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Community First Credit Union Promotions

$300

Referral Program - Up to $300 Bonus

Earn $25 for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements. Earn up to $300 in referral bonuses every year.

$200

Business Checking Account - $200 Bonus

Open a new Connections Business Checking account and earn $200 bonus. New members must open a share account with a minimum $5 initial deposit (share account is required for membership).

$200

Personal Checking Account - $200 Bonus

Open a new Community First Checking account. Use promo code FREECHECK at account opening. Make deposits totaling $1,000 or more within 90 days of account opening. Complete 10 or more qualifying debit card transactions within 90 days of account opening.

$100

Business Checking Account - $100 Bonus

Open a new Premier Business Checking account and earn $100 bonus. New members must open a share account with a minimum $5 initial deposit (share account is required for membership).

$50

Business Checking Account - $50 Bonus

Open a new Classic Business Checking account and earn $50 bonus. New members must open a share account with a minimum $5 initial deposit (share account is required for membership).

3.92%

13-Month CD - 3.92% APY

3.92%

13-Month Jumbo CD - 3.92% APY

3.92%

7-Month CD - 3.92% APY

3.67%

60-Month CD - 3.67% APY

3.56%

48-Month CD - 3.56% APY

3.30%

36-Month CD - 3.30% APY

3.25%

30-Month CD - 3.25% APY

3.20%

24-Month CD - 3.20% APY

2.99%

18-Month CD - 2.99% APY

2.94%

12-Month CD - 2.94% APY

2.58%

6-Month CD - 2.58% APY

2.53%

3-Month CD - 2.53% APY

Truist Bank
Member FDIC

Business Checking Account - $400 Bonus

Expires 3/31/2025
  • Earn $400 when you open a new small business checking account and complete qualifying activities.
  • Choose between:
    • Truist Simple Business Checking—Perfect if you're just starting out or have low transaction volume.
    • Truist Dynamic Business Checking—With more perks as your balances grow—and a true, local partnership.
  • New business checking clients only
  • From October 1st, 2024 – March 31st 2025
Terms and Conditions
Bank of America
Member FDIC

Bank of America Advantage Banking - $300 Bonus Offer

Expires 1/31/2025
  • The $300 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new checking customers only.
  • Offer expires 01/31/2025.
  • To qualify, open a new eligible Bank of America Advantage Banking account through the promotional page and set up and receive Qualifying Direct Deposits* totaling $2,000 or more into that new eligible account within 90 days of account opening. Bank of America Advantage SafeBalance Banking® for Family Banking accounts are not eligible for this offer.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *A Qualifying Direct Deposit is a direct deposit of regular monthly income – such as your salary, pension or Social Security benefits, which are made by your employer or other payer – using account and routing numbers that you provide to them.
  • Bank of America, N.A. Member FDIC.
Chase
Member FDIC

Chase Total Checking® - $300 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account with qualifying activities
  • With over 4,700 branches, Chase has the largest branch network in the U.S. plus access to more than 15,000 ATMs.
  • Chase Mobile® app - Manage your accounts, deposit checks, transfer money and more -- all from your device.
  • JPMorgan Chase Bank, N.A. Member FDIC
  • Open your account online now
  • Available online nationwide except in Alaska, Hawaii and Puerto Rico. For branch locations, visit locator.chase.com.
  • Chase Overdraft Assist℠ - no overdraft fees if you're overdrawn by $50 or less at the end of the business day or if you're overdrawn by more than $50 and bring your account balance to overdrawn by $50 or less at the end of the next business day*
US Bank
Member FDIC

U.S. Bank Smartly® Checking - Up to $450 Bonus

Expires 12/30/2024
Earn up to $450 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through December 30, 2024. Member FDIC.

Earn up to $450 with a new Bank Smartly Checking account. Complete the following within 90 days of account opening:

  • Enroll in online banking or the U.S. Bank Mobile App
  • Make two or more direct deposits(s) totaling $2,000 to $4,999.99 to earn $250, $5,000 to $7,999.99 to earn $350 or $8,000 or more to earn $450.

Fund your new account within 30 days to start qualifying activities. Offer may not be available if you are an existing U.S. Bank customer or live outside of the U.S. Bank footprint.

Discover Bank
Member FDIC

Online Checking Account - Earn Cash Back

  • 1% cash back on up to $3,000 in debit card purchases each month. See website for details
  • No fees
  • Early Pay - Get your paycheck up to two days early with no charge
  • No credit impact - You can apply without affecting your credit score.
  • Access to over 60,000 no-fee ATMs in the U.S.

Don't miss another hot deal. Check back often at CreditDonkey.

3.67%

IRA Certificate of Deposit - Up to 3.67% APY

  • Up to 3.67% APY
  • $500 minimum deposit
TermAPY
3-5 Month2.53%
6-11 Month1.31%
12 Month2.94%
13-17 Month2.94%
18-23 Month2.99%
24-29 Month3.20%
30-35 Month3.25%
36-47 Month3.30%
48-59 Month3.56%
60 Month3.67%
Expired 4/21/2024
$50

Referral Program - $50 Bonus

Expired 10/28/2023

Earn $50 for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements.

$200

Personal Checking Account - $200 Bonus

Open a new Community First Checking account. Use promo code FREECHECK at account opening. Make deposits totaling $1,000 or more within 90 days of account opening. Complete 10 or more qualifying debit card transactions within 90 days of account opening.

Expired 10/25/2023
$125

Referral Program - Up to $125 Bonus

Earn $25 for every referral who successfully opens a qualifying checking account, and completes all qualifying requirements. Referred clients will get $25 in bonus. Earn a maximum of $125 bonus per year.

Expired 10/25/2023
$200

Personal Checking Account - Up to $200 Bonus

Open a new Bonus Debit or Advantage Checking account using promo code CHK2023. Earn $25 upon opening a checking account and enrolling in the Save My Change Program. Earn $125 for establishing a cumulative direct deposit of at least $1,000 within first 90 days of account opening. Earn $25 for every friend you refer that opens a Bonus Debit or Advantage Checking account (limited to 5 referrals annually).

Expired 6/30/2023
$205

Personal Checking Account - Up to $205 Bonus

Open a new Advantage Checking or Bonus Debit checking account. Use promo code CHK200 at account opening. Establish direct deposits totaling $1,000 within 90 days of account opening.

Expired 7/5/2022
$200

Business Checking Account - $200 Bonus

Open a new Premier Business Checking account. Minimum opening deposit is $100. Membership is required. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Expired 1/4/2021
$100

Business Checking Account - $100 Bonus

Open a new Connections Business Checking account. Minimum opening deposit is $100. Membership is required. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Expired 1/4/2021
$50

Business Checking Account - $50 Bonus

Open a new Classic Business Checking account. Minimum opening deposit is $100. Membership is required. Membership is open to anyone who lives, works, or attends school in one of the following counties: Baker, Brevard, Broward, Clay, Duval, Flagler, Indian River, Lake, Martin, Nassau, Orange, Palm Beach, Putnam, Seminole, St. Johns, St. Lucie, or Volusia.

Expired 1/4/2021
$160

Personal Checking Account - Up to $160 Bonus

Open a new Bonus Debit or Advantage Checking account using promo code CHK2020. Earn $25 upon opening a checking account and enrolling in the Save My Change Program. Earn $125 for establishing a direct deposit and maintaining an average monthly checking balance of at least $500 by 01/31/2021. Earn $10 Amazon.com gift card for making a minimum of 6 transactions with your new CFCU debit card before 11/30/2020.

Expired 12/31/2020

Community First Credit Union Checking Bonus

What is the checking bonus at Community First Credit Union?

Community First Credit Union CD Rates

What is Community First Credit Union's CD rates?
  • 7-Month CD - 3.92% APY
  • 13-Month CD - 3.92% APY
  • 13-Month Jumbo CD - 3.92% APY
  • 60-Month CD - 3.67% APY
  • 48-Month CD - 3.56% APY
  • 36-Month CD - 3.30% APY
  • 30-Month CD - 3.25% APY
  • 24-Month CD - 3.20% APY
  • 18-Month CD - 2.99% APY
  • 12-Month CD - 2.94% APY
  • 6-Month CD - 2.58% APY

    Highlights

    Locations
    21 branches

Information sourced from the published website as of 09/24/2024.


Community First Credit Union Alternatives

Bank of America
Member FDIC

Bank of America® Business Advantage Banking Checking Account - $200 Bonus Offer

  • The $200 bonus offer is an online only offer and must be opened through the Bank of America promotional page.
  • The offer is for new eligible business checking customers only.
  • Offer expires 12/31/2025.
  • To qualify, deposit $5,000 or more in New Money* directly into a new eligible Bank of America Business Advantage Banking account within thirty (30) days of account opening.
  • Maintain an average balance of $5,000 in that new Business Advantage Banking account during the Maintenance Period**.
  • Once all requirements are met, Bank of America will attempt to pay bonus within 60 days.
  • Additional terms and conditions apply. See offer page for more details.
  • *New Money is new funds deposited into your business checking account that are not transfers from other Bank of America deposit accounts or Merrill investment accounts.
  • ** The Maintenance Period begins thirty-one (31) calendar days after account opening and ends ninety (90) calendar days after account opening.
  • Bank of America, N.A. Member FDIC
Chase
Member FDIC

Chase Secure Banking℠ - $100 Bonus

Expires 1/22/2025
  • New Chase checking customers enjoy a $100 checking account bonus when you open a Chase Secure Banking℠ account with qualifying transactions. Open online or at any Chase branch.
  • Set up direct deposit and you may get your money up to two business days early-exclusively for Chase Secure Banking℠ customers.
  • No minimum deposit to open an account and get started plus no overdraft fees with a Chase debit card that helps you stay within your balance.
  • No need to worry about overdraft fees - Chase Secure Banking℠ allows you to spend only the money you have available.
  • Chase Secure Banking℠ customers told us they save an average of more than $40 per month on fees after opening their account.
  • Pay bills, cash checks and send or receive money with Zelle® with a Chase Secure Banking℠ account.
  • Bank from anywhere with access to more than 15,000 Chase ATMs, more than 4,700 Chase branches, the Chase Mobile® app and Chase.com.
  • JPMorgan Chase Bank, N.A. Member FDIC.
US Bank
Member FDIC

Silver Business Checking account - $400 Bonus

Expires 1/15/2025

Promo code Q4AFL24 MUST be used when opening a U.S. Bank Silver, Platinum, or Business Essentials (Available in AZ, NV, CO, NM, OH, IN, KY and TN) Business Checking account. Limit of one Business Checking bonus per business. A $100 minimum deposit is required to open one of the referenced accounts.

Earn your $400 Business Checking bonus by opening a new U.S. Bank Silver Business Checking or Business Essentials (not available in all markets) account between 10/1/2024 and 1/15/2025. You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening.

New money is considered money that is new to U.S. Bank. Funds must come from outside U.S Bank and cannot be transferred from another U.S. Bank product or a U.S. Bank Affiliate. Checking account fees (e.g., monthly maintenance, paper statement fee, etc.) could reduce the qualifying daily balance, therefore you must make deposit(s) to cover the fees to maintain the daily balance during the qualifying period to be awarded the bonus. Refer to the Business Pricing Information or Business Essentials® Pricing Information Document for a list of fees.

The business checking bonus will be deposited into your new eligible U.S. Bank Business Checking account within 30 days following the last calendar day of the month you complete all of the offer requirements, as long as the account is open and has a positive available balance.

Offer may not be combined with any other business checking account bonus offers. Existing customers (businesses) with a business checking account or customers (businesses) who had an account in the last 12 months, do not qualify.

All regular account-opening procedures apply. For a comprehensive list of checking account pricing, terms and policies, reference your Business Pricing Information or Business Essentials® Pricing Information and YDAA disclosure. This document can be obtained by contacting a U.S. Bank branch or calling 800.872.2657.

Bonus will be reported as interest earned on IRS Form 1099-INT and recipient is responsible for any applicable taxes. Current U.S. Bank employees are not eligible. U.S. Bank reserves the right to withdraw this offer at any time without notice. Member FDIC.

Discover Bank
Member FDIC

Discover® Online Savings - $200 Cash Bonus

Expires 3/13/2025

To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code CY924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200.

What to know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on Discover.com/Bank. See advertiser website for full details.

CIT Bank
Member FDIC

CIT Bank Platinum Savings - 4.55% APY

  • 4.55% APY with a balance of $5,000 or more
  • 0.25% APY with a balance of less than $5,000
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Member FDIC
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About CreditDonkey
CreditDonkey is a bank comparison website. We publish data-driven analysis to help you save money & make savvy decisions.

Editorial Note: Any opinions, analyses, reviews or recommendations expressed on this page are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

†Advertiser Disclosure: Many of the offers that appear on this site are from companies from which CreditDonkey receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). CreditDonkey does not include all companies or all offers that may be available in the marketplace.

*See the card issuer's online application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However, all information is presented without warranty. When you click on the "Apply Now" button you can review the terms and conditions on the card issuer's website.

CreditDonkey does not know your individual circumstances and provides information for general educational purposes only. CreditDonkey is not a substitute for, and should not be used as, professional legal, credit or financial advice. You should consult your own professional advisors for such advice.

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