Experian
Experian Boost - Raise your FICO® Score Instantly for Free
- Raise your credit score for paying your utilities, phone bills, streaming services, and even rent
- Get credit for last 2 years of payment history
- See Boost results instantly
- Experian Credit Report and credit monitoring included
- All free
Dark Web Triple Scan
- FREE one-time scan for your Social Security Number, email, and phone on the dark web
- Free Experian Credit Report and FICO® Score every 30 days
- Experian Credit Monitoring and Alerts
Credit Match
- Get matched to credit cards suited for you based on your credit profile
- See pre-approved card offers
- Know your approval odds before you apply
- Free Experian credit report and FICO® Score included
Free Credit Report and FICO® Score
- Free Experian Credit Report and FICO® Score
- Increase your score for free with Experian Boost
- Free credit monitoring and alerts
- Free dark web surveillance report
- Free personal privacy scan
Compare Promotions
Apply for a Credit Builder Account at Self
- Get the Credit Builder Account that helps build credit today!
- Choose the plan that fits within your budget
- Monthly payments are reported to the three major credit bureaus.
Highlights
Fees
Starts at $0/mo;
Premium Plan costs $24.99/mo (also offers Family Plan)
Starts at $0/mo;
Premium Plan costs $24.99/mo (also offers Family Plan)
Credit Bureaus Monitored
Free Plan: Experian
Premium Plan: 3 Main Credit Bureaus
Free Plan: Experian
Premium Plan: 3 Main Credit Bureaus
Credit Score Update
Free Plan: Daily access to Experian FICO Score
Premium Plan: Daily access to Experian FICO Score, Quarterly 3-Bureau FICO Scores
Free Plan: Daily access to Experian FICO Score
Premium Plan: Daily access to Experian FICO Score, Quarterly 3-Bureau FICO Scores
Credit Reports
Free Plan: Daily access to Experian credit report (report updated every 30 days)
Premium Plan: Daily access to Experian credit report (report updated every 30 days), Quarterly 3-Bureau Credit Reports
Free Plan: Daily access to Experian credit report (report updated every 30 days)
Premium Plan: Daily access to Experian credit report (report updated every 30 days), Quarterly 3-Bureau Credit Reports
Identity Monitoring
Yes
Yes
Identity Theft Protection
Up to $1M Identity Theft Insurance included in Premium Plan
Up to $1M Identity Theft Insurance included in Premium Plan
Experian | TransUnion | |
|---|---|---|
Benefits and Features | ||
| Fees | Starts at $0/mo; Premium Plan costs $24.99/mo (also offers Family Plan) | Credit Monitoring: $29.95/mo Identity Protection: $34.90/mo |
| Credit Bureaus Monitored | Free Plan: Experian Premium Plan: 3 Main Credit Bureaus | |
| Credit Score Update | Free Plan: Daily access to Experian FICO Score Premium Plan: Daily access to Experian FICO Score, Quarterly 3-Bureau FICO Scores | Credit Monitoring: One-time purchase of Experian and Equifax VantageScore 3.0 credit scores; TransUnion VantageScore 3.0 credit scores update daily Identity Protection: Quarterly 3-Bureau VantageScore 3.0 Credit Scores; Daily TransUnion VantageScore 3.0 Credit Score |
| Credit Reports | Free Plan: Daily access to Experian credit report (report updated every 30 days) Premium Plan: Daily access to Experian credit report (report updated every 30 days), Quarterly 3-Bureau Credit Reports | Credit Monitoring: One-time purchase of Experian and Equifax credit reports; TransUnion credit report updates daily Identity Protection: Quarterly 3-Bureau Credit Reports; Daily TransUnion Credit Report |
| Identity Monitoring | ||
| Identity Theft Protection | Up to $1M Identity Theft Insurance included in Premium Plan | Credit Monitoring: Up to $1M Identity Theft Insurance Identity Protection: Up to $2M Identity Theft Insurance |
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