements when linked with a Chase Premier Plus Checking or Sapphire Checking account.
CD0.50% APY for amounts ranging from $1,000 to $99,999.99. Minimum deposit is $1,000.Terms of 1 month to 10 years. $1,000 minimum opening deposit. No monthly service fee.
Checking
  • Chase Total Checking®
  • Chase Premier Plus Checking: An interest-bearing account with some perks. $25 monthly service waived with an average beginning day balance of $15,000 OR a Chase mortgage with auto pay. $0 minimum balance to open.
  • Chase Sapphire Checking: A premium checking account for those with $75,000 or more on deposit with Chase. $0 minimum balance to open.
  • Chase College Checking: No monthly service fee for college students age 17-24 at account opening with proof of student status, for up to 5 years. $0 to open.
  • Chase Private Client Checking℠: For high net worth individuals who have $250,000 on deposit with Chase.
Money Market0.05% APY for amounts of $25,000 to $2,000,000. $25 monthly maintenance fee unless there is 1) average daily balance of $25,000, or 2) linked to a Huntington Perks or Huntington Platinum Perks Checking account. 
Mobile App 
iOS & Android
ATMs
over 1,800 ATMs
15,000+ Chase ATMs
Customer Service
24/7
Automated service available 24/7
Locations
More than 1,000 branches
Over 4,700
 Learn MoreVisit Site

Blank fields may indicate the information is not available, not applicable, or not known to CreditDonkey. Please visit the product website for details.

Huntington: Pricing information from published website as of 12/03/2024 based on 43215 zip code.

Chase: Pricing information and data points from published website as of 11/20/2024.

5-Month CD - 4.34% APY

APY is for ZIP code 43215 and for balances $1,000.00 - $19,999.99.

  • Minimum Deposit to Open: $1,000

9-Month CD - 3.05% APY

APY is for ZIP code 43215 and for balances $1,000.00 - $19,999.99.

  • Minimum Deposit to Open: $1,000

Huntington Relationship Savings - Up to 0.06% APY

  • $2,500 minimum opening deposit
  • $10 monthly fee can be waived with a total average daily balance of at least $2,500, or if you have a Huntington Perks Checking, Huntington Platinum Perks Checking, or Private Client Account.
APY
Non-Relationship0.01%
With Huntington Perks Checking Account0.02%
With Huntington Platinum Perks Checking Account0.02%
With Private Client Account0.06%

Rates are for Columbus, Ohio and may vary per location.

  • Minimum Deposit to Open: $2,500

Huntington Premier Savings Account - Earn 0.01% APY

Earn $0.01% APY with minimum balance of $0.01. Minimum opening deposit is $50.

Huntington Bank Jumbo Fixed Rate CDs - Standard Rates

Term (Days) CD Rates
7 0.50%
14 0.50%
30 0.50%
60 0.50%
90 0.50%
180 0.50%
270 0.50%
365 0.50%
547 0.50%
730 0.50%
912 0.50%
1095 0.50%
1460 0.50%
1825 0.50%

Rates are for Columbus, Ohio and may vary per location.

Money Market IRA

Balance APY
$0.01 to $2,499.99 0.50%
$2,500.00 and over 0.50%

Huntington Bank Fixed Rate CDs - Standard Rates

Term APY
1 Month 0.50%
3 Months 0.50%
6 Months 0.50%
9 Months 0.50%
12 Months 0.50%
18 Months 0.50%
24 Months 0.50%
36 Months 0.50%
48 Months 0.50%
60 Months 0.50%
72 Months 0.50%

Rates are for Columbus, Ohio and may vary per location.


Huntington Alternatives

Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
  • Minimum Deposit to Open: $0
  • Direct Deposit Required: No
  • Minimum Deposit Required: None
  • When Do You Get It: Within 15 days after completing qualifying activities
  • Monthly Fee: $4.95 or $0; Avoid the monthly service fee when you have electronic deposits made into the account totaling $250 or more during each monthly statement period.
US Bank
Member FDIC

Silver Business Checking account - $400 Bonus

Expires 1/15/2025

Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.

  • Minimum Deposit to Open: $100
  • Monthly Fee: $0 monthly maintenance fee
Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2025.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
KeyBank
Member FDIC

Key Smart Checking® - $300 Bonus

Expires 5/16/2025
Earn $300 after qualified activities until 05.16.25 with the no-monthly-maintenance-fee Key Smart Checking®.

  • Open a Key Smart Checking® account online by May 16, 2025.
  • Make the minimum opening deposit of $10, plus one single eligible direct deposit of at least $1,000 within the first 60 days of account opening.
  • Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
  • Minimum Deposit to Open: $10
  • Direct Deposit Required: Make the minimum opening deposit of $10, plus one single eligible direct deposit of at least $1,000 within the first 60 days of account opening.
  • When Do You Get It: Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
  • Monthly Fee: $0
Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.


Articles on Huntington Bank

Huntington Bank Review

Huntington Bank provides great accounts benefits like free Overdraft Protection Transfers. Read on to see if this bank is right for you.

Huntington Bank Savings Account Interest Rates

Huntington Bank offers two savings accounts with low APY. Is it still worth it? Read on to find out.

Huntington Bank Problems

Huntington Bank could very well be one of the best regional banks, but it's not perfect. Find out what problems you may encounter with them.

Huntington Bank CD Rates

What's the Huntington Bank CD promotional rate? Read this review to find out if the APY is worth your time.

Huntington Bank Money Market Rates

Huntington Bank Relationship Money Market Account lets you earn interest on your savings. Find out if the APY is worth your time below.

Huntington Bank Hours

Huntington Bank is a full-service bank based in the Midwest. Find out when you can visit a local branch, drive-thru, or ATM near you.

Huntington Platinum Perks Checking

Earn $300 for opening a Huntington Platinum Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the huge cash bonus.

Huntington Perks Checking

Earn $200 for opening a Huntington Perks Checking ℠ account with qualifying requirements. Find out how to take advantage of the cash bonus promotion below.

Huntington Asterisk Free Checking

Huntington Bank is offering a $0 bonus when you open a new Asterisk-Free Checking® account with qualifying requirements. Find out how to take advantage of the promotion.

Huntington Bank Routing Number

You'll need the right routing number to transfer money in or out of your Huntington bank account. Learn which routing number you'll need for different transactions below.

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